Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Get a Quick Business Loan in Chhattisgarh

Chhattisgarh is experiencing a major boom in the fields of agriculture and food processing, mineral business, steel production, cement franchise business, tourism, etc. As a result, there has been an increase in the demand for financing options for businesses.

Secure a Business Loan in Chhattisgarh of up to ₹75 lakh from Poonawalla Fincorp with minimal paperwork, quick approval, and zero hidden charges. What’s more? Enjoy attractive interest rate, flexible loan tenure, and instant disbursal. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Competitive
Interest Rate
Minimal Documentation Minimal
Documentation
Quick
Approval
Flexible Repayment Options Flexible
Repayment Tenure

Business Loan EMI Calculator

Plan your repayments efficiently with our EMI Calculator. Enter the loan amount, tenure, and interest rate to know your loan EMI. Calculate now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Chhattisgarh

Fulfil our simple eligibility criteria to qualify:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: At least 2 years since its registration date.
  • Annual Turnover: Minimum annual turnover of ₹6 Lakh.

Documents Required for a Business Loan in Chhattisgarh

Submit just a few mandatory documents:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Chhattisgarh

We offer a Business Loan with competitive interest rate and nominal charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3.5%
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Chhattisgarh

  • Purchase equipment and tools
  • Consolidate multiple high-interest loan
  • Improve current business set-up
  • Expand to new markets
  • Hire new staff
  • Cover unexpected expenses

Who Can Get a Business Loan in Chhattisgarh

  • MSMEs
  • Retailers
  • Private business owners
  • Women entrepreneurs

Tips for a Successful Business Loan Application

  • Improve your credit score
  • Increase your business’s cashflow
  • Consistently review your credit report
  • Avoid too many loan applications
  • Lower your existing debt

Poonawalla Fincorp Branch Address in Chhattisgarh

Poonawalla Fincorp Branch Address in Bilaspur

Address: Shop No. S - 07 & 08, 03rd Floor, B. R. Gwalani Chambers, Vyapar Vihar, Bilaspur, Chhattisgarh - 495001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp Branch Address in Bhilai

Address: 02nd Floor, Sairam Business Park, above TATA Motors showroom, G. E. Road, Krishna Nagar, Supela, Bhilai, Chhattisgarh - 490023

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp Branch Address in Raipur

Address: Office No. 3044 to 3048, 3rd Floor, Currency Tower, VIP Road Chowk, Near Ram Mandir, Raipur, Chhattisgarh - 492001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

 

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is a Business Loan EMI calculator?

The EMI calculator is an essential tool for planning your loan repayment. You can use it to determine the right loan amount and tenure you can easily repay.

Why to choose Poonawalla Fincorp’s Business Loan?

At Poonawalla Fincorp, we sanction a high loan amount of up to ₹75 lakh for all sorts of business expenses. Moreover, we offer flexible repayment tenure up to 48 months, online application platform and many more benefits.

Do I need to visit a physical branch to avail a Business Loan in Chhattisgarh?

No, you can apply for a Business Loan from Poonawalla Fincorp online from the comforts of your home. You can also visit the branch.