Quick Cash Loan for Financial Needs
Cash Loan is a type of Personal Loan that is often used by individuals who need quick access to funds to cover unexpected expenses, such as medical bills or a wedding. They can also be used for other purposes, such as paying off high-interest debt or financing a home renovation project. These loans are unsecured, meaning that the borrower does not have to provide collateral to secure the loan. This type of loan requires minimal documentation and is offered at attractive interest rates. Instant Cash Loans are short-term loans that are processed quickly, usually within a few minutes to a few hours, giving you quick access to funds.
Cash Loan EMI Calculator
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EMI Amount = *
Interest Rate for Cash Loan
We offer a Cash Loan at a competitive interest rate starting from 9.99%* per annum with no extra charges on foreclosure or pre-payment. Our interest rates are among the most competitive in the market, ensuring that you do not incur higher borrowing costs and have a seamless loan experience.
But please note that the interest rate for instant Cash Loans can vary depending on several factors, such as the amount borrowed, the borrower's credit history, the borrower’s credit score, and the repayment period.
Below are the interest rates and charges for Small Cash Loan:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing Fees | Up to 2% plus applicable taxes |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 60 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources |
| Late Payment Charges | 2% per month |
| Cheque Bounce Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Eligibility Criteria for Cash Loan
Getting a Cash Loan is very easy and simple. As we have kept the eligibility criteria minimum so that a maximum number of people can get immediate funds in a hassle-free manner. You just need to meet the following eligibility requirements to avail of instant Cash Loans:
Age
Citizenship
Employment
Work experience
Monthly salary
- Age - The applicant’s age should not be less than 24 years at the time of loan application and not more than 57 years.
- Citizenship - The applicant must hold an Indian citizenship.
- Employment - The applicant must have a full-time job at a well-reputed company.
- Work experience - The applicant must have at least 1 year of work experience and at least 1 months of stable employment with the current employer.
- Monthly salary - The applicant must have a minimum monthly salary of ₹30,000.
Required Documents for Cash Loan
Gone are those days when you had to deal with a lot of paperwork to avail of a Cash Loan. We offer an instant Cash Loan with minimal documentation requirements so that there are no delays or hassles when applying for a loan. You just need to provide the following list of documents to opt for a loan:
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KYC documents
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Proof of Address
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Proof of income
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Proof of employment
- KYC documents : The applicant will need to provide a government-issued ID, such as Aadhar Card and PAN Card.
- Proof of Address : The applicant will need to provide Rent Agreement/Utility Bills/Passport as an address proof.
- Proof of income : Applicants will need to provide documentation of their income, such as latest pay slip and salary credit bank statement for the past three months
- Proof of employment : Applicants will need to provide documentation of their employment, such as an Employee ID Card or Official mail ID confirmation.
Features & Benefits of Cash Loan
Cash Loan is a feature-rich offering that can be availed to meet a wide range of financial requirements. Here are some features and benefits of small Cash Loans:
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No Collateral Needed
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Multi-purpose Loan
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Attractive Interest Rates
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Access to Cash Quickly
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Flexible Repayment Tenure
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Quick and Easy Application Process
No Collateral Needed
Cash Loans are unsecured, meaning borrowers do not have to put up collateral to secure the loan.
Multi-purpose Loan
Borrowers can use small Cash Loans for anything they need, whether it's to cover medical expenses, fund higher education, or make a purchase.
Access to Cash Quickly
Cash Loans can provide borrowers with access to cash in a short amount of time, which can be beneficial for emergency situations.
Attractive Interest Rates
We offer these loans at attractive interest rates to reduce the EMI burden.
Flexible Repayment Tenure
We provide a flexible repayment tenure of up to 5 years. Borrowers can choose the tenure as per their repayment capacity.
Quick and Easy Application Process
We offer a simple online application process for Cash Loans, making it easy for individuals to apply and get the loan approved quickly.
How to Apply for Cash Loan
Getting cash finance online is easy and simple. You just need to follow these steps to apply for a loan:
- Click on the “Apply Now” button.
- Fill in the required details in the loan application form.
- Upload necessary documents.
- Your loan documents will be verified by our loan expert.
- Upon successful verification, we will approve your loan.
- The loan amount will get disbursed to your bank account almost instantly.
Apply for Instant Cash Loan within 5 Minutes
Now you can get a personal loan with minimum efforts. Just follow the below simple 3-step process and get an instant personal loan online without any delay.
Apply
Online
Apply Online
Click on Apply Now and enter all your required contact details.
Personal
Details
Personal Details
Enter your DOB, PAN card details, monthly income and residential details.
Verification
Verification
Application will then proceed for verification and assessment
Frequently Asked Questions
A Cash Loan is a type of unsecured Personal Loan that provides borrowers with access to cash quickly. These loans are offered at attractive interest rates and are used to cover emergency expenses or temporary financial shortfalls.
If you need to borrow money immediately to meet your planned or unplanned expenses, you can consider applying for an instant Cash Loan. The loan can be applied for online, and the approval is typically provided within a few hours.
You can avail of an instant Cash Loan of up to ₹30 Lakh. But the amount of Cash Loan you can get depends on several factors, such as your credit score, income, tenure, etc.
To apply for a Cash Loan online, you need to follow the below-mentioned steps:
- Step 1: Click on “Apply Now”.
- Step 2: Enter the required details in the loan application form.
- Step 3: Upload all the required loan documents.
- Step 4: After the submission of documents, a loan application is processed further for verification.
- Step 5: Upon successful verification, we will approve the loan and disburse the loan amount directly to your bank account.
*Terms & Conditions Apply
