business loan in trivandrum

Business Loan in Trivandrum

Starting @15%* p.a.

Smooth Disbursal | Collateral-free | Hassle-Free Documentation

Trivandrum, also known as Thiruvananthapuram, is the capital city of the southern Indian state of Kerala. Situated on the southwestern coast of India, Trivandrum is known for its rich cultural heritage, beautiful landscapes, and a thriving economy. The city is a blend of tradition and modernity, with historical monuments, lush greenery, and a rapidly developing urban infrastructure.

Applying for a Business Loan in Trivandrum with Poonawalla Fincorp is a seamless and convenient process. Through our user-friendly online application platform, you can easily apply from the comfort of your home or office. By submitting the required documents and meeting the eligibility criteria, you can access the funds necessary to fuel your business growth in Trivandrum. Our dedicated team of experts is available to guide you through the application process, ensuring a smooth experience.


Poonawalla Fincorp offers competitive interest rates for Business Loans in Trivandrum. Have a look at the details below:

Business Loan Interest Rates 15% p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3% plus applicable taxes
Lowest EMI per month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 - 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
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    Flexible Loan Amount

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    Quick and Hassle-Free Application Process

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    Competitive Interest Rates

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    Flexible Repayment Options

Flexible Loan Amount

Poonawalla Fincorp understands that each business has unique financial requirements. Whether you need a small capital infusion or a substantial loan, Business Loan in Trivandrum offers flexible loan amounts to suit your needs. This ensures that you can access the necessary funds without being burdened by excessive borrowing or falling short of your requirements.

Quick and Hassle-Free Application Process

We prioritize customer convenience, and its Business Loan application process reflects that. By leveraging technology, we have streamlined the application process, allowing you to apply for a Business Loan in Trivandrum quickly and effortlessly. With minimal documentation requirements and a user-friendly interface, you can submit your loan application online and receive a prompt response.

Competitive Interest Rates

We understand the importance of affordable financing for businesses. The Business Loan in Trivandrum offers competitive interest rates, ensuring that you can manage your repayments effectively while focusing on growing your business. The transparent and fair interest rates provided by Poonawalla Fincorp make the loans an attractive option for entrepreneurs in Trivandrum.

Flexible Repayment Options

To cater to the diverse needs of businesses, Poonawalla Fincorp provides flexible repayment options. We offer various repayment tenures, allowing you to choose a duration that aligns with your business's cash flow. This flexibility empowers you to manage your finances efficiently and make repayments comfortably without straining your business's finances.

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Apply Online

Click on Apply Now and enter your contact details.

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Business Details

Enter your annual business turnover and other business details.

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The application will then proceed for verification and assessment

Working Capital Loans:

Working Capital Loans are designed to address the day-to-day operational needs of a business. They help finance inventory purchases, manage accounts receivable and payable, and cover other short-term expenses.

Business Loans for MSMEs/SMEs:

Business Loans for MSMEs/SMEs are specifically designed to cater to the financial needs of Micro, Small, and Medium Enterprises. These loans provide funding for various purposes such as business expansion, working capital, equipment purchase, inventory management, and technology upgrades. They typically offer flexible loan amounts, competitive interest rates, and repayment tenures that can be tailored to the specific needs of MSMEs/SMEs. Collateral requirements, documentation processes, and quick disbursement are also key features associated with these loans.

Sole Proprietor Business Loan:

Sole Proprietor Business Loans are designed for individuals who run their own businesses. These loans provide funding for various needs like working capital and equipment purchase. They offer flexible loan amounts, competitive interest rates, and simplified documentation.

Business Loans for Women:

Business Loans for Women are designed to support women entrepreneurs. They provide funds for various business needs and often come with tailored features such as competitive interest rates and flexible repayment options. Specific details can be obtained from lenders or financial institutions.

Poonawalla Fincorp Limited

Address: 1st Floor , Sree Uthradam Arcade ,Sasthamangalam, Trivandrum, Kerala-695010
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp is committed to assisting businesses in Trivandrum with their financial needs through our Business Loan offerings. With competitive interest rates, a streamlined application process, and a host of features and benefits, we aim to empower businesses to thrive and succeed. Apply for a Business Loan in Trivandrum with Poonawalla Fincorp and unlock the potential of your business, driving growth and achieving your goals. Our dedicated team is ready to support you in your journey towards business success in Trivandrum.

*Terms & Conditions Apply

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