Get Personal Loan with Fast Disbursement
Finance every need with an affordable solution
Ahmedabad is a city that offers a perfect blend of new-age, high-rise buildings and centuries-old buildings. It upholds its image as a heritage city while being at the edge of imminent transformation to a smart city.
If you are looking for a quick Personal Loan to fund your home renovation plan, take that vacation, meet a medical emergency, or pay off a debt, Poonawalla Fincorp is the right choice for you. We provide easy, transparent, and unsecured loans of up to ₹50 Lakh. Now, meet your every financial need effortlessly, as you enjoy low interest rates and instant approval, with the benefits of a long repayment tenure of up to 84 months.
Check Monthly EMI Amount For Personal Loan In Ahmedabad
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EMI Amount = *
Personal Loan Interest Rates
Our interest rates are designed so that the EMIs are never heavy on your pocket. We offer the lowest interest rates so that you can achieve your goals stress-free without worrying about a heavy repayment burden every month.
| Interest Rate | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Eligibility Criteria for Instant Loans
Availing of a Personal Loan should not be a hassle for you, because Poonawalla Fincorp has very simple eligibility criteria:
Personal Loan Eligibility Criteria
Age
Min 21 years and Max 60 years
Citizenship
Indian only
Work Experience
Total at least 1 yr. with Min 1 months at current place
Monthly Salary
Min ₹30,000
- Age (Min 21 years and Max 60 years)
- Citizenship (Indian only)
- Employment (full-time with companies of various types)
- Work Experience (Total at least 1 yr. with Min 1 months at current place)
- Monthly Income (Min ₹30,000)
Documents Required to Apply for a Personal Loan
It is always best practice to keep your documents ready before applying for a loan. We do not want to stress you with a long list of documents; hence we have kept the requirement minimal:
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KYC documents
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Income proof
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Financial documents
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Address proof
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Proof of Employment
Benefits Of Taking a Personal Loan
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High loan amounts up to ₹50 Lakh
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Low interest rates
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Eligible for customers between 21-60 years
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Transparent loans with no hidden charges
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No foreclosure or pre-payment charges
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Minimal documentation process
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Quick approval and easy disbursal
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Flexible repayment tenure of up to 84 months
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Loans in Ahmedabad without any security or collateral
- Higher Loan amount up to ₹50 Lakh - We provide a loan for personal use of up to ₹50 Lakh. Therefore, you need not worry about lack of capital coming in the way of your happiness.
- Low interest rates - We provide an unsecured loan with low interest rates.
- Eligible for customers between 21 and 60 years - We offer an unsecured loan for customers between 21 and 60 years of age.
- Transparent loans with no hidden charges - Transparent loan means a loan which has no hidden charges or no hidden aspect left to be told to the customers. We hide nothing from our customers because there are no hidden charges.
- No foreclosure or pre-payment charges* - We don’t want to lose trust of our customers by taking extra money from them in the form of extra charges whatsoever or any hidden costs. We provide you with a Personal Loan with zero pre-payment or foreclosure charges.
- Minimal documentation process - Collecting and providing all the documentation for loan processing is one of the biggest headaches for a loan seeker. It can sometimes be tiresome and can lead to mental stress. We provide loans with minimal documentation; therefore you get a loan with hassle-free processing and quick approvals. Through this, you don’t have to worry about documentation and can focus on the utilization of money to fulfil your need through a loan.
- Quick approval and easy disbursal - understand that you might need money as early as possible to fulfil your dreams and wishes. Therefore, we offer an unsecured loan that provides quick approval and easy disbursal. So, you don’t have to worry about not getting the loan on time.
- Flexible repayment tenure of up to 84 months - We offer a flexible repayment tenure of up to 84 months, which gives you enough time to pay us money within 84 months.
- Loans in Ahmedabad without any security or collateral - Unsecured loans are provided to individuals to help their growth. This loan is provided without any security or collateral, so you don’t have to worry about the assets being kept as collateral.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions
Getting a loan was never this easy! One option is to simply click on Apply Now, fill in the required details, wait for verification from our end and approve loan disbursement into your account. That’s it!
Another option is to walk into any of our branches in Ahmedabad. We have retained this option for customers who still believe in face-to-face interactions. Whether you are an online applicant or a walk-in customer, we always provide you with the best services.
If you need further help, find one of our branches near you!
Poonawalla Fincorp Limited
Address: Office No. 304, 305 & 306, 3rd Floor, Majestic Plaza, Law Garden, Ellisbridge, Ahmedabad, Gujarat-380006.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
