Get a Business Loan in Pune Online
Pune is one of Maharashtra’s fastest-growing business centres, driven by IT hubs in Hinjewadi, manufacturing clusters in Chakan, and a thriving retail sector in areas such as Koregaon Park. As the city continues to expand, businesses increasingly need fast, reliable funding solutions to remain competitive and scale efficiently.
Whether you’re a startup looking to grow, an enterprise aiming to expand, or a trader navigating through fluctuations, Poonawalla Fincorp offers Business Loan solutions for all your needs. Apply now!
Check Monthly EMI Amount For Your Loan for Business in Pune
Our EMI Calculator helps you estimate your monthly repayments effortlessly, allowing you to manage cash flow with confidence. Just enter the loan amount, interest rate, and tenure. Try now!
Why Choose Poonawalla Fincorp
High LoanAmount
No CollateralRequired
Competitive Interest Rate
Minimal Documentation
Flexible Tenure
No HiddenCharges
Apply for a Business Loan Online in Just 3 Steps
Click on "Apply Now”
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Check your Business Loan Eligibility in Pune to access quick funding.
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Business Vintage: Minimum 2 years.
- Annual Turnover: At least ₹6 Lakh.
To ensure a smooth and efficient application process, keep the essential documents required for a Business Loan in Pune ready:
- KYC Documents
- Business Address Proof
- Financial Documents
Click to know more about the documentation in detail.
Poonawalla Fincorp offers competitive interest rates for business loans in Pune, starting at 15%* p.a. With loan amounts ranging from ₹5 Lakh to ₹1 Crore and flexible tenure options, our transparent pricing ensures you get the best deal to support your business growth. We also offer minimal processing fees and no hidden charges, giving you the flexibility to manage your finances efficiently.
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Pune’s booming sectors like IT parks in Magarpatta, auto manufacturing in Chakan, and retail in FC Road, make our loans ideal for local needs:
- Expanding Manufacturing Units: Leverage an MSME Loan in Pune to expand production capacity or invest in machinery to meet growing demand in the automotive and engineering sectors.
- Technology Upgrade: Invest in the latest software or hardware to stay competitive, which is especially crucial for IT/ITES firms.
- Enhancing Retail and Hospitality Ventures: Boost your retail or hospitality business with a Working Capital Loan in Pune for inventory management, store renovations, or launching new outlets.
- Managing Seasonal Demands: Businesses catering to seasonal or agricultural cycles can use loans to manage inventory and expenses during peak times.
- Modernising Service Businesses: Loans can help service-based businesses, such as healthcare clinics and professional services, upgrade equipment, expand services, or open new locations.
If your business name in Pune meets our transparent eligibility criteria, you may qualify for financial support. We typically extend business loans to:
Enterprises with Capital Needs: Companies operating in industrial zones like Chakan and Bhosari that require an urgent Business Loan in Pune for scaling manufacturing capacity
- Sole Proprietors and Business-Women: Independent business owners and business women looking to scale in emerging business hubs
- Startups with Potential: Technology companies and service providers operating in hubs such as Hinjewadi IT Park and Magarpatta City, looking to scale operations, upgrade infrastructure, or manage operational cash flow
- Small and Medium Enterprises (SMEs): Established SMEs that meet turnover and operational tenure requirements, seeking funds for growth
- Retail & Service Businesses: Retailers and hospitality businesses in high-footfall areas like FC Road and Koregaon Park that may need working capital for expansion, inventory, or renovation
Here are some essential tips to help ensure a smooth application process for a Business Loan in Pune:
● Ensure that all financial records, including income statements, balance sheets, and tax returns, are up to date.
● Ensure all the details provided in the loan application are accurate and complete to avoid delays.
● A good credit history increases your chances of approval and may even secure better interest rates.
● Clearly outline how the loan will benefit your business and support your growth plans.
For personal assistance, feel free to visit our Poonawalla Fincorp branches in Pune.
Address 1: ‘B’ wing, 9th Floor, AP81, Koregaon Park Annexe, Mundhwa, Pune - 411 036.
Address 2: Unit no. 2&3, 2nd Floor, Survey No-30/2/3/1, Balaji Nagar, Above Bank of Baroda, Dhankawadi, Pune - 411043
Contact Number: 1800-266-3201 (Toll Free)
Timing: 9:00 AM to 7:00 PM | Monday - Saturday (Closed on Sunday & Public holidays)
Happy Customers, Happy Us
Business Loan
Securing a business loan marked a pivotal moment for our growth. The funds enabled us to invest in new equipment and significantly expand our operations. The team was transparent, supportive, and guided us every step of the way, making the entire process smooth and reassuring
Business Loan
I never imagined getting a loan could be this easy. With minimal documentation and quick disbursement, the process was incredibly smooth. It came at a crucial time and helped me manage my cash flow effectively.
Business Loan
The business loan gave me the confidence to take on larger projects. With competitive interest rates and flexible repayment terms, the experience was smooth and empowering. Truly a great experience.
Business Loan
Excellent service and timely support! The loan enabled me to renovate my setup and enhance the customer experience. I'm truly grateful for the professionalism and efficiency throughout the process.
Business Loan
The loan helped me stock up inventory just in time for the festive season. Approval was swift, and the team truly understood my business needs. A smooth and supportive experience all around!
Business Loan
I was initially hesitant, but the loan process was so well-managed that I felt confident every step of the way. It enabled me to open a second outlet and expand my brand - an experience that truly exceeded expectations.
Business Loan
The loan allowed me to upgrade my machinery and significantly boost production efficiency. The terms were clear, and the service was handled with utmost professionalism.
Business Loan
I’ve taken loans before, but this was by far the most seamless experience. The team was highly responsive, and the funds played a crucial role in digitising my business operations. Truly a smooth and supportive journey.
Business Loan
The business loan came at just the right time, allowing me to stock up on raw materials and stay ahead of seasonal demand. What impressed me most was the repayment structure; it aligned perfectly with my cash flow, making the entire experience stress-free and sustainable.
Business Loan
Taking the loan was a bold move that transformed my business and boosted revenue. It gave me the financial push I needed to take that leap, and I’m glad I did. The support made a real difference in turning plans into progress.
I run a chain of pharmacy stores with 5 branches in Pune. With the growing popularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficult for me to hire delivery persons. With Poonawalla Fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan application process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operation seamlessly.
Business Loan
The interest rates were fair and competitive, making it easy to manage cash flow for me. The process was smooth with the service and giving a rating of 10.
Business Loan
I was hesitant at first, but the team explained everything clearly and made me feel confident. The loan helped me manage working capital and grow my business steadily.
Business Loan
I was impressed by how quickly my business loan was processed. The team was extremely helpful and guided me through every step. Thanks to their support, I was able to expand my operations without any hasstle.
Business Loan
The loan process was incredibly smooth, and the team was always available to answer my queries. With the funds, I was able to renovate my store and attract more customers. Truly grateful.
Business Loan
Getting a business loan felt daunting at first, but the entire experience was smooth and transparent. The loan helped me purchase new equipment and increase production. Highly recommend their services!
Business Loan
Excellent service and prompt communication. The loan process was seamless, and the funds were disbursed faster than expected. It’s great to work with professionals who understand business needs.
Business Loan
I needed quick funding to stock up for the festive season, and the business loan came just in time. The Credit Manager was proactive and ensured everything was done on priority. Excellent service!
Business Loan
Thanks to the business loan, I was able to open a second outlet. The team was very supportive and explained all terms clearly. I appreciate the personalized attention I received.
Business Loan
I’ve taken loans before, but this was by far the most professional experience. The documentation was minimal, and the disbursement was fast. I’ll definitely recommend them to fellow entrepreneurs.
Business Loan
The loan helped me bridge a critical cash flow gap during the festive season. The team was approachable and ensured everything was handled efficiently. Great experience!
Business Loan
The business loan helped me hire skilled staff and improved my business. The support from the credit team was outstanding. They understood my business and offered the right solution.
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I am very happy with the service of the company and will recommend everyone to take loan from Poonawalla Fincorp.
Business Loan
The loan process was quick and transparent. No hidden charges, and the team guided me at every step. Will recommend everyone.
Business Loan
They didn’t just give me a loan—they gave me peace of mind during a tough time, Happy with the service of Poonawalla Fincorp.
Business Loan
No hidden charges, no surprises. The process was clear and smooth from start to finish.
Business Loan
The team guided me at every step and made the entire experience stress-free, will highly recommend to my friends - rating 10!!!
Business Loan
They tailored the loan to fit my business model. Truly customer-focused and satisfying service given by Poonawalla Fincorp, Highly Recommended!!!
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Frequently Asked Questions
Yes, there is a fee for prepaying a Business Loan in Pune. If you choose to prepay the loan within the first 6 EMIs, you will be charged 6% on the principal outstanding plus taxes. If you decide to prepay the loan after the first 6 EMIs, the fee will be 5% on the principal outstanding plus taxes.
You don't need to visit the branch physically to avail a Business Loan. You can apply for the loan and submit the documents through the online mode to get the Business Loan.
Yes, you can get a Business Loan in Pune without collateral. However, you should meet the eligibility criteria and submit the relevant documents to have a higher chance of securing loan approval.