business loan in amritsar

Business Loan in Amritsar

Starting @15%* p.a.

Quick Disbursal | Flexible Loan Tenure | Minimal Documentation

Amritsar, a vibrant city in Punjab, is renowned for its rich history and culture, as well as its thriving trade and business activities. In the pursuit of growth and expansion, businesses in Amritsar often require timely financial support. Poonawalla Fincorp, a trusted Non-Banking Financial Company (NBFC), recognizes the unique needs of these businesses and offers tailored Business Loans to meet their various business-related financial requirements.

Poonawalla Fincorp's Business Loans provide the necessary capital for fuelling business growth in Amritsar. Whether businesses need funds for working capital, expanding operations, purchasing equipment, or any other business-related needs, Poonawalla Fincorp offers collateral-free loans with attractive interest rates. With a streamlined application process, hassle-free documentation, and quick disbursal, businesses in Amritsar can access the funds they need without unnecessary delays.


At Poonawalla Fincorp, we understand the importance of affordable financing for businesses in Amritsar. That's why we offer competitive interest rates on Business Loans. Please review the following details for more information:

Business Loan Interest Rates 15%* p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3% plus applicable taxes
Lowest EMI per month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 - 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • Easy To Apply Logo

    Flexible Loan Amounts

  • Competitive Interest Rate Logo

    Quick Approval and Disbursement

  • Flexible Repayment Rate Logo

    Easy Repayment Options

  • Flexible Repayment Rate Logo

    Minimal Documentation

Flexible Loan Amounts:

Poonawalla Fincorp provides businesses in Amritsar with the flexibility to choose the loan amount that aligns with their specific funding requirements. Whether you need a small loan or a substantial amount, we can cater to your needs.

Quick Approval and Disbursement:

We understand the importance of timely funding for businesses. With Poonawalla Fincorp, you can expect quick loan approval and disbursal processes, allowing you to address your business needs promptly.

Easy Repayment Options:

We offer flexible repayment options tailored to the cash flow patterns and financial capabilities of businesses in Amritsar. You can choose a repayment schedule that suits your business, ensuring a smooth repayment experience.

Minimal Documentation:

Poonawalla Fincorp strives to make the loan application process hassle-free. We require minimal documentation, reducing the paperwork burden and saving you time and effort.

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Apply Online

Click on Apply Now and enter your contact details.

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Business Details

Enter your annual business turnover and other business details.

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The application will then proceed for verification and assessment

SBA Loans:

Poonawalla Fincorp has partnered with the Small Business Administration (SBA) to offer specialized loans tailored specifically for small businesses. Through this collaboration, we provide SBA loans designed to support the growth and development of small enterprises. Our SBA loans come with favorable terms and competitive interest rates, empowering small businesses in various industries to achieve their goals.

Line of Credit:

Poonawalla Fincorp recognizes that businesses often require a flexible source of financing to meet their evolving financial needs. That's why we offer a revolving line of credit, providing businesses with the flexibility to access funds as needed. With a line of credit from Poonawalla Fincorp, businesses in different sectors can effectively manage their cash flow, seize opportunities, and navigate unexpected expenses.

Debt Consolidation Loans:

Poonawalla Fincorp offers loans that help businesses streamline their debt by combining multiple outstanding balances into a single debt. This ultimately can help in reducing overall interest rates and simplify repayment.

In conclusion, Poonawalla Fincorp offers Business Loans designed to meet the specific needs of entrepreneurs in Amritsar. With our simplified application process, competitive interest rates, flexible repayment options, and additional benefits, we aim to empower businesses and fuel their growth aspirations. Whether you are looking to expand your operations, invest in new equipment, or manage working capital, our Business Loans can provide the financial support you need. Apply for a Business Loan with Poonawalla Fincorp today and take your business in Amritsar to new heights of success.

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