business loan in kottayam

Business Loan in Kottayam

Starting @15%* p.a.

Collateral-Free Loan | Minimal Documentation | Flexible Loan Terms

Kottayam is a vibrant city nestled in the picturesque state of Kerala. Poonawalla Fincorp's Business Loan in Kottayam is designed to empower local businesses with the financial support they need to thrive in this city. Whether you are a small-scale enterprise or a growing company, we offer competitive interest rates and flexible loan options to suit your business requirements.

Poonawalla Fincorp's Business Loan in Kottayam is tailored to support the entrepreneurial spirit of the city, ensuring that businesses have the necessary financial resources to seize opportunities and fuel their growth. Partner with Poonawalla Fincorp and unlock the potential of your business in the vibrant city of Kottayam.


Poonawalla Fincorp offers competitive interest rates on Business Loans in Kottayam. The interest rates may vary based on factors, such as loan amount, repayment tenure, creditworthiness, and collateral requirements. Further details can be found below:

Business Loan Interest Rates 15% p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3% plus applicable taxes
EMI per month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 - 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹1000 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • Easy To Apply Logo

    Flexible Loan Amounts

  • Competitive Interest Rate Logo

    Customized Repayment Options

  • Competitive Interest Rate Logo

    Minimal Documentation

  • Quick Processing Logo

    Quick Approval and Disbursal

  • No Restriction On Usage Logo

    Dedicated Customer Support

Flexible Loan Amounts

Poonawalla Fincorp offers Business Loans in Kottayam with flexible loan amounts of up to ₹50 Lakh, allowing you to borrow as per your specific needs.

Customized Repayment Options

We understand that each business has unique cash flow requirements. Hence, we provide tailored repayment options that align with your business's financial capabilities.

Quick Approval and Disbursal

With our streamlined processes and efficient systems, we ensure fast loan approval and disbursal so you can access the funds you need without unnecessary delays.

Minimal Documentation

Our Business Loans in Kottayam require minimal documentation, reducing paperwork and saving you valuable time.

Dedicated Customer Support

Our team of experienced professionals is available to address your queries and provide personalized assistance throughout your loan journey.

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Apply Online

Click on Apply Now and enter your contact details.

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Business Details

Enter your annual business turnover and other business details.

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The application will then proceed for verification and assessment

Poonawalla Fincorp offers various types of Business Loans to cater to the diverse needs of entrepreneurs and businesses. Here are some of the different Business Loans provided by us:

Term Loans:

These are traditional Business Loans with a fixed repayment period and regular instalments.

Business Expansion Loan:

This loan is designed to help businesses expand their operations, invest in infrastructure, or enter new markets.

Working Capital Loans:

Poonawalla Fincorp offers Working Capital Loans to support businesses in managing their day-to-day operational expenses.

Poonawalla Fincorp's Business Loan in Kottayam is a reliable financial solution for ambitious entrepreneurs seeking to drive their business growth. With a simple application process, competitive interest rates, and features like flexible loan amounts and repayment options, we ensure that you can access the funds you need while maintaining financial stability.

Trust in Poonawalla Fincorp's expertise and commitment to customer satisfaction to unlock the potential of your business in Kottayam.

Poonawalla Fincorp Limited

Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam-686 004, Kerala
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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