Get a Flexible Business Loan in Bihar
Bihar, traditionally known for its strong agricultural base, is now emerging as a hub for manufacturing, services, and IT industries. Whether you're looking to boost working capital, expand operations, or invest in new opportunities, we at Poonawalla Fincorp offer the ideal financial solution.
So, take the next step in your entrepreneurial journey and apply for small business loans in Bihar. Get up to ₹75 Lakh with better rates, minimal paperwork, swift approval, flexible repayment options and complete transparency with zero hidden charges.Apply now!
Why Choose Poonawalla Fincorp
Business Loan EMI Calculator
Calculate your monthly repayments with our EMI calculator. Just enter the loan amount, tenure, and interest rate. Try now
Apply for a Business Loan Online in Just 3 Steps
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Business Loan in Bihar
Fulfil our simple eligibility criteria:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Business Vintage: Minimum 2 years.
- Annual Turnover: At least ₹6 Lakh.
Documents Required for a Business Loan in Bihar
Say goodbye to hefty paperwork. Submit only the essential documents to apply for a Business Loan:
- KYC Documents
- Business Address Proof
- Financial Documents
Click to know more about the documentation in detail.
Interest Rate and Charges for a Business Loan in Bihar
Get the loan at affordable rates with minimal fee:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Business Loan in Bihar
From day-to-day operations to long-term expansion, this loan offers the financial flexibility to meet a wide range of business needs and support your growth. Here are a few:
- Purchasing inventory and supplies
- Upgrading equipment and technology
- Marketing and advertising
- Renovating business or office premises
- Launching new products or services
- Expand working capital
- Funding business acquisitions
Who Can Get a Business Loan in Bihar
- MSMEs
- Women entrepreneurs
- Retail shop owners
- Sole proprietorships
- Private business owners
Tips for a Successful Business Loan Application
Set yourself up for success by following these essential tips to improve your chances of getting your loan approve:
- Check your credit score
- Formulate a business plan
- Understand the loan purpose
- Prepare required documents
- Reduce existing debt
Poonawalla Fincorp Branch Address in Bihar
Poonawalla Fincorp Limited
Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna, Bihar-800001
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Several factors, such as credit score, age of the borrower, existing debt, and business revenue, are considered while calculating the rate of interest of your loan.
Improve your chances of getting approved for a loan by knowing your credit score, organising financial documents, reducing existing debt, and working with a trusted local credit union. This can help you get better interest rates and flexible terms.
Poonawalla Fincorp offers loans with flexible repayment tenures between 6 and 48 months. You can choose the one that suits you the best.
To get the fastest loan processing, fulfil the eligibility criteria and the documentation requirements by considering your loan maturity. Furthermore, ensure you have a high credit score and enough income to pay EMIs on time.
Completing the loan application form accurately and in full helps avoid delays and increases your chances of approval, especially when applying for a Business Loan in Bihar.
Many applicants find the extensive paperwork and strict eligibility criteria for business loans time-consuming and difficult to navigate, especially for small loans.
Business loans provide essential capital that helps organisations expand, innovate, and thrive in Bihar’s evolving market, making them vital for expanding operations and sustained growth, especially for those seeking small business loans.
Specialised working capital loans help businesses manage short-term financial needs such as operational expenses, making them ideal for those seeking flexible loan solutions in Bihar.
Lenders verify a business's financial health by reviewing its financial statements, including the income statement, balance sheet, and cash flow statement. These help assess profitability, stability, and the ability to repay loans.
You can avail funds of up ₹75 Lakh with a Personal Loan from Poonawalla Fincorp.
Small business loans offer essential funding to support the day-to-day operations and long-term growth of small and medium-sized enterprises (SMEs). These funds can be utilised for diverse needs, including maintaining working capital, acquiring new equipment, infrastructure, or scaling up business activities.