Personal Loan for Travel

₹3 Lakh Personal Loan

Starting at 9.99%* per annum

Minimal Documentation | Quick Approval | 100% Digital Process

Did you know? You can take an instant Personal Loan in case you find yourself in a financial crunch. That’s right! Personal Loans are unsecured financial products that come with no end-use restrictions. You can get a ₹3 Lakh Personal Loan from Poonawalla Fincorp with quick disbursal and minimal documentation.

You can use the loan for numerous purposes such as hosting a wedding, traveling, funding higher education, covering emergency medical expenses, and even for home renovation. Our online application process is fast and simple. Click on ‘Apply Now’ to fill out your ₹3 Lakh loan application form.


We offer Personal Loans at competitive interest rates to make your lone journey affordable and stress-free. Our Personal Loan interest rate starts at 9.99%* p.a., and we don’t levy any foreclosure or pre-payment charges. We understand the value of affordability and do not wish to increase your cost of borrowing. You can leverage our Personal Loans with the lowest interest rates and flexible repayment tenure.

As mentioned above, we do not charge any foreclosure or pre-payment fees. Hence, you can repay your ₹3 Lakh Personal Loan in case you wish to end your loan tenure sooner. The table below shows the interest rates and charges.

Personal Loan Interest Rates 9.99%* p.a.
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 2% + applicable charges
Loan EMI Per Month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Prepayment/Foreclosure Charges Zero*
Cheque Bounce Charges ₹500 per bounce + taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

You can calculate your Loan EMIs using our free Personal Loan EMI calculator. EMI (Equated Monthly Installment) is the term used for the monthly payments that you need to make to repay your Personal Loan. You can choose your loan tenure at your convenience. Ensure that you choose a tenure which will make your borrowing journey easier.

You can take ₹3 Lakh Personal Loan for 5 years from Poonawalla Fincorp. The table below shows ₹3 Lakh Personal Loan EMIs for 2, 3, and 5 years.

Tenure       Approximate EMI at 9.99% Interest Rate
2 years ₹13,842/month
3 years ₹9,679/month
5 years ₹6,373/month

The Personal Loan eligibility criteria are minimal and easy to fulfill. The criteria are set in such a way that individuals who are in need of funds can avail of them immediately. You just have to fulfill minimal requirements to get a ₹3 Lakh loan for 5 years from Poonawalla Fincorp. Below are the eligibility criteria for Personal Loans.

Age Requirement


Citizenship Status


Employment Required


Work Experience logo

Work experience

Monthly Salary Required

Monthly Income

  • Age- The applicant should be a minimum of 24 years of age at the time of loan origin and a maximum of 58 years of age at the time of loan maturity
  • Citizenship- The applicant should be a citizen of India
  • Employment - The applicant should be an employee of the Central Government, PSU, MNC, Listed, Unlisted Public Ltd, Pvt Ltd, LLP or companies which are listed internally
  • Work Experience - The applicant is required to be in current employment for at least 6 months and should have a minimum work experience of 2 years
  • Monthly Income - The applicant’s monthly salary should be a minimum of ₹40,000

As the Personal Loan application form is online, you only have to procure soft copies of the required documents. Here is the list of documents required for a Personal Loan.

  • KYC Documents

    KYC documents

  • Income Proof

    Current address proof

  • Address Proof

    Income documents

  • Proof of Employment

    Financial documents

  • Address Proof

    Employment proof

  • KYC documents - You can submit your PAN card/ Aadhaar card as your KYC documents
  • Current address proof - You can submit your rent agreement/ utility bills/ or Passport as your current address proof
  • Income documents - You are required to submit your latest salary slips
  • Financial documents - Salary credit statement for the past 3 months
  • Employment proof - Official email ID confirmation, or EMP ID card (in case of the email ID is not available)

Our Personal Loans are feature rich and easy to avail of. You can take advantage of fast processing, minimal documentation, quick approval, and speedy disbursal of funds.

We understand the value of your time, so we are offering easy-to-access online Personal Loan applications. You can apply for the Personal Loan online just by filling out the online application form on our website.

Some of the key features and benefits of our Personal Loan include

  • Minimal documentation

    No collateral/security

  • Online application process

    Minimal documentation

  • Collateral-free quick loans

    No foreclosure charges

  • No hidden charges

    Flexible repayment tenure

  • No penalties on foreclosure and prepayment

    Easy to fulfil eligibility criteria

  • No penalties on foreclosure and prepayment

    High loan amount with no end-use restrictions

  • No penalties on foreclosure and prepayment

    Quick approvals

  • Instant disbursal

    Hassle-free loan processing

You can apply for a ₹3 Lakh Personal Loan online by following these simple steps.

  • Step 1: Visit our official website
  • Step 2: Go to the dedicated page for Personal Loans
  • Step 3: Carefully go through the eligibility criteria and required documents
  • Step 4: Fill out the online application
  • Step 5: Upload the supporting documents
  • Step 6: Await verification and confirmation
  • Step 7: Get funds disbursed into your account
Semi Circle Logo
Laptop Logo

Apply Online

Click on Apply Now and fill in the complete application.

Semi Circle Logo
Quick approvals

Personal Details

Enter your DOB, qualification and residential details

Semi Circle Logo
Application Verification


Application will then proceed for verification and assessment

What is the monthly EMI for ₹3 Lakhs Personal Loan?

The monthly EMIs for your ₹3 Lakh Personal Loan for 5 years will be ₹6,373* at 9.99%* interest rate p.a.

Can I get a ₹3 Lakh Personal Loan?

Please refer to the eligibility criteria for Personal Loans that are mentioned above. If you fulfill the criteria, you can get a ₹3 Lakh Personal Loan almost instantly.

Am I eligible to borrow a sum of ₹3 Lakh for Poonawalla Fincorp?

The eligibility criteria for Personal Loan are easy to fulfill. Kindly refer to the eligibility criteria mentioned above.

How to apply for a Personal Loan of ₹3 Lakh?

You can apply for Poonawalla Fincorp’s Personal Loan online by simply filling out the online application and uploading the required documents. Visit the dedicated page for Personal Loans on our website and click on ‘Apply Now’.

What is the interest rate levied on a ₹3 Lakh Personal loan?

Our interest rates on Personal Loans start at just 9.99%* p.a.

What is the processing time for a ₹3 Lakh Personal loan?

Once you fulfill the eligibility criteria and your documents are verified, our customer service executive will connect with you within a very short duration.

*T&C Apply

Explore Types of our Personal Loan Arrow Logo

Insightful Personal Loan Blogs Arrow Logo

Online Personal Loan Insights
Where Can I get a Personal Loan Online?

Unlike a secured loan, a personal loan allows you to borrow money without having to pledge collateral. For those who do not want to risk

Benefits of Personal Loan EMI Calculator
Top 5 benefits of using a Personal Loan EMI Calculator

A personal loan is an unsecured loan. It lets you borrow funds from a lending institution without pledging any collateral or asset like animmovable property,

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp