Get a Business Loan of ₹15 Lakh Instantly
Unlock the potential of your business with a ₹15 Lakh Business Loan from Poonawalla Fincorp. Whether you need to expand operations, purchase essential equipment, or seize growth opportunities, this credit facility is designed to empower your entrepreneurial journey. Secure a stable future for your business today with a loan tailored to your needs. Apply now and take the first step towards a brighter future.
Why Choose Poonawalla Fincorp
₹15 Lakh Business Loan EMI Calculator
Plan your monthly budget with our online EMI calculator. Just enter your loan amount, interest rate, and tenure. Try now!
Apply for a Business Loan in Just 3 Steps
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a ₹15 Lakh Business Loan
Meet the simple eligibility criteria to qualify:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Annual Turnover: At least ₹6 Lakh.
- Business Vintage: Minimum of 2 years.
Documents Required for a ₹15 Lakh Business Loan
Submit the following documents and save time on lengthy paperwork:
- KYC Documents
- Business Address Proof
- Financial Documents
Click to know more about the documentation in detail.
Interest Rate and Charges for a ₹15 Lakh Business Loan
Benefit from attractive interest rate and nominal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
₹15 Lakh Business Loan EMI for Up to 3 Years
Tenure | EMI at 15% p.a. Interest Rate |
---|---|
1 year | ₹135,387* |
2 years | ₹72,730* |
3 years | ₹51,998* |
Different Uses of a ₹15 Lakh Business Loan
● Expansion of your business operations
● Entering new markets
● Diversifying your product and service portfolio
● Hiring proficient employees
● Purchasing equipment
● Restocking inventory
Who Can Get a Business Loan
● Women entrepreneurs
● MSMEs
● Retail shop owners
● Sole proprietors
● Partnership firms
Tips for a Successful Business Loan Application
● Determine your business needs
● Prepare a business plan
● Check your business credit score
● Keep all the necessary documents ready
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
No, you need not pledge any assets to avail of the loan from us. Poonawalla Fincorp's Business Loan is collateral-free.
You can repay the loan over a maximum period of 48 months with flexible EMI options.
You can get approval and disbursement instantly after successful verification and approval.