personal loan in guwahati

Personal Loan in Guwahati

Starting @ 9.99%* p.a.

Collateral-free | Attractive Interest Rates | Minimal Documentation

Guwahati is a bustling city located in the northeastern region of India. It is the largest city in the state of Assam and serves as its commercial, educational, and cultural hub. Known as the Gateway to the Northeast, Guwahati has a rich history and a diverse population.

Personal Loan is a popular choice among individuals in Guwahati who require financial assistance for a variety of purposes. Whether it's to finance a wedding, travel, pay for medical bills or home renovation, Personal Loans can provide a quick and hassle-free solution to your financial needs.

You can easily avail of a Personal Loan in Guwahati at attractive interest rates and flexible repayment options with Poonawalla Fincorp.


Personal Loan interest rates can change based on various factors, such as the borrower's credit score, income, employment status, loan amount, loan tenure, and the lender's policies.

It is recommended to check and compare the Personal Loan interest rates and other terms and conditions before applying for a loan. If you want the best interest rates on a Personal Loan in Guwahati, look no further than Poonawalla Fincorp. We offer Personal Loans at attractive interest rates starting from 9.99%* p.a.

Rate of Interest Starting from 9.99%*p.a.
Loan amount ₹1 Lakh to ₹30 Lakh
Loan processing Fees Up to 2% plus applicable taxes
Lowest EMI Per Month* Starting from ₹2,124*/Lakh for 60 months
Loan Tenure 12-60 months
Pre-Payment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable charges
Stamp Duty At actuals (as per state)
No Other Hidden Charges

To calculate the interest, the formula mentioned below is used:

E = [P x R x (1+R) N] / [(1+R) (N-1)]


  • P = Principal loan amount
  • R = Monthly rate of interest (annual interest rate/12)
  • N = Total number of monthly instalments (EMIs)

Poonawalla Fincorp’s Personal Loans in Guwahati come with several features and benefits that make them an attractive option for individuals looking for financial assistance. Here are some of the key features of Personal Loans in Guwahati:

  • Unsecured Loans Logo

    Unsecured Loans

  • Flexible Repayment Tenure Logo

    Flexible Repayment Tenure

  • Minimal Documentation Logo

    Minimal Documentation

  • Quick Disbursal Logo

    Quick Disbursal

  • Multipurpose Loan Logo

    Multipurpose Loan

  • Competitive Interest Rate Logo

    Competitive Interest Rates

  • No Restrictions on End Usage Logo

    No Restrictions on End Usage

Unsecured Loans

Personal Loans in Guwahati are unsecured, which means that you do not need to provide any collateral to get the loan. This makes them a convenient option for those who do not have any assets to pledge as collateral.

Flexible Repayment Tenure

Personal Loans come with a flexible repayment tenure ranging from 12 to 60 months, which allows you to choose a repayment plan that suits your financial situation.

Minimal Documentation

The documentation required to apply for a Personal Loan in Guwahati is minimal.

Quick Disbursal

Personal Loans are disbursed quickly, and the approval process is fast and hassle-free.

Multipurpose Loan

Personal Loans in Guwahati can be used for various purposes, such as medical emergencies, education, home renovation, wedding expenses, and more. This makes them a versatile financial product.

Competitive Interest Rates

The interest rates on Poonawalla Fincorp’s Personal Loans in Guwahati are competitive, starting from just 9.99%* per annum.

No Restrictions on End Usage

There are no restrictions on the end-use of Personal Loans in Guwahati, which means you can use the loan amount for any purpose you desire.

Here are some of the different purposes for which people may consider taking out a Personal Loan:

Education Expenses

Personal Loans can also be used to pay for education expenses, such as tuition, textbooks, and other fees.

Medical Expenses

If you're facing unexpected medical expenses, a Personal Loan can help cover the costs. You can pay for surgery, hospital stays, or other medical bills without any hassle.

Overseas Travel Expenses

If you're planning a big trip abroad but don't have enough savings to cover the costs, a Personal Loan can help. You can use it for airfare, hotels, and other travel expenses.

Home Renovation

If you're planning to renovate your home, a Personal Loan can be a useful way to finance the project It can provide you with the funds you need to complete any home renovation project without having to tap into your savings.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Simply follow the steps mentioned below:

  • Step 1: Visit the official website and select Personal Loan
  • Step 2: Click on ‘Apply Now’ to fill in the Personal Loan application form
  • Step 3: Enter basic KYC details and upload the required documents
  • Step 4: Wait for the assessment and verification of your application
  • Step 5: Receive confirmation upon approval
  • Step 6: Approve and authorize online disbursal of the loan amount

In conclusion, Personal Loans in Guwahati are a convenient and versatile financial product that can help you meet your financial needs with ease. With their flexible repayment tenure, competitive interest rates, and minimal documentation requirements, Personal Loans are an attractive option for individuals looking for financial assistance.

*Terms & Conditions Apply

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