features and benefits of home loan

Festive offers on Home Loan

Attractive interest rates just
starting @ 9.50%* p.a.

Flexible-Repayment-Tenure

Flexible Repayment
Tenure

PMAY-Subsidy

PMAY Subsidy
up to ₹2.67 lakh*

Home Loan: Features & Benefits

Affordable Financing | PMAY Benefits | Doorstep Service

Having a home of your own is an incredible feeling, and you can make this dream a reality with the Poonawalla Fincorp Home Loan. Our customised offering is the ideal home financing solution whether you’re looking to buy, build, or renovate a home. Avail funding starting as low as Rs.5 lakh for any home financing need. What’s more, get the best terms to stay within budget all through.

You can rely on us to assist you with affordable financing, and eligible customers can qualify for PMAY benefits too! We offer a range of digital provisions, including the home loan calculator, a trusted tool for all borrowers. The Poonawalla Fincorp Home Loan is the all-in-one solution for all your home financing needs. To enjoy a hassle-free experience, apply for a home loan online.

Home Loan Logo Home Loan For A Suite Of Needs
Address any and all home financing needs with the Poonawalla Fincorp Home Loan. Our offering is designed to assist you in every way possible. Use the sanction to buy a dream home, buy a plot to construct a home, expand an existing house, or finance a development project.
Affordable loan Logo Affordable Loans
We offer home loans starting at Rs.5 lakh and onward to meet all your diverse financing needs. We offer funding at an affordable rate to keep costs in check.
Loan Repayment Logo Flexible Tenure
Keep your EMIs and interest outgo within budget with a flexible home loan tenure. We offer a repayment period that ranges between 1 and 30 years to help you repay comfortably. You have the freedom to tailor your monthly instalments to match your capabilities.
PMAY Logo Pradhan Mantri Awas Yojana
Take advantage of the government backed PMAY housing initiative and buy your first home much more affordably. First-time homebuyers can avail the CLSS home loan benefit, which extends an interest subsidy of up to Rs.2.67 lakh.
Document Required Logo Minimal Documentation
Our specialised instrument has easy-to-meet home loan documents & eligibility requirements to simplify access. We have optimised our protocols to ensure you enjoy a hassle-free experience.
Interest Rate Logo Competitive Interest Rates
We assure an affordable experience by offering you a competitive interest rate starting at 10%. To complement this feature, we only levy nominal fees & charges on our home loan.
Doorstep Service Logo End-to-end Doorstep Service
Availing the Poonawalla Fincorp Home Loan is truly an efficient process. We assign a dedicated relationship manager to assist you with application and loan processing. These experienced professionals offer end-to-end support during the entire process.

The Poonawalla Fincorp Home Loan sanction isn’t limited to home purchases. We cater to all your home financing needs. Here is a list of ways you can use the home loan amount.

  • Purchase a dream home, new or through re-sale
  • Expand or renovate an existing housing unit
  • Construct an independent house/bungalow
  • Undertake home extension or improvement
  • Step 1: Click on the ‘Apply Now’ button on our website.
  • Step 2: Enter basic KYC details and upload the required income documents.
  • Step 3: Await assessment and verification.
  • Step 4: Receive quick approval.
  • Step 5: Accept the home loan offer and authorise disbursal.

What is the loan amount available with the Poonawalla Fincorp Home Loan?
A key home loan benefit you enjoy is that we offer loans starting from Rs.5 lakh and onwards. The final approved sanction depends on the amount you need and how much you can qualify for based on your financial and professional profile.

Does Poonawalla Fincorp offer any online home loan features?
Yes. We offer a range of online provisions to simplify access to our home loan in India. Customers can apply online, and in just 5 steps or use the online branch locator to find the nearest physical branch for an offline application. We also offer the digital housing loan calculator, which is a handy tool during loan planning.

Can I avail the PMAY CLSS home loan benefit?
Yes. All eligible PMAY beneficiaries can avail the CLSS provision and the interest subsidy of up to Rs.2.67 lakh.

What are my Poonawalla Fincorp Home Loan tenure options?
With our home loan, you can tailor repayment to perfectly match your financial capabilities. We offer a flexible tenure that ranges up to 30 years.

Can I use the home loan sanction to renovate or improve my home?
Yes. You can use the Poonawalla Fincorp to spruce up your home. Use the funds to undertake flat extension, home renovation, or home improvement.

Interest Rate

APR ranging from 9.5% to 16% | One-time Processing Fee up to 2% plus taxes

Repayment

Flexible repayment tenure from 1 year to 30 years with zero Foreclosure charges for all Floating Rate Home Loans

Example

Loan Amount Rs.10 lakh, Interest Rate: 10%, Tenure: 5 years, equates to EMI of Rs. 21,247 per month.

This rate of interest is prone to fluctuation basis our internal credit and risk policy, and as per an algorithmic multivariate score card.
*T&C Apply

Apply for Home Loan Online in 5 Easy Steps Arrow Logo

Semi Circle Logo
Laptop Logo
Apply
Online

Apply Online

Click on Apply Now and fill in the complete application.

Semi Circle Logo
Document Required Logo
Upload
Documents

Upload Documents

Submit your KYC and Income Documents.

Semi Circle Logo
Verfied Logo
Verification

Verification

Application will then proceed for verification and assessment.

Semi Circle Logo
timer logo
Quick
Approval

Quick Approval

Get your quick approval!

Semi Circle Logo
Payment Confirmation logo
Instant
Disbursed

Instant Disbursed

That’s it! The loan is credited to your bank account.

Explore Types of our Home Loan Arrow Logo

Related Products for you Arrow Logo

Insightful Blogs Arrow Logo

first time home buyers
A complete guide for first time home buyers.

There is no place like home, especially the one that you can call your own! You always dream of having your name on the nameplate and decorate it to reflect you. Buying the first home is a significant milestone in everyone's life. However, fulfilling this dream can get quite overwhelming as you may need a lot of planning, such as searching the ideal location, evaluating the features or

Home Loan
Things to consider before taking a Home Loan.

Building an own house is the best feeling in the world and also the most stressful one. It is a once in a lifetime event that stays with you always. It requires tremendous planning can be quiet draining both emotionally as well as financially.

Contact Us logo Get a Call Back Apply Now logo Apply Now