Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months

Get a Hassle-Free Business Loan in Ghaziabad

Ghaziabad, a bustling city in Uttar Pradesh, is known for its commercial and industrial activities. As businesses in Ghaziabad strive to grow and expand, having access to reliable financial support becomes crucial. Poonawalla Fincorp understands these unique needs and provides Business Loan in Ghaziabad for entrepreneurs. Get up to ₹75 Lakh at competitive interest rate with minimal documents, quick approval, and flexible repayment tenure. Apply now!

Why Choose Poonawalla Fincorp

High Loan
Amount
Collateral-free
Loan
Competitive
Interest Rate
Minimal
Documentation
Quick
Approval
Flexible Repayment
Tenure

Business Loan EMI Calculator

Plan your finances efficiently with our EMI calculator. Just enter the loan amount, tenure and interest rate to calculate the EMIs. Try now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Business Loan in Ghaziabad

Meet our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: Minimum of 2 years.
  • Annual Turnover: Minimum of ₹6 Lakh.

Documents Required for a Business Loan in Ghaziabad

Submit just a few mandatory documents to apply:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a Business Loan in Ghaziabad

Avail of a Business Loan at attractive interest rate and minimal charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3.5%
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Business Loan in Ghaziabad

  • Business expansion
  • Equipment purchase
  • Marketing campaigns
  • Inventory management
  • Debt consolidation

Who Can Get a Business Loan in Ghaziabad

  • MSMEs
  • Retailers
  • Private business owners
  • Women entrepreneurs

Tips for a Successful Business Loan Application

  • Understand your business needs
  • Have a business plan ready
  • Check your credit score and history
  • Keep all the documents ready

Poonawalla Fincorp Branch Address in Ghaziabad

Poonawalla Fincorp Limited

Address: 2nd Floor, DK Chopra Tower, Plot No. 05, Sector No. 14, Kaushambi, Near Yasodha Hospital, Ghaziabad, Uttar Pradesh-201010

Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How can I get a Business Loan without collateral?

You can secure a collateral-free Business Loan from Poonawalla Fincorp by meeting our eligibility criteria.

What is a flexible Business Loan tenure?

A flexible Business Loan tenure offers you the freedom to select a repayment period according to your preference. This versatility helps in customising EMIs to align with your business's financial capabilities.

Does Poonawalla Fincorp provide funds with minimum documentation?

Yes, Poonawalla Fincorp provides funds for your business with minimal documentation requirements. Check our eligibility page for more details.