Apply for Business Loan in Kottayam
Kottayam is a vibrant city nestled in the picturesque state of Kerala. Poonawalla Fincorp's Business Loan in Kottayam is designed to empower local businesses with the financial support they need to thrive in this city. Whether you are a small-scale enterprise or a growing company, we offer competitive interest rates and flexible loan options to suit your business requirements.
Poonawalla Fincorp's Business Loan in Kottayam is tailored to support the entrepreneurial spirit of the city, ensuring that businesses have the necessary financial resources to seize opportunities and fuel their growth. Partner with Poonawalla Fincorp and unlock the potential of your business in the vibrant city of Kottayam.
Business Loan EMI Calculator
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Business Loan Interest Rates in Kottayam
Poonawalla Fincorp offers competitive interest rates on Business Loans in Kottayam. The interest rates may vary based on factors, such as loan amount, repayment tenure, creditworthiness, and collateral requirements. Further details can be found below:
| Business Loan Interest Rates | 15% p.a. onwards |
| Loan Amount | ₹5 lakh to ₹75 Lakhs |
| Loan Processing Fees | Up to 3% plus applicable taxes |
| EMI per month | Starting from ₹2,783* per Lakh for 48 months |
| Loan Tenure | 6 - 48 months |
| Prepayment/Foreclosure Charges |
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| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Business Loan in Kottayam
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Flexible Loan Amounts
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Customized Repayment Options
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Minimal Documentation
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Quick Approval and Disbursal
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Dedicated Customer Support
Flexible Loan Amounts
Poonawalla Fincorp offers Business Loans in Kottayam with flexible loan amounts of up to ₹75 Lakhs, allowing you to borrow as per your specific needs.
Customized Repayment Options
We understand that each business has unique cash flow requirements. Hence, we provide tailored repayment options that align with your business's financial capabilities.
Quick Approval and Disbursal
With our streamlined processes and efficient systems, we ensure fast loan approval and disbursal so you can access the funds you need without unnecessary delays.
Minimal Documentation
Our Business Loans in Kottayam require minimal documentation, reducing paperwork and saving you valuable time.
Dedicated Customer Support
Our team of experienced professionals is available to address your queries and provide personalized assistance throughout your loan journey.
Apply for Instant Business Loan In Kottayam within 5 Minutes
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Business Details
Enter your annual business turnover and other business details.
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The application will then proceed for verification and assessment
Types of Business Loan in kottayam
Poonawalla Fincorp offers various types of Business Loans to cater to the diverse needs of entrepreneurs and businesses. Here are some of the different Business Loans provided by us:
Term Loans:
These are traditional Business Loans with a fixed repayment period and regular instalments.
Business Expansion Loan:
This loan is designed to help businesses expand their operations, invest in infrastructure, or enter new markets.
Working Capital Loans:
Poonawalla Fincorp offers Working Capital Loans to support businesses in managing their day-to-day operational expenses.
Conclusion
Poonawalla Fincorp's Business Loan in Kottayam is a reliable financial solution for ambitious entrepreneurs seeking to drive their business growth. With a simple application process, competitive interest rates, and features like flexible loan amounts and repayment options, we ensure that you can access the funds you need while maintaining financial stability.
Trust in Poonawalla Fincorp's expertise and commitment to customer satisfaction to unlock the potential of your business in Kottayam.
Poonawalla Fincorp Branch address in Kottayam:
Poonawalla Fincorp Limited
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam, Kerala-686004
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
