Home Loan: Features & Benefits

Having a home of your own is an incredible feeling, and you can make this dream a reality with the Poonawalla Fincorp Home Loan. Our customised offering is the ideal home financing solution whether you’re looking to buy, build, or renovate a home. Avail funding starting as low as Rs.5 lakh for any home financing need. What’s more, get the best terms to stay within budget all through.

You can rely on us to assist you with affordable financing, and eligible customers can qualify for PMAY benefits too! We offer a range of digital provisions, including the home loan calculator, a trusted tool for all borrowers. The Poonawalla Fincorp Home Loan is the all-in-one solution for all your home financing needs. To enjoy a hassle-free experience, apply for a home loan online.

	Home Loan For A Suite Of Needs Address any and all home financing needs with the Poonawalla Fincorp Home Loan. Our offering is designed to assist you in every way possible. Use the sanction to buy a dream home, buy a plot to construct a home, expand an existing house, or finance a development project.
	Affordable Loans We offer home loans starting at Rs.5 lakh and onward to meet all your diverse financing needs. We offer funding at an affordable rate to keep costs in check.
	Flexible Tenure Keep your EMIs and interest outgo within budget with a flexible home loan tenure. We offer a repayment period that ranges between 1 and 30 years to help you repay comfortably. You have the freedom to tailor your monthly instalments to match your capabilities.
	Pradhan Mantri Awas Yojana Take advantage of the government backed PMAY housing initiative and buy your first home much more affordably. First-time homebuyers can avail the CLSS home loan benefit, which extends an interest subsidy of up to Rs.2.67 lakh.
	Minimal Documentation Our specialised instrument has easy-to-meet home loan documents & eligibility requirements to simplify access. We have optimised our protocols to ensure you enjoy a hassle-free experience.
	Competitive Interest Rates We assure an affordable experience by offering you a competitive interest rate starting at 10%. To complement this feature, we only levy nominal fees & charges on our home loan.
	End-to-end Doorstep Service Availing the Poonawalla Fincorp Home Loan is truly an efficient process. We assign a dedicated relationship manager to assist you with application and loan processing. These experienced professionals offer end-to-end support during the entire process.

The Poonawalla Fincorp Home Loan sanction isn’t limited to home purchases. We cater to all your home financing needs. Here is a list of ways you can use the home loan amount.

What is the loan amount available with the Poonawalla Fincorp Home Loan?
A key home loan benefit you enjoy is that we offer loans starting from Rs.5 lakh and onwards. The final approved sanction depends on the amount you need and how much you can qualify for based on your financial and professional profile.

Does Poonawalla Fincorp offer any online home loan features?
Yes. We offer a range of online provisions to simplify access to our home loan in India. Customers can apply online, and in just 5 steps or use the online branch locator to find the nearest physical branch for an offline application. We also offer the digital housing loan calculator, which is a handy tool during loan planning.

Can I avail the PMAY CLSS home loan benefit?
Yes. All eligible PMAY beneficiaries can avail the CLSS provision and the interest subsidy of up to Rs.2.67 lakh.

What are my Poonawalla Fincorp Home Loan tenure options?
With our home loan, you can tailor repayment to perfectly match your financial capabilities. We offer a flexible tenure that ranges up to 30 years.

Can I use the home loan sanction to renovate or improve my home?
Yes. You can use the Poonawalla Fincorp to spruce up your home. Use the funds to undertake flat extension, home renovation, or home improvement.