Personal Loan for Women

Cash Loan

Starting at 9.99% per annum*

Loan up to 30 Lakh | Attractive Interest Rates |
Quick Approval | Easy to Apply

Need quick access to cash to meet unexpected expenses? Get a cash loan! It is a type of Personal Loan that’s collateral-free and has no end usage restrictions. You can use a cash loan for any purpose – from financing your home renovation to paying your monthly bills.

Fulfil your short-term financial goals with an instant Personal Loan of up to ₹30 Lakh with Poonawalla Fincorp at flexible EMIs and minimal documentation. Apply now!


To help fulfil your dreams, the cash loan interest rate at Poonawalla Fincorp is one of the most competitive in the market - starting at 9.99%* p.a. Here’s a glance at the interest rate, processing fees, and other charges:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Our cash loan eligibility criteria are minimum so you can get the maximum benefit.

Age Requirement


Citizenship Status


Employment Required


Work Experience logo

Work experience

Monthly Salary Required

Monthly salary

  • Age - Between 22 and 57 years.
  • Citizenship - The applicant must be an Indian citizen.
  • Employment - The applicant must be a salaried individual.
  • Work experience - Must have at least one year of work experience and at least one month of stable employment with the current employer.
  • Monthly salary - The applicant must earn a minimum monthly salary of ₹30,000.

Get a cash loan with minimal documentation and zero hassles. Just provide:

  • KYC Documents

    KYC documents

  • Address Proof

    Address Proof

  • Proof of Employment

    Income Proof

  • Income Proof

    Employment Proof

  • KYC documents : Government-issued ID such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
  • Address Proof : Rent agreement, utility bills, or passport.
  • Income Proof : Latest salary slips for the last 3 month and bank statement of the past three months.
  • Employment Proof : Employee ID card or official mail ID.

Cash Loan is a feature-rich offering that can be availed to meet a wide range of financial requirements. Here are some features and benefits of Cash Loans:

  • Minimal documentation Logo

    Instant Disbursal

  • Quick and Easy Application Process

    Minimal Documentation

  • Low interest rates Logo

    Zero hidden charges

  • Access to Cash Quickly

    Flexible EMIs

  • Flexible Repayment Tenure


  • Higher Personal Loan amount Logo

    No End Usage Restriction

  • Access to Cash Quickly

    Easy Application

Instant Disbursal

Get the loan directly into your bank account after verification.

Minimal Documentation

Provide your KYC documents and address proof.

Zero hidden charges

All fees and charges are disclosed.

Flexible EMIs

Repay the loan at your convenience with a loan tenure of up to 60 months.


No need to pledge collateral to get a Personal Loan.

No End Usage Restriction

Use the loan to meet any financial requirement.

Easy Application

Just hit the ‘Apply Now’ button to get a cash loan!

Follow the below steps to apply for a cash loan:

  • Click on the 'Apply Now' button.
  • Fill in the required details on the loan application form.
  • Upload necessary documents.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Semi Circle Logo
Apply online

Apply Online

Click on Apply Now and enter all your required contact details.

Semi Circle Logo
Quick approvals

Personal Details

Enter your DOB, PAN card details, monthly income and residential details.

Semi Circle Logo
Application Verification


Application will then proceed for verification and assessment

Where can I borrow money instantly?

You can borrow money instantly on the Poonawalla Fincorp website. Just click the ‘Apply Now’ button, fill out the loan form, and upload the required documents. After verification and approval, the loan will be disbursed directly into your account.

How much cash loan can I get?

You can avail of an instant cash loan of up to ₹30 Lakh, depending on factors such as credit score, income, etc.

Can I get a cash loan of ₹1 lakh instantly?

Yes, you can get a cash loan of ₹1 lakh instantly if you are an Indian citizen, your credit score is over 750, your age is between 22 and 57 years, and you have a salaried job. You can directly apply for the loan on the Poonawalla Fincorp website.

*Terms & Conditions Apply

Explore Types of our Personal Loan Arrow Logo

Insightful Personal Loan Blogs Arrow Logo

personal loan against cibil score
Need A Personal Loan With Low CIBIL Score? Heres How To Avail One

When you apply for a Personal Loan against your CIBIL score, the financial institution looks at several variables to consider your eligibility.

Types of Personal Loan
Different Types Of Personal Loans In India

You may get a list of loans by searching ‘how many types of loan’ online, while if you search 'different types of Personal Loans', you may get results

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp