Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Business Loan EMI Calculator

Calculate your monthly repayments easily with our EMI calculator. Enter the loan amount, tenure, and interest rate to estimate your monthly outgo. Try it now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
15%
30%

Tenure

Months
6 Months
48 Months

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Quick
Approval
Flexible Repayment
Tenure

Apply for a Business Loan Online in Just 3 Steps

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Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

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Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

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Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Meet our simple eligibility criteria to apply:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: At least 2 years.
  • Annual Turnover: Minimum of ₹6 Lakh.

Submit just a few mandatory documents:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

We offer loans to entrepreneurs for business growth at competitive interest rate and nominal charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3.5%
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

  • Business expansion
  • Improvement of existing business set-up
  • Consolidating high-interest business debts
  • Boosting working capital reserves
  • Expand your workforce
  • Purchasing and stock inventory
  • Buying new machinery, equipment, or software
  • Capitalizing on business opportunities

  • MSMEs 
  • Women entrepreneurs 
  • Sole proprietor 
  • Partnership firm 
  • Trust 
  • Manufacturers 
  • Retailers 

  • Know your business needs
  • Review credit history
  • Prepare a detailed business plan
  • Organize your financial statements

Poonawalla Fincorp Limited


Address: Office No.103 & 104, 1st floor, M-square Building, Gaurav Path, Vaishali Nagar, Ajmer, Rajasthan -305001

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

A Business Loan is a source of business financing that offers funds to fulfil all your business needs, such as working capital requirements, funds for scaling up operations, inventory management, launching new products, spending on marketing, etc.

Any time is good to take out a Business Loan. However, you must have a minimum business of 2 years. 

A Business Loan allows you to expand your business operations, fulfil working capital requirements, buy new machinery and equipment, etc. Taking this loan from Poonawalla Fincorp has various benefits like attractive interest rate, flexible repayment tenure, minimal document requirements, and a hassle-free application process.

Flexible loan tenure is one of the features of a Business Loan from Poonawalla Fincorp. It provides you with the benefits of choosing from a loan repayment tenure that ranges between 6 and 48 months as per your financial comfort.

You can secure a high loan amount of up to ₹75 Lakh with our Business Loan. The amount you can avail of depends on you and your company’s finance and credit profile.

Apply for a Business Loan from Poonawalla Fincorp in just 3 steps:

Step 1: Click on ‘Apply Now’.

Step 2: Upload the required documents.

Step 3: Get funds in your bank account.

On successful verification, the loan amount will be disbursed into your bank account.