Professional Loan for Company Secretaries (CS) with an Easy Application Process
Company Secretaries may have different financial requirements at various stages of their careers. Their requirements may vary from expanding or upgrading their existing office to scaling up operations. At Poonawalla Fincorp, we understand the unique financial needs of Company Secretaries and hence, provide a customized Professional Loan for them.
So, whether you want to expand your office space, or infuse working capital into your business, you can fulfil all your financial obligations with our Professional Loans for Company Secretaries. Our Company Secretary loans are collateral-free and come with a host of attractive features and benefits, such as flexible repayment tenure, easy eligibility criteria, and zero foreclosure charges.
Various Reasons to Take a CS Loan
There are no restrictions on how you can use our Professional Loan for Company Secretaries. It means that you can use this loan to cover your diverse professional goals.
Below are some reasons why you should consider a Professional Loan for CS:
- Improve or renovate your practice
- Enhance your professional skills
- Scale up your operations
- Consolidate high-interest debts
- Meet working capital requirements
- Pay for overhead costs
Features and Benefits
Poonawalla Fincorp offers multi-purpose Professional Loans for Company Secretaries to help them take their professional practice to new heights. Moreover, our CS loans are highly customizable to address the precise financial requirements of our customers.
Below are some striking features and benefits of our Professional Loan for CS:
- Customized Professional Loans for CS
- High loan amount of up to ₹50 Lakh
- No collateral required
- Flexible repayment tenure
- Low interest rates
- Zero foreclosure charges
- Easy online application
- Quick approval and disbursal
- No hidden charges
Eligibility Criteria
We aim to provide quick and hassle-free financing to working professionals. Therefore, our CS loans come with easy eligibility requirements and minimum documentation.
Below are our eligibility criteria for a Professional Loan for CS:
- Must be a citizen of India
- Age should be between 24 (during loan application) and 65 years (during loan maturity)
- Must have a minimum CS professional practice experience of one year post qualification
- Must have minimum annual professional receipts of at least ₹3 Lakh
Note: The above-mentioned Professional Loan eligibility criteria is indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.
Documents Required
As mentioned, you can avail of our Professional Loans with minimal paperwork.
Below are the required documents for our Professional Loan for CS:
- Proof of Identity (PAN card)
- Proof of Address (Aadhar card)
- Professional address proof (Electricity bill, rent agreement)
- Financial documents (Bank statements, IT returns)
- Proof of professional qualification (Degree certificate)
Note: The above-mentioned Professional Loan documents list is indicative. Additional documents may be required during loan processing.
We Provide CS Loans to:
- Self-employed CS professionals
How to Apply for our CS Loans?
You can apply for a CS Loan with us through an easy and hassle-free process. All you need to do is follow the five simple steps mentioned below:
- Step 1 – Visit our website or your nearest branch
- Step 2 – Check your eligibility for our CS Loan
- Step 3 – Fill up the professional loan application form
- Step 4 – Upload and submit the required documents
- Step 5 – Get the loan amount in your bank account post assessment & verification
Frequently Asked Questions (FAQs) on Professional Loans for CS
Who can apply for a CS Loan with Poonawalla Fincorp?
We provide Professional Loans for self-employed CS professionals. Few factors like age, work experience and income plays an important role to decide eligibility criteria of Professional Loan. Please keep your KYC, financial documents and professional qualification document ready as supporting document for Professional Loan application.
Do I need to pledge any security for availing of a CS Loan?
No. At Poonawalla Fincorp, we provide unsecured loans for CS. It means that you are not required to pledge any collateral or security to avail of a CS Loan from us.
What are the interest rates applicable for a CS Loan?
Interest rates of Professional Loans for CS vary across lenders. At Poonawalla Fincorp, we provide CS Loans at low and affordable interest rates, starting at just 9.99%* per annum.
Do I need to pay any additional charges for availing of a CS Loan?
Our Professional Loans for Company Secretaries come with complete transparency and no hidden costs. The applicable charges for our Professional Loan for CS only include a one-time processing fee of up to 2% plus applicable taxes on your loan amount.
How can I calculate the EMIs I need to pay for my CS Loan?
You can use our CS Professional Loan EMI calculator to calculate the EMIs. To calculate your CS Loan EMIs, you are required to enter your loan amount, interest rate, and tenure, and click on “Check Repayment Schedule”.
