Get Cash Loan for Urgent Financial Needs
Need quick access to cash to meet unexpected expenses? Get a cash loan! It is a type of Personal Loan that’s collateral-free and has no end usage restrictions. You can use a cash loan for any purpose – from financing your home renovation to paying your monthly bills.
Fulfil your short-term financial goals with an instant Personal Loan of up to ₹50 Lakh with Poonawalla Fincorp at flexible EMIs and minimal documentation. Apply now!
Cash Loan EMI Calculator
-
EMI Amount = *
Cash Loan Interest Rate
To help fulfil your dreams, the cash loan interest rate at Poonawalla Fincorp is one of the most competitive in the market - starting at 9.99%* p.a. Here’s a glance at the interest rate, processing fees, and other charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Cash Loan Eligibility Criteria
Our cash loan eligibility criteria are minimum so you can get the maximum benefit.
Age
Citizenship
Employment
Work experience
Monthly salary
- Age - Between 21 and 60 years.
- Citizenship - The applicant must be an Indian citizen.
- Employment - The applicant must be a salaried individual.
- Work experience - Must have at least one year of work experience and at least one month of stable employment with the current employer.
- Monthly salary - The applicant must earn a minimum monthly salary of ₹30,000.
Documents Required
Get a cash loan with minimal documentation and zero hassles. Just provide:
-
KYC documents
-
Address Proof
-
Income Proof
-
Employment Proof
- KYC documents : Government-issued ID such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
- Address Proof : Rent agreement, utility bills, or passport.
- Income Proof : Latest salary slips for the last 3 month and bank statement of the past three months.
- Employment Proof : Employee ID card or official mail ID.
Cash Loan Features and Benefits
Cash Loan is a feature-rich offering that can be availed to meet a wide range of financial requirements. Here are some features and benefits of Cash Loans:
-
Instant Disbursal
-
Minimal Documentation
-
Zero hidden charges
-
Flexible EMIs
-
Collateral-free
-
No End Usage Restriction
-
Easy Application
Instant Disbursal
Get the loan directly into your bank account after verification.
Minimal Documentation
Provide your KYC documents and address proof.
Zero hidden charges
All fees and charges are disclosed.
Flexible EMIs
Repay the loan at your convenience with a loan tenure of up to 84 months.
Collateral-free
No need to pledge collateral to get a Personal Loan.
No End Usage Restriction
Use the loan to meet any financial requirement.
Easy Application
Just hit the ‘Apply Now’ button to get a cash loan!
How to Apply for a Cash Loan
Follow the below steps to apply for a cash loan:
- Click on the 'Apply Now' button.
- Fill in the required details on the loan application form.
- Upload necessary documents.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Apply for Cash Loan Within 5 Minutes
Apply
Online
Apply Online
Click on Apply Now and enter all your required contact details.
Personal
Details
Personal Details
Enter your DOB, PAN card details, monthly income and residential details.
Verification
Verification
Application will then proceed for verification and assessment
Frequently Asked Questions
You can borrow money instantly on the Poonawalla Fincorp website. Just click the ‘Apply Now’ button, fill out the loan form, and upload the required documents. After verification and approval, the loan will be disbursed directly into your account.
You can avail of an instant cash loan of up to ₹50 Lakh, depending on factors such as credit score, income, etc.
Yes, you can get a cash loan of ₹1 lakh instantly if you are an Indian citizen, your credit score is over 750, your age is between 21 and 60 years, and you have a salaried job. You can directly apply for the loan on the Poonawalla Fincorp website.
*Terms & Conditions Apply
