Business Loan For Women

Instant Business Loan

Up to ₹50 Lakh | Quick Approval | No Hidden Charges

An instant Business Loan from Poonawalla Fincorp enables you to achieve your business goals with minimal documents and flexible EMIs. Get a collateral-free loan up to ₹50 Lakh with quick disbursal to expand your business, hand out employees’ salaries, upgrade machinery, and more. Enjoy the 3-step application process, quick approval, and fast disbursal – all with no hidden charges! Don’t wait. Apply now!

Plan your monthly EMI outgo with the Business Loan EMI calculator. This online tool offers precise results, minimizing errors compared to manual calculations using complex formulas. Enter the loan amount, tenure, and interest rate and the EMI amount will be instantly displayed.


Poonawalla Fincorp offers an Instant Business Loan with attractive interest rates and no other hidden charges:

Types of Fee Application Charges
Business Loan Interest Rates 15% p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3% plus applicable taxes
Lowest EMI per month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 - 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Here are the eligibility criteria for Business Loan:

Age Requirement


Work Experience Required

Business Vintage

Monthly Salary Required

Financial Performance

  • Age: Applicant must be between 24 to 65 years.
  • Business Vintage: The business must have been operational for at least 2 years.
  • Financial Performance: The business must have a minimum annual turnover of ₹6 Lakh.

Note: The above-mentioned Business Loan eligibility list is indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.

Upload just a few documents to complete your application process:

Document Category Business Loan in Documents
KYC Documents
  • Company’s PAN Card/Aadhaar Card/Driving License/Voter ID/Passport, Director/ Proprietor/ Partner PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Proprietor/ Partner/ Director PAN Card/Aadhaar Card/Driving License/Voter ID/Passport, Electricity bill, Rent Agreement.
  • Personal documents- All individuals/ Partners/ Director- PAN Card/Aadhaar Card/Driving License/Voter ID/Passport, officially valid documents, and proof of address
  • Business documents- Business registration proof + Business address proof (if not the same as business registration proof)
Financial Documents Bank account statement for last 6 months
Business Address Proof Utility bills/ Rent agreement
  • Higher Loan Amount logo

    Higher Loan Amount

  • Collateral-Free logo


  • High Loan Amounts logo

    Competitive Interest rates

  • High Loan Amounts logo

    Minimal Documentation

  • No Collateral logo

    Flexible Loan Tenure

  • Attractive Interest Rates logo

    Online Application Process

  • Higher Loan Amount: Get up to ₹50 Lakh.
  • Collateral-Free: Avail the loan without pledging any collateral.
  • Competitive Interest rates: Get interest starting at 15% p.a.
  • Minimal Documentation: Provide business address proof, KYC and financial documents.
  • Flexible Loan Tenure: Choose repayment tenure of up to 48 months.
  • Online Application Process: Apply online from our official website.

Apply for an Instant Business Loan within 5 minutes by following these quick steps:

  • Step 1: Click on the ‘Apply Now’.
  • Step 2: Fill out the application form.
  • Step 3: Upload all necessary documents.

Once your loan request is assessed and verified, the loan amount will be disbursed into your account in no time.

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Apply Online

Click on Apply Now and enter your contact details.

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Business Details

Enter your annual business turnover and other business details.

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The application will then proceed for verification and assessment

If I opt for an Instant Business Loan, will it affect my business credit?

Under usual circumstances, applying for a Business Loan will not directly affect your overall business credit. However, in certain situations for small businesses, the lending institution may consider the business credit of the particular business owners to determine their eligibility.

Will a salaried person be eligible to apply for an instant Business Loan?

No, a salaried person may not apply for a Business Loan. Only business owners are eligible to opt for a Business Loan to meet business-related requirements.

What is the maximum Business Loan amount I can request with Poonawalla Fincorp?

You can opt for a loan amount of up to ₹50 Lakh with Poonawalla Fincorp.

*Terms & Conditions Apply

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