Professional Loan for Company Secretaries (CS) with an Easy Application Process
Company Secretaries may have different financial requirements at various stages of their careers. Their requirements may vary from expanding or upgrading their existing office to scaling up operations. At Poonawalla Fincorp, we understand the unique financial needs of Company Secretaries and hence, provide a customized Professional Loan for them.
So, whether you want to expand your office space, or infuse working capital into your business, you can fulfil all your financial obligations with our Professional Loans for Company Secretaries. Our Company Secretary loans are collateral-free and come with a host of attractive features and benefits, such as flexible repayment tenure, easy eligibility criteria, and zero foreclosure charges.
Various Reasons to Take a CS Loan
There are no restrictions on how you can use our Professional Loan for Company Secretaries. It means that you can use this loan to cover your diverse professional goals.
Below are some reasons why you should consider a Professional Loan for CS:
Improve or renovate your practice
Enhance your professional skills
Scale up your operations
Consolidate high-interest debts
Meet working capital requirements
Pay for overhead costs
Professional Loan EMI Calculator
Professional Loan – Schedule of Charges & Other Features
|Professional Loan Interest Rates||9.99% p.a onwards|
|Loan Amount||₹1 Lakh to ₹50 Lakhs|
|Loan Processing Fees||Up to 2% plus applicable taxes|
|Lowest EMI per month||Starting from ₹2,124* per Lakh for 60 months|
|Loan Tenure||12 - 60 months|
|Prepayment/Foreclosure Charges||0%* If paid from own sources|
|Default Interest||3% per month|
|Repayment Instrument Dishonor Charges||₹500 per bounce plus applicable taxes|
|Stamp Duty||At actuals (as per state)|
|No Other Hidden Charges|
Professional Loan For CS Documents Required
As mentioned, you can avail of our Professional Loans with minimal paperwork.
Below are the required documents for our Professional Loan for CS:
Proof of Identity (PAN card)
Proof of Address (Aadhar card)
Professional address proof (Electricity bill, rent agreement)
Financial documents (Bank statements, IT returns)
Proof of professional qualification (Degree certificate)
Note: The above-mentioned Professional Loan documents list is indicative. Additional documents may be required during loan processing.
Professional Loan For CS Eligibility Criteria
We aim to provide quick and hassle-free financing to working professionals. Therefore, our CS loans come with easy eligibility requirements and minimum documentation.
Below are our eligibility criteria for a Professional Loan for CS:
- Age should be between 24 (during loan application) and 65 years (during loan maturity)
- Must be a citizen of India
- Must have a minimum CS professional practice experience of one year post qualification
- Must have minimum annual professional receipts of at least ₹3 Lakh
Note: The above-mentioned Professional Loan eligibility criteria is indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.
We Provide CS Loans to:
- Self-employed CS professionals
Professional Loan For CS Features and Benefits
Poonawalla Fincorp offers multi-purpose Professional Loans for Company Secretaries to help them take their professional practice to new heights. Moreover, our CS loans are highly customizable to address the precise financial requirements of our customers.
Below are some striking features and benefits of our Professional Loan for CS:
Customized Professional Loans for CS
High loan amount of up to ₹50 Lakh
No collateral required
Flexible Repayment Tenure
Low interest rates
Zero foreclosure charges
Easy online application
Quick approval and disbursal
No Hidden charges
How to Apply for our CS Loans?
You can apply for a CS Loan with us through an easy and hassle-free process. All you need to do is follow the five simple steps mentioned below:
- Step 1 – Visit our website or your nearest branch
- Step 2 – Check your eligibility for our CS Loan
- Step 3 – Fill up the professional loan application form
- Step 4 – Upload and submit the required documents
- Step 5 – Get the loan amount in your bank account post assessment & verification
Apply for an Instant Company Secretaries Professional Loan within 5 Minutes
Click on Apply Now and enter your contact details.
Enter your DOB, monthly income and PAN card number.
The application will then proceed for verification and assessment
Frequently Asked Questions (FAQs) on Professional Loans for CS
We provide Professional Loans for self-employed CS professionals. Few factors like age, work experience and income plays an important role to decide eligibility criteria of Professional Loan. Please keep your KYC, financial documents and professional qualification document ready as supporting document for Professional Loan application.
No. At Poonawalla Fincorp, we provide unsecured loans for CS. It means that you are not required to pledge any collateral or security to avail of a CS Loan from us.
Interest rates of Professional Loans for CS vary across lenders. At Poonawalla Fincorp, we provide CS Loans at low and affordable interest rates, starting at just 9.99%* per annum.
Our Professional Loans for Company Secretaries come with complete transparency and no hidden costs. The applicable charges for our Professional Loan for CS only include a one-time processing fee of up to 2% plus applicable taxes on your loan amount.
You can use our CS Professional Loan EMI calculator to calculate the EMIs. To calculate your CS Loan EMIs, you are required to enter your loan amount, interest rate, and tenure, and click on “Check Repayment Schedule”.
*Terms & Conditions Apply