Get a Quick Personal Loan for Chartered Accountants
Fund your growth as a Chartered Accountant (CA) with a CA loan from Poonawalla Fincorp. A Personal Loan for CAs is tailored to meet your professional and personal financial needs without any hassle. You can easily manage expenses, invest in your practice, or pay for further education with this collateral-free financing option.
With affordable interest rates, minimal documentation, and quick disbursal, our CA loans make the borrowing process simple and hassle-free. Get started with a CA loan today and focus on building your professional success while we take care of your financial requirements. Apply now!
Why Choose Poonawalla Fincorp
High Loan Amount
Competitive Interest Rate
FlexibleRepayment Tenure
No Collateral Required
Minimal Documents
Zero Foreclosure Charges*
Plan Your Finances With a CA Loan EMI Calculator
Get the benefit of our user-friendly EMI calculator to quickly determine your EMIs. You can confidently plan your repayments by entering the desired loan amount and tenure, along with the interest rate, to receive immediate, accurate results. Try it now
Apply for a Personal Loan Online in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Personal Loan for Chartered Accountants
Meet our simple eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Monthly Income: Minimum ₹30,000.
- Employment: Full-time job with a government entity, public/private limited company, LLP, educational institution, or or a Poonawalla Fincorp-approved organisation
- Work Experience: Minimum 1 year, including at least 1 month in the current role
Documents Required for Personal Loan for CAs
Submit the necessary documents:
- Address Proof: Utility Bills, Passport, or Rent Agreement.
- KYC Documents: Aadhaar card, PAN Card, Voter ID, Driving License, or Passport.
- Employment Proof: Official email ID or Employee ID Card.
- Financial Documents: Bank statements for the last 3 months.
- Income Proof: Recent salary slip for the last 1 month.
Interest Rates and Charges for a Personal Loan for CAs
We offer loans at competitive interest rates and charges:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
How to Utilise Poonawalla Fincorp’s Personal Loan for CAs?
- Upgrade your practice:Invest in modern tools and technology, hire skillful employees, or upgrade your office infrastructure.
- Manage Cash Flow: Cover your operational costs for CA practice and bridge any short-term financial gaps.
- Debt Consolidation: Combine multiple repayments into a single EMI.
- Handle your emergencies: Manage your medical needs, travel, and urgent practice-related expenses, effortlessly.
Tips for a Successful Personal Loan Application
- Verify your eligibility: Make sure you meet all the CA loan criteria before applying.
- Check your credit score: Ensure your credit history supports a smooth loan approval.
- Submit all necessary documents: Provide all required and accurate documents for faster processing of the loan.
- Enter accurate information: Fill in your details correctly to avoid delays in the loan approval.
Happy Customers, Happy Us
I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
Explore Different Types of Personal Loans to Suit Your Needs
Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
Frequently Asked Questions
Yes, both salaried and self-employed Chartered Accountants can apply for a Personal Loan. However, you must check the eligibility criteria with your chosen lender before applying.
Yes, if all the eligibility requirements are fulfilled, lenders usually provide loans to CAs at any level of their careers.
Yes, you can prepay or foreclose your loan with no extra cost if you pay from your own sources. A 4% fee applies if you pay from other sources.
Ideally, while availing a Personal Loan, the repayment plan is already established in the loan agreement. However, certain lenders may allow switching repayment plans even after taking the loan. It is best to check with your lender before availing a loan.
Yes, our personal loans for CAs come with affordable interest rates, minimal documentation requirements, and flexible repayment options.
Yes, you can complete your CA loan application entirely online with Poonawalla Fincorp, with the required documents and procedure.
Credentials are verified using your Certificate of Practice (COP) and employment or professional documents.
Yes, it provides quick access to funds for emergency needs without impacting your long-term credit profile if repaid on time.
Funds are normally disbursed immediately after approval, enabling CAs to quickly use the loan for urgent professional needs.
Yes, Poonawalla Fincorp’s CA loan can be used to fund professional development, including further studies, courses, or workshops relevant to your career.