business loan in delhi, business loan

Business Loan in Delhi

Loan up to 50 Lakh | Attractive Interest Rate

The financial support to achieve your entrepreneurial goals!

The historical prominence of Delhi is unparalleled. From the bustling streets of the old city to the power corridors of the national capital, Delhi is vast and diverse with a character of its own. Being in political and strategic center stage, Delhi has witnessed many changes throughout its history. This mega city has many opportunities to offer, with added advantages of impressive infrastructure and gastronomic delights.

In this vast city large number of businesses are also one of the key support systems of the city. While every business needs capital to run, getting that money isn't always easy for business owners or managers.

A Business Loan is the most effective way to obtain low-interest finance to help you manage your company. These days, with more progressive policies for Indian MSME sector, obtaining a Business Loan has become easier. We also offer small Business Loan in Delhi NCR.

At Poonawalla Fincorp, we offer Business Loans in Delhi NCR for all kinds of businesses at affordable interest rates. We are always ready to assist you if you are seeking finances. Our bespoke unsecured Business Loan in Delhi comes with low-interest rates, flexible terms, and quick disbursal to meet all your business needs.


A Business Loan is a lifesaver for all types of businesses as it helps entrepreneurs to expand and grow their businesses. Right from managing cash flow, buying equipment, and hiring new staff to purchasing inventory, a Business Loan can be used to meet your business’s various working capital requirements. But getting right Business Loan is the most important factor and it mainly depends on the Business Loan interest rate on offer.

At Poonawalla Fincorp, we offer Business Loan in Delhi at an attractive interest rates to help you in achieving your business goals without any financial burden.

Types of fee Applicable Charges
Rate of interest 15% to 28% p.a.*
Processing fees Up to 3% plus applicable taxes
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Default Interest 2% per month
Loan Amount ₹1 Lakh to ₹50 Lakhs
Lowest EMI per month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 - 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Stamp Duty At actuals (as per state)
Penal Interest 2% monthly on the defaulted EMI amount

Availing of an unsecured Business Loan in Delhi is very simple as Poonawalla Fincorp has very basic eligibility criteria for Business Loans. You simply need to meet the following parameters to be eligible for a Business Loan in Delhi:

Age Requirement


Minimum 22 years and maximum 65 years

Work Experience Required

Business Vintage*

At least two years

Monthly Salary Required

Annual turnover

Minimum ₹6 Lakh

  • Age (Minimum 22 years and maximum 65 years)
  • Business vintage (At least 2 years)
  • Annual turnover (Minimum ₹6 Lakh)

Please note that the above-mentioned eligibility list is indicative, and we may have some additional eligibility requirements during loan processing.

To make the loan application procedure easy, we have kept the document requirement very minimal. You just need to submit the following documents to apply for a Business Loan in Delhi NCR:

  • KYC Documents

    KYC documents

  • Income Proof

    Business Address Proof

  • Financial Documents

    Financial Documents

KYC documents:

  • Company PAN Card, Director/Proprietor/Partner PAN Card, Aadhaar Card, Passport, Driving Licence, Voter ID
  • Director/Proprietor/Partner PAN Card, Aadhaar Card, Passport, Driving Licence, Voter ID/ Rent Agreement/Utility Bills
  • Personal documents: All Director/Partner/Individual – PAN Card, Aadhaar Card, Passport, Driving Licence, Voter ID and officially valid documents and address proof (if not as per officially valid documents)
  • Business Documents: Business address and registration proof (If not as per business registration proof)

Business Address Proof: Rent Agreement/Utility Bills

Financial Documents: Last 6 months’ bank statement

  • Collateral free

    No security or collateral involved

  • high loan amounts of up to ₹50 Lakh

    Up to ₹50 Lakh loan amount

  • Attractive and competitive interest rate

    Competitive interest rate

  • Instant disbursal loan

    Flexible repayment tenure option of up to 48 months

  • Simple and minimal documentation

    Simple documentation

  • No security or collateral involved - With the Poonawalla Fincorp unsecured Business Loans in Delhi, you don’t have to worry about your property being kept as collateral. We provide these loans without any security or collateral to help the growth of businesses.
  • Up to ₹50 Lakh loan amount - You can avail of Business Loans in Delhi up to ₹50 Lakh with Poonawalla Fincorp.
  • Competitive interest rate - Get attractive and competitive interest rates for Business Loans With Poonawalla Fincorp.
  • Flexible repayment tenure of up to 48 months - We provide a flexible repayment tenure of up to 48 months, which gives you enough time to pay us back in time.
  • Simple documentation - We provide loans with minimal documentation so you get a loan with hassle-free processing and quick approvals. You can simply focus on the utilization of money for the growth of your small business through our small Business Loan in Delhi.
Semi Circle Logo
Laptop Logo

Apply Online

Click on Apply Now and enter your contact details.

Semi Circle Logo
Document Required Logo

Business Details

Enter your annual business turnover and other business details.

Semi Circle Logo
Laptop Logo


The application will then proceed for verification and assessment

How to Get a MSME/Business Loan in Delhi NCR?

Getting an unsecured Business Loan in Delhi is as easy as 1-2-3. You can simply go to the link to apply for a Business Loan online. All you need to fill in the required details in the application form and provide the required documents when asked. Then your loan application will be processed for verification. On successful verification, you will get a notification from us to approve the loan amount. That’s it. The loan will be disbursed to your bank account instantly once you authorize the same. Alternatively applicants can apply for a Business Loan offline by visiting any of our branches in Delhi.

Poonawalla Fincorp Limited

Address: 5th Floor, Prem Dohil Sadan, Plot No 11, Rajendra Place, New Delhi -110008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

Explore Types of our Business Loan Arrow Logo

Insightful Business Loan Blogs Arrow Logo

MSME Loan tips for Young entrepreneurs
5 Useful MSME business loan tips for young entrepreneurs

For running a successful small and medium business in India, you need more than just patience and dedication. A sound positive cash flow is an integral

Why NBFC Business Loan Is Better
Why Choose NBFCs Over Banks for Business Loans in India?

As a business owner, your reliance on traditional banks is quite understood. After all, very few businesses can survive unpredictable business cycles

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp