business loan in chandigarh

Business Loan in Chandigarh

Starting @15%* p.a.

Quick Disbursal | Minimal Documentation | Extended Loan Tenure

Chandigarh, the vibrant city known for its bustling business environment, presents numerous opportunities for entrepreneurs and businesses to thrive. Recognizing the financial needs of businesses in Chandigarh, Poonawalla Fincorp offers a range of Business Loan solutions to fuel growth and success.

Poonawalla Fincorp understands the importance of a seamless loan application process. Applying for a Business Loan in Chandigarh is made easy with our user-friendly online application process. Simply provide the necessary details and documentation, and you can apply for a Business Loan from the comfort of your office or home. Poonawalla Fincorp's dedicated team will review your application promptly, ensuring a smooth loan approval process.


Poonawalla Fincorp offers competitive interest rates on their Business Loans in Chandigarh. By providing attractive interest rates, Poonawalla Fincorp aims to make Business Loans affordable for businesses of all sizes in Chandigarh. Further details can be found below:

Business Loan Interest Rates 15%* p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3% plus applicable taxes
Lowest EMI per month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 - 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹1,000 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

When considering a Business Loan in Chandigarh, Poonawalla Fincorp offers a range of features and benefits to enhance your borrowing experience. Here are some notable ones:

  • Easy To Apply Logo

    Customizable Loan Amount

  • Competitive Interest Rate Logo

    Streamlined Application Process

  • Flexible Repayment Rate Logo

    Competitive Interest Rates

  • Flexible Repayment Rate Logo

    Flexible Repayment Options

Customizable Loan Amount:

Poonawalla Fincorp understands that businesses in Chandigarh have unique financial requirements.

Streamlined Application Process:

Poonawalla Fincorp values your time and convenience. Our Business Loan application process is designed to be quick, hassle-free, and user-friendly.

Competitive Interest Rates:

Poonawalla Fincorp recognizes the importance of affordable financing for businesses. Their Business Loan in Chandigarh offers competitive interest rates, allowing you to manage your loan repayments effectively.

Flexible Repayment Options:

Poonawalla Fincorp provides flexible repayment options to cater to the diverse needs of businesses. They offer various repayment tenures, allowing you to choose a duration that aligns with your business's cash flow and profitability.

Semi Circle Logo
Laptop Logo

Apply Online

Click on Apply Now and enter your contact details.

Semi Circle Logo
Document Required Logo

Business Details

Enter your annual business turnover and other business details.

Semi Circle Logo
Laptop Logo


The application will then proceed for verification and assessment

Line of Credit:

Poonawalla Fincorp provides businesses with a revolving line of credit, allowing them to access funds as needed and repay based on their cash flow. This flexible financing option is suitable for managing variable expenses or handling unexpected costs.

Debt Consolidation Loans:

Poonawalla Fincorp offers loans that help businesses streamline their debt by combining multiple loans or outstanding balances into a single, more manageable loan. This can help reduce overall interest rates and simplify repayment.

Business Loan for proprietor:

Poonawalla Fincorp offers Business Loan for proprietor to cater different financial needs of sole proprietor hiring staff, maintaining healthy cash flow, etc.

Poonawalla Fincorp Limited

Address: 2nd Floor, SCO 311-312, 35B, Above Canara Bank, Sector-35, Chandigarh, 160035, Punjab
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp's Business Loan in Chandigarh provide a reliable financial solution for businesses looking to grow and succeed. With competitive interest rates, a user-friendly application process, and customer-centric features, Poonawalla Fincorp stands as a trusted partner for business owners in Chandigarh. Whether you run a small-scale enterprise or a large corporate entity, Business Loans are designed to cater to your specific needs. Don't let financial constraints hinder your business aspirations.

*Terms & Conditions Apply

Explore Types of our Business Loan Arrow Logo

Insightful Business Loan Blogs Arrow Logo

Best Time To Apply for Business Loan
When is the Right Time to Take a Business Loan?

Many startups and businesses start with little capital and big dreams. Thankfully, there is a facility called a business loan that can help you achieve

questions to be asked for business loan
What are the Questions Asked on Small Business Loan Applications?

As a small business owner, you may need funding from time to time to continue your business operations. And unlike a few decades ago,

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp