Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Get a Quick Business Loan in Uttar Pradesh

Uttar Pradesh is home to a rapidly expanding economy. Take your business to new heights with a Business Loan in Uttar Pradesh from Poonawalla Fincorp. Get up to ₹75 lakh to fund working capital needs, purchase new machinery, launch a new product, consolidate debt, etc. Benefit from attractive interest rate, flexible repayment tenure, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Quick
Approval
Flexible
Repayment Tenure

Business Loan EMI Calculator

Calculate your monthly repayments easily with our EMI calculator​​. Enter the loan amount, tenure, and interest rate to estimate your monthly outgo. Try now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Uttar Pradesh

Meet our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: Minimum 2 years.
  • Annual Turnover: Minimum ₹6 Lakh.

Documents Required for a Business Loan in Uttar Pradesh

Submit just a few mandatory documents:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Uttar Pradesh

We offer Business Loan at competitive interest rate and transparent charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Uttar Pradesh

  • Managing daily business operations  
  • Financing an expansion project  
  • Expanding presence in new markets  
  • Purchasing assets, inventory and equipment 
  • Meeting working capital needs  
  • Recruiting and training staff   

Who Can Get a Business Loan in Uttar Pradesh

  • Retail shop owners  
  • Sole proprietors  
  • Small business owners  
  • Owners of MSMEs 
  • Women entrepreneurs 

Tips for a Successful Business Loan Application

  • Check the eligibility criteria 
  • Review your credit score  
  • Submit the required documents 
  • Avoid multiple application 

Poonawalla Fincorp Branch Address in Uttar-Pradesh

Poonawalla Fincorp Branch Address in Agra

Address: Office N0. 204-B, 2nd Floor, Sumridhi Business Suites, Sanjay Place, 4/S-38A, Block No-38/4A, Agra, Uttar Pradesh-282002 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Aligarh

Address: 1st Floor ,HM Complex, Plot No- J-77, Nagar nigam no. 3/272-A, janakpuri Ramghat Road, Aligarh, Uttar Pradesh-202001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Allahabad

Address: 1st Floor, 120/1/18/2C, Plot No-18, Site No-29, Mahatma Gandhi Marg, Near MAX Showroom,Civil Lines, Prayagraj, Allahabad, Uttar Pradesh-211001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Bareilly

Address: 2nd Floor, Sheel Kishan Tower, Block No. 63, Plot no.09, Near Bikaner Wala, Bareilly, Uttar Pradesh-243001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Ghaziabad  

Address: 2nd Floor, DK Chopra Tower, Plot No. 05, Sector No. 14, Kaushambi, Near Yasodha Hospital, Ghaziabad, Uttar Pradesh-201010 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Gorakhpur

Address: 1st Floor, Hanuman Mandir Road, Near Jasraj Cloth House, Betiyahata, Gorakhpur, Uttar Pradesh-273001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Kanpur

Address: 1st Floor, 16/116 (29 ) , Plot No 34, Block 16  ( subplot 4 ) Bhargava Estate, Civil Lines, Kanpur, Uttar Pradesh-208001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Lucknow 

Address: Unit no. 106 ,1st Floor , Shalimar Logix, Rana Pratap Marg, Hazratganj, Lucknow, Uttar Pradesh-226001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Meerut

Address: 2nd Floor, Corpo Tower, Plot-309/1, Mangal Pandey Nagar, Meerut, Uttar Pradesh-250004 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Moradabad

Address: 1st Floor, Om Complex, Adjacent To Axis Bank, Near Sai Hospital, Delhi Road, Moradabad, Uttar Pradesh-244001 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Varanasi 

Address: 3rd FLOOR, PLOT NO.7, N.M.P.V NO,D-58/12, A-7, Gandhi Nagar, Sigra development scheme, SIGRA, Varanasi- 221010 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Poonawalla Fincorp Branch Address in Noida

Address: Office No.2712A, 7th floor, Tower A, Corridor 2, Corenthum, Sector 62, District. Gautam Budh Nagar, Noida, Uttar Pradesh-201301 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Is it necessary to pledge collateral for applying for a Business Loan in Uttar Pradesh?

No, it is not necessary to pledge collateral during a Business Loan application in Uttar Pradesh. 

How can I repay a Business Loan in Uttar Pradesh?

To repay a Business Loan within a tenure of 4 years, you can choose a dated Cheque (PDCs), direct debit, or electronic clearing services (ECS). 

How can I calculate the EMI amount for opting for a Business Loan?

To opt for a Business Loan and calculate the EMI amount, use the online EMI calculator. After entering the loan tenure, loan amount, and rate of interest, the calculator will instantly reflect your EMI amount.