business loan in coimbatore

Business Loan in Kolkata

Starting @15%* p.a.

Loan up to 50 Lakh | Minimal Documentation | Collateral Free | Tenure Up To 48 months | Easy Transfer Available | Quick Disbursal

Kolkata, often termed the "City of Joy," is a bustling metropolis rich in culture situated in the eastern part of India. It is the capital city of the state of West Bengal and has always held historical importance, with its architecture reflecting the colonial influence of the British Empire. Kolkata is also known for its cultural heritage, including literature, music, and art. The city is also home to several industries like textiles, jute, and food processing.

If you're a business owner in Kolkata, you may be looking for financial assistance to help grow your business; and a Business Loan from Poonawalla Fincorp can be the right option for you. A Business Loan is a type of financing that provides funds to businesses for various purposes, such as expanding operations, purchasing inventory, or investing in new equipment.


Business Loan interest rates in Kolkata, like any other city in India, depend on several factors such as the loan amount, tenure, borrower's credit score, and business turnover. However, the interest rates may differ slightly based on the lender's policies, market conditions, and the borrower's profile.

Thankfully, Poonawalla Fincorp offers collateral-free Business Loans in Kolkata at attractive interest rates, starting from 15%* per annum.

Rate of Interest 15% p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3% plus applicable taxes
Lowest EMI/Month* Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 - 48 months
Pre-payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹1,000 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

While the rate of interest is determined by the lender, the interest is usually calculated as per the formula mentioned below:

E = [P x R x (1+R)^ N] / [(1+R)^ (N-1)]


  • P= The principal loan amount
  • R= The monthly rate of interest (annual interest rate/12)
  • N= The total number of monthly installments (EMIs)

Business Loans are a popular financial solution for businesses looking to expand, invest, or overcome financial challenges. In Kolkata, a bustling commercial center, you can get Poonawalla Fincorp’s Business Loan that comes with several features and benefits, such as:

  • Flexible Repayment Rate Logo

    Flexible Repayment Options

  • Competitive Interest Rate Logo

    Competitive Interest Rates

  • No Collateral Required Logo

    Collateral-free Loans

  • Quick Processing Logo

    Quick Processing

Flexible Repayment Options

We offer flexible repayment options that can be customized to suit your financial situation. Our Business Loans come with a repayment tenure of up to 48 months.

Competitive Interest Rates

We offer competitive interest rates, starting from just 15%* p.a. This makes Poonawalla Fincorp’s Business Loans an affordable option for business owners in Kolkata looking to fulfil their specific business requirements.

Collateral-free Loans

Poonawalla Fincorp’s Business Loans in Kolkata are available without the need for collateral. This means that you do not have to pledge any assets or property as security to access the loan.

Quick Processing

Our Business Loans in Kolkata are processed quickly, with swift approval and disbursal of funds within a short period.
We offer Business Loans in Kolkata to small businesses, MSMEs, retail shops, and proprietorships.

Businesses often require funds to expand their operations or to overcome temporary financial hurdles. A Business Loan in Kolkata from Poonawalla Fincorp can be a viable solution for these businesses to secure the necessary funds. Here are some of the different purposes for which businesses in Kolkata can avail of a Business Loan:

Business Expansion

Business Loans can be used for expanding the business operations of an existing business. This includes increasing the product line, expanding the business to new locations, etc.

Working Capital

Working capital is the capital required for the day-to-day operations of a business. A Business Loan can be used to meet the working capital requirements of a business, such as paying salaries, paying vendors, and purchasing inventory.

Equipment Purchase

Businesses in Kolkata may require specialized equipment to manufacture their products or provide their services. A Business Loan can be used to purchase equipment like machinery, computers, and more.

Inventory Purchase

Some businesses may require a large inventory to meet their customer demand. A Business Loan can be used to purchase inventory and meet the growing demand.

Marketing and Advertising

Marketing and advertising play a crucial role in the growth of a business. A Business Loan can be used to invest in marketing and advertising campaigns to attract new customers and retain existing ones.

Poonawalla Fincorp’s Business Loans in Kolkata offer several features and benefits that can help businesses to grow and succeed. With flexible repayment options, competitive interest rates, and quick processing times, it provides an affordable and convenient option for businesses looking to access funding. By using a Business Loan to invest in expansion, manage cash flow, or gain a competitive advantage, businesses can achieve their goals and thrive in Kolkata's competitive commercial environment.

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Click on Apply Now and enter your contact details.

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Business Details

Enter your annual business turnover and other business details.

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The application will then proceed for verification and assessment

Poonawalla Fincorp Limited

Address: 15, Park Street, 6th Floor, Apeejay House, Block B, Unit No: B/6/1, Kolkata, 700016, West Bengal
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*T&C Apply

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