Get Your Pre-Owned Car Loan In Chandigarh With Zero Foreclosure Charges!
Chandigarh is the shared capital of Punjab and Haryana, with numerous government offices in and around the city. It has various industries, such as food products, pharmaceuticals, electric appliances, machine tools, auto parts, etc. Chandigarh is known for its rich culture and modern infrastructure. With such welcoming and progressive growth, the demand for cars has been on a constant rise.
Poonawalla Fincorp’s Pre-owned Car Loan in Chandigarh is a perfect solution to meet your demand for your dream car. With our Pre-owned Car Loan, you get a high loan amount up to ₹75 Lakh and enjoy benefits such as minimal documentation, zero foreclosure charges, flexible repayment options, etc.
Apply now to get your dream car!
Features and Benefits of Pre-Owned Car Loan in Chandigarh
With Poonawalla Fincorp’s Pre-owned Car Loan in Chandigarh, you can enjoy exclusive features and benefits such as:
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Chandigarh
You can get Pre-owned Car Loan interest rates starting at 11%* p.a. Check out the below table to learn more about interest rates and other charges:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in Chandigarh?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-owned Car Loan
Eligibility Criteria for Pre-Owned Car Loan in Chandigarh
With our easy-to-meet eligibility criteria, you can easily avail of your Pre-Owned Car Loan in Chandigarh.
Age
Work Experience
Income
Indian Citizen
To learn more about our eligibility criteria for a Pre-owned Car Loan, please visit our eligibility and documentation page for a Pre-owned Car Loan.
Documents Required For Pre-Owned Car Loan In Chandigarh
We have minimal documentation requirements for a Pre-owned Car Loan where you can directly submit the documents online.
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
To know more about our documentation requirement for pre-owned Car Loan, please visit our eligibility and documentation page for Pre-owned Car Loan.
You can avail yourself of a Pre-owned Car Loan in Chandigarh with Poonawalla Fincorp. We offer a Pre-owned Car Loan interest rate at 11%* p.a. with various borrower-centric features such as minimal documentation, higher loan amount of up to ₹75 Lakh, no foreclosure charges, etc. You can get a Pre-owned car Loan for different types of cars, such as Pre-owned Car Loan for Hatchbacks, Sedans, SUVs and Luxury Cars, allowing you to choose from a wide range of cars in the market.
Poonawalla Fincorp Branch Address in Chandigarh:
Poonawalla Fincorp Limited
Address: 2nd Floor, SCO 311-312, 35B, Above Canara Bank, Sector-35, Chandigarh,Punjab-160022.
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
