Avail of an Online Business Loan in Delhi
Delhi’s position as India’s capital makes it a major business hub across sectors like retail, hospitality, IT services, healthcare, and manufacturing. From wholesale markets in Chandni Chowk and Sadar Bazaar to corporate offices in Connaught Place, the city supports businesses of all sizes. Its inter- and intra-city connectivity gives businesses strong logistical advantages and access to a large consumer base.
A Business Loan provides the working capital you need to purchase equipment, manage cash flow, or scale operations, whether you’re streamlining business processes or expanding. Poonawalla Fincorp’s Business Loan up to ₹1 Crore supports your growth at every stage. Apply now and get the financial backing your business needs.
Check Your Monthly EMI Amount
Use our EMI calculator for a Business Loan in Delhi to plan your repayments with ease. Simply enter the loan amount, interest rate, and repayment tenure to get an instant estimate of your monthly EMI. Calculate now and make an informed borrowing decision!
Why Choose Poonawalla Fincorp
High Loan Amount
Collateral-free Loan
Competitive InterestRate
MinimalDocumentation
QuickDisbursal
FlexibleRepayment Tenure
Apply for a Business Loan Online in Just 3 Steps
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Meet our simple criteria to get funds for growing your business with a Business Loan in Delhi.
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Business Vintage: Minimum 2 years.
- Annual Turnover: Minimum of ₹6 Lakh.
Confirm your eligibility online using our Business Loan eligibility calculator.
Submit just a few mandatory documents as indicated below:
- KYC Documents
- Business Address Proof
- Financial Documents
Read more details about documents required for business loan in Delhi
Poonawalla Fincorp provides business financing in Delhi at competitive business loan interest rates starting at 15% p.a. From working capital loans to manage day-to-day expenses to MSME loans to scale operations, you get flexible funding with quick approvals. The process is straightforward with minimal paperwork, no collateral requirements, and hassle-free access to capital.
Avail of a Business Loan with a competitive interest rate and nominal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
A Business Loan in Delhi is a versatile financial tool that can accelerate growth. Here’s how to use it effectively:
- Accelerating Business Expansion: Use a Business Loan to promote your business name in Delhi and expand into neighbouring markets in Delhi NCR. These funds can cover everything from new premises to inventory buildup so that you can scale at the right time.
- Managing Operational Costs: Meet essential day-to-day expenses, from supplier payments in Azadpur Mandi to high commercial rents in Connaught Place. An Urgent Business Loan in Delhi ensures your operations don’t stall during lean months or seasonal dips.
- Purchasing New Machinery: Modernise your operations with a Working Capital Loan in Delhi. Fund new machinery for your unit or upgrade equipment for your café, covering both the capital investment and ongoing operational costs.
- Improving Business Infrastructure: Enhance your operational capacity and customer experience by upgrading your business infrastructure. A MSME Loan in Delhi can fund the renovation of your retail space or the modernisation of your warehouse, and much more.
- Hiring a Talented Workforce: Delhi’s large talent pool across sectors like IT, hospitality, and retail means you can build a skilled team, but onboarding and training costs add up. A Business Loan helps you invest in the right people without straining cash flow.
Business loans in Delhi are available to a wide range of entrepreneurs and enterprises, including:
- Small Businesses: Whether you run a boutique, a printing press, or a logistics service, small businesses can access funding to expand operations, hire staff, or upgrade technology.
- Women Entrepreneurs: Loans for business women/business-loan/loan-for-women in Delhi support female-led ventures across all sectors, retail, services, manufacturing, consulting, technology, and more. Access capital to scale without financial barriers, regardless of your industry or stage of growth.
- MSMEs: Small and medium enterprises are eligible for Business Loans in Delhi. These loans help MSMEs expand production capacity, upgrade machinery, manage working capital, and modernise operations to stay competitive.
- Proprietorship Businesses: If you’re a sole proprietor in busy parts of the city like Connaught Place or Hauz Khas, a Business Loan for Proprietors in Delhi can benefit you. It offers the flexibility to manage working capital, inventory, or more without diluting ownership.
- Manufacturing Businesses: From auto parts manufacturers to textile units, manufacturing businesses can access loans to purchase machinery, increase production capacity, or meet bulk orders.
- Retail Shop Businesses: Shopkeeper loans in Delhi help retail businesses, whether you’re running a mobile accessories store in Nehru Place, a garment shop in Lajpat Nagar, or a pharmacy in Rohini. They enable you to manage inventory, renovate spaces, or expand to new locations.
To ensure a smooth and successful application for a Business Loan in Delhi, keep these practical tips in mind:
- Be clear about your loan purpose: Whether it’s a Working Capital Loan to manage daily operations or an MSME Loan to scale your business, clarity helps lenders process your application faster.
- Check eligibility upfront: Review the business loan eligibility in Delhi before applying to avoid unnecessary rejections.
- Keep your documents ready: Have your KYC documents, bank statements, and business financials organised for quick submission.
- Maintain a strong credit score: Timely repayments on existing loans and credit cards improve your chances of approval and better interest rates.
Visit the Poonawalla Fincorp Delhi branch at the following address:
- Address: Plot No 11, 5th Floor, Prem Dohil Sadan, Rajendra Place, New Delhi -110008
- Contact Number: 1800-266-3201 (Toll Free)
- Timing: 9:00 AM to 7:00 PM | Monday - Saturday (Closed on Sunday & Public holidays)
Happy Customers, Happy Us
Business Loan
Securing a business loan marked a pivotal moment for our growth. The funds enabled us to invest in new equipment and significantly expand our operations. The team was transparent, supportive, and guided us every step of the way, making the entire process smooth and reassuring
Business Loan
I never imagined getting a loan could be this easy. With minimal documentation and quick disbursement, the process was incredibly smooth. It came at a crucial time and helped me manage my cash flow effectively.
Business Loan
The business loan gave me the confidence to take on larger projects. With competitive interest rates and flexible repayment terms, the experience was smooth and empowering. Truly a great experience.
Business Loan
Excellent service and timely support! The loan enabled me to renovate my setup and enhance the customer experience. I'm truly grateful for the professionalism and efficiency throughout the process.
Business Loan
The loan helped me stock up inventory just in time for the festive season. Approval was swift, and the team truly understood my business needs. A smooth and supportive experience all around!
Business Loan
I was initially hesitant, but the loan process was so well-managed that I felt confident every step of the way. It enabled me to open a second outlet and expand my brand - an experience that truly exceeded expectations.
Business Loan
The loan allowed me to upgrade my machinery and significantly boost production efficiency. The terms were clear, and the service was handled with utmost professionalism.
Business Loan
I’ve taken loans before, but this was by far the most seamless experience. The team was highly responsive, and the funds played a crucial role in digitising my business operations. Truly a smooth and supportive journey.
Business Loan
The business loan came at just the right time, allowing me to stock up on raw materials and stay ahead of seasonal demand. What impressed me most was the repayment structure; it aligned perfectly with my cash flow, making the entire experience stress-free and sustainable.
Business Loan
Taking the loan was a bold move that transformed my business and boosted revenue. It gave me the financial push I needed to take that leap, and I’m glad I did. The support made a real difference in turning plans into progress.
I run a chain of pharmacy stores with 5 branches in Pune. With the growing popularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficult for me to hire delivery persons. With Poonawalla Fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan application process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operation seamlessly.
Business Loan
The interest rates were fair and competitive, making it easy to manage cash flow for me. The process was smooth with the service and giving a rating of 10.
Business Loan
I was hesitant at first, but the team explained everything clearly and made me feel confident. The loan helped me manage working capital and grow my business steadily.
Business Loan
I was impressed by how quickly my business loan was processed. The team was extremely helpful and guided me through every step. Thanks to their support, I was able to expand my operations without any hasstle.
Business Loan
The loan process was incredibly smooth, and the team was always available to answer my queries. With the funds, I was able to renovate my store and attract more customers. Truly grateful.
Business Loan
Getting a business loan felt daunting at first, but the entire experience was smooth and transparent. The loan helped me purchase new equipment and increase production. Highly recommend their services!
Business Loan
Excellent service and prompt communication. The loan process was seamless, and the funds were disbursed faster than expected. It’s great to work with professionals who understand business needs.
Business Loan
I needed quick funding to stock up for the festive season, and the business loan came just in time. The Credit Manager was proactive and ensured everything was done on priority. Excellent service!
Business Loan
Thanks to the business loan, I was able to open a second outlet. The team was very supportive and explained all terms clearly. I appreciate the personalized attention I received.
Business Loan
I’ve taken loans before, but this was by far the most professional experience. The documentation was minimal, and the disbursement was fast. I’ll definitely recommend them to fellow entrepreneurs.
Business Loan
The loan helped me bridge a critical cash flow gap during the festive season. The team was approachable and ensured everything was handled efficiently. Great experience!
Business Loan
The business loan helped me hire skilled staff and improved my business. The support from the credit team was outstanding. They understood my business and offered the right solution.
Business Loan
I am very happy with the service of the company and will recommend everyone to take loan from Poonawalla Fincorp.
Business Loan
The loan process was quick and transparent. No hidden charges, and the team guided me at every step. Will recommend everyone.
Business Loan
They didn’t just give me a loan—they gave me peace of mind during a tough time, Happy with the service of Poonawalla Fincorp.
Business Loan
No hidden charges, no surprises. The process was clear and smooth from start to finish.
Business Loan
The team guided me at every step and made the entire experience stress-free, will highly recommend to my friends - rating 10!!!
Business Loan
They tailored the loan to fit my business model. Truly customer-focused and satisfying service given by Poonawalla Fincorp, Highly Recommended!!!
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Frequently Asked Questions
No, business loans can only be used for business-related expenses such as expansion, working capital, purchasing equipment, managing cash flow, hiring staff, or upgrading infrastructure. However, personal expenses are not permitted.
Poonawalla Fincorp offers flexible repayment tenure between 6 and 60 months for a Business Loan in Delhi.
If you decide to foreclose the loan within the first 6 EMIs, you’ll be charged 6% on the principal outstanding plus taxes. However, if you foreclose the loan after the first 6 EMIs, the charge will be 5% on the principal outstanding plus taxes.
The interest rate can vary based on your business profile and creditworthiness. We offer business loans at a competitive interest rate.
No, Poonawalla Fincorp offers a collateral-free Business Loan, making it easier for you to take your business to new heights.
You'll need basic KYC documents (Aadhaar, PAN), proof of business registration, bank statements for the last 6 months, and financial documents like ITR or balance sheets.
Yes, startups can apply, but lenders typically prefer businesses with at least 1-2 years of operational history and stable revenue. Some lenders may offer startup-friendly loan products with adjusted criteria.
The loan amount depends on your business turnover, creditworthiness, and repayment capacity. Poonawalla Fincorp offers a Business Loan up to ₹1 Crore, tailored to your business needs.