business loan in patna

Business Loan in Patna

Starting @15%* p.a.

Quick Disbursal | Collateral-free | Minimal Documentation

Patna, the capital city of Bihar, is a bustling commercial and industrial hub in eastern India. It is home to a diverse range of businesses, including manufacturing, trading, services, and more. Securing a Business Loan in Patna is a seamless process with Poonawalla Fincorp. Aspiring entrepreneurs can easily apply for a Business Loan through our user-friendly online application portal. By visiting our official website, you can access the application form, provide the necessary details, and submit your application along with the required documentation. Poonawalla Fincorp's dedicated team ensures efficient processing, and our experts are available to guide you throughout the loan application journey, ensuring a smooth and hassle-free experience.


Poonawalla Fincorp offers competitive interest rates on Business Loans in Patna. With attractive interest rates, you can manage your loan repayments effectively and focus on driving your business forward without unnecessary financial burden. Check the table below to know more the interest rates and charges associated with our Business Loans:

Business Loan Interest Rates 15% p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3% plus applicable taxes
Lowest EMI per month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 - 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • Easy To Apply Logo

    Competitive Interest Rates

  • Competitive Interest Rate Logo

    Customizable Loan Amounts

  • Quick Processing Logo

    Collateral-Free Loans

  • Quick Processing Logo

    Flexible Repayment Options

Competitive Interest Rates

Poonawalla Fincorp offers attractive interest rates on Business Loans in Patna to make it more affordable for borrowers.

Customizable Loan Amounts

Poonawalla Fincorp provides Business Loans in Patna starting from as low as ₹1 Lakh.

Collateral-Free Loans

We offer collateral-free Business Loans in Patna. This means that businesses can secure the necessary funds without pledging assets or property as a security.

Flexible Repayment Options

Our Business Loans come with a flexible repayment option ranging from 12 months to 48 months. You can choose a tenure as per your repayment capacity.

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Apply Online

Click on Apply Now and enter your contact details.

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Business Details

Enter your annual business turnover and other business details.

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The application will then proceed for verification and assessment

Working Capital Loans:

Our Business Loan caters to your working capital requirements, ensuring smooth operations and sustained growth.

Expansion and Renovation Loans:

If you're planning to expand your business or renovate your existing infrastructure, our Business Loan can provide the necessary funds.

Business Growth Loans:

For businesses with ambitious growth plans, our Business Loan can fuel your expansion strategies and help you tap into new opportunities.

Inventory Financing:

Avail of funds to manage your inventory efficiently, ensuring uninterrupted supply and meeting customer demands.

In conclusion, Poonawalla Fincorp's Business Loan offerings in Patna provide entrepreneurs with the much-needed financial support to fuel their business growth. With a user-friendly application process, competitive interest rates, and flexible repayment options, we are dedicated to empowering businesses in Patna. Whether you are a small business owner or a seasoned entrepreneur, you can apply for a Business Loan with us to meet your business-related financial requirements.

Poonawalla Fincorp Limited

Address: Office no. 105, 1st Floor, Pandey Plaza, Exhibition Road, Patna,Bihar-800001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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