Get An Instant Business Loan In Guwahati with Quick Disbursal
Situated on the banks of the Brahmaputra river, Guwahati is a major commercial and cultural center, with a mix of modern and traditional elements. The city is surrounded by natural beauty, with numerous parks and gardens, and is a gateway to several popular tourist destinations in the region, including Kaziranga National Park and the hill stations of Meghalaya. Guwahati has a thriving economy with a strong presence in industries like tea, tourism, and transportation. You can apply for Business Loan in Guwahati, with an easy and quick online process.
Before applying for a Business Loan in Guwahati, you must meet the minimum eligibility criteria:
- Competitive interest rates
- Quick disbursal
- No Hidden Charges
- High loan amount of up to ₹50 Lakh
- Flexible repayment tenure
- Minimum documentation
Business Loan EMI Calculator
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Interest Rates and Charges for Business Loans in Guwahati
If you are looking for a Business Loan in Guwahati, Poonawalla Fincorp offers an alluring interest rate starting from just 15%* per annum. You can apply for a loan with us without any concern about high-interest rates. We acknowledge the significance of reasonable repayment options, and thus we provide competitive rates that can effectively reduce your loan burden. Our proficient representatives are available to guide and assist you at every step of the application process for the Business Loan in Guwahati.
| Interest Rate | 15% to 28% p.a.* |
| Processing Fees | Up to 3% plus applicable taxes |
| Bounce Charges | ₹500 per bounce plus applicable taxes |
| Default Interest | 2% per month |
| Loan Amount | ₹5 lakh to ₹50 Lakh |
| Loan Tenure | 6-48 months |
| Lowest Emi Per Month | Starting from ₹2,783* per Lakh for 48 months |
| Prepayment/Foreclosure Charges | 5% on principle outstanding plus applicable taxes |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable charges |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features And Benefits of Business Loans in Guwahati
Poonawalla Fincorp's Business Loan in Guwahati is an ideal solution for meeting your financial needs, with a host of benefits that cater to your requirements. Here are the key features:
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Hassle-free Application
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Swift Processing
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Competitive Interest Rates
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Flexible Repayment
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Usage Freedom
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Collateral-free Loans
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High Loan Amount
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Easy Access to Funds
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Minimal Documentation
Hassle-free Application
Our online application process for Business Loans is quick and straightforward, taking only a few minutes to complete.
Swift Processing
Our team ensures speedy approval and disbursal of the loan amount, helping you meet your financial goals without delay.
Competitive Interest Rates
We offer Business Loans at competitive interest rates, making the repayment process easier for you.
Flexible Repayment
You can choose your loan tenure and EMI options, allowing you to customize your repayment plan as per your convenience.
Usage Freedom
Once you avail of a Business Loan from us, you have the freedom to use the funds for any financial requirement related to your business, such as office renovation, purchasing equipment, managing working capital, and more.
Collateral-free Loans
Our Business Loans are collateral-free, eliminating the need for pledging any assets to avail of the loan.
High Loan Amount
The loan amount you can avail of depends on various factors like income, credit score, work experience, etc. Once you fulfill all requirements, you can easily avail of a higher loan amount.
Easy Access to Funds
Our simple and quick Business Loan process ensures easy access to funds as per your needs.
Minimal Documentation
We required minimal documentation for the Business Loan, making the application process hassle-free and convenient.
We provide Business Loans in Guwahati for Sole Proprietorships, Partnerships, Private Limited Companies, Public Limited Companies, Limited Liability Partnerships (LLPs), and Micro, Small, and Medium Enterprises (MSMEs).
Apply for Instant Business Loan In Guwahati within 5 Minutes
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Enter your annual business turnover and other business details.
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Purposes of Business Loan in Guwahati
Poonawalla Fincorp provides customized loan solutions to address the specific financial needs of businesses in Guwahati. Our Business Loans come with competitive interest rates that are affordable for small businesses, enabling them to obtain the necessary funds for growth. The application process is streamlined, and documentation requirements are minimal. However, loan availability and terms depend on factors such as the borrower's creditworthiness and business history.
Business Loan for Working Capital
We offer a loan for working capital. This loan is suitable for entrepreneurs who require additional financial support for their day-to-day expenses, such as buying inventory, paying salaries, and other related costs.
Business Loan for MSME
Another type of Business Loan is designed specifically for Micro, Small, and Medium Enterprises (MSMEs). MSMEs play a crucial role in the economic growth of various countries, and our loans cater to their specific financial needs.
Business Loan for small businesses
We also provide Small Business Loan that can be utilized for diverse purposes, such as purchasing equipment, hiring employees, acquiring inventory, or expanding business operations. With our range of loan options, businesses in Guwahati can access the funds they require to achieve their goals.
Recognizing that each business has distinct financial requirements, Poonawalla Fincorp provides personalized loan solutions that cater to the individual needs of borrowers, enabling them to attain their business goals. Our Business Loans in Guwahati are competitively priced, making it affordable for small businesses to obtain the necessary funds for their growth. The loan application process is simple and hassle-free, with minimal documentation requirements. However, it is essential to note that the availability and terms of our loans may vary based on the borrower's creditworthiness, business history, and other relevant factors.
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