Get Personal Loan in Pune with Fast Disbursement
Finance every need with an affordable personal loan
With multiple branches in the city, you can now easily get yourself a Personal Loan. Use our Branch Locator or apply online for a quick approval.
A rising IT hub and an important automobile manufacturing hub in India, the city has a lot to offer for everyone. The buzzing city never disappoints with its diversity and culture that welcomes one and all. Moreover, with the booming growth in the city, solutions to all your financial requirements are also high in demand. To meet these financial requirements of the city multiple lenders option is also available.
Poonawalla Fincorp helps to meet your monetary needs by offering financing for personal needs. With no restrictions on the usage of the loan amount and great repayment flexibility, it can help you to meet various financial needs such as consolidating debt, paying medical bills, fulfilling your travel goals, or funding a child’s education. Our low interest rates and other benefits of loan for personal use make this a smooth journey for you.
Check Monthly EMI Amount For Personal Loan In Pune
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EMI Amount = *
Personal Loan Interest Rates
We have designed its interest rates at one of the lowest to ensure you are never stressed-out during loan repayment. This easy Personal Loan helps you reach your goals comfortably.
| Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Eligibility Criteria for Personal Loan
If you need a loan for personal use, you need to satisfy some basic eligibility criteria to get the disbursal quickly. We do not have complex eligibility criteria since we believe that the borrower should be focusing on achieving his/her goal rather than getting bogged down by the hassles of the loan application process. Hence, you only need to satisfy some basic eligibility such as:
Age
between 21 and 60 years
Work Experience
At least 1 year and employment of at least 1 months with the current employer
Citizenship
Indian
Monthly Salary
Minimum monthly net salary of ₹30,000
- Age between 21 and 60 years
- Indian citizenship
- Full-time employment at a reputed company
- Minimum monthly net salary of ₹30,000
- Total work experience of at least 1 year and employment of at least 1 months with the current employer
Documents Required to Apply for a Personal loan
We offer Personal Loans with minimal documentation. The documentation requirement is kept minimal so that the applicant is not overburdened. All you need to apply for a loan from us is your KYC documents (PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport), Income documents, current address proof, bank account statement for the past 3 months and proof that you are employed full-time at a reputed company. These minimum documents are meant to ensure that you can easily fulfill your goals without spending too much energy trying to collect these documents.
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KYC documents
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Income proof
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Financial documents
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Address proof
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Proof of Employment
Features and Benefits of Personal Loan
- No Security Needed - Without the need to pledge any security, keep full possession of your assets and borrow money easily. That is why we offer unsecured loans so that our clients need not keep any collateral with us.
- Flexible Repayment Tenure - You can choose to pay your loan comfortably with our repayment tenure of up to 84 months. Never feel the financial burden again!
- Minimal Documentation - We believe in less documentation and quick approvals. You can check the documents required for a Personal Loan and avail of a loan online in just a few easy steps.
- No Hidden Charges - One of the most significant features is that all the charges levied by us will be communicated to you beforehand, and you don’t need to pay a Rupee above that. We also don’t charge any foreclosure/pre-payment charges if you choose to repay your loan before the repayment tenure.
- Quick Approvals - We keep the loan procedure very simple with our minimal documents required and basic loan eligibility criteria. As a result, your loans will be approved and disbursed just when you need them.
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No Security Needed
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Flexible Repayment Tenure
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Minimal Documentation
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No hidden charges
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Quick Approvals
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Explore Different Types of Personal Loans
Get higher loan amount of up to ₹50 Lakh with repayment flexibility of up to 84 months for various needs with our customized loan specifically designed for Chartered Accountants, Salaried employees, Doctors, Government employees, and Company Secretary. How to apply for such loans for personal use? You can apply online through our official website or visit any of our Pune branches. We offer unsecured loans to customers who seek online financing for personal needs.
Avail NBFC Personal Loan For Various Purposes
- Home Renovations - Get collateral-free unsecured loans to fund the expenses of home renovations or expansion. You can use the funds for fixtures, painting work, carpentry, and buying new furniture or appliances.
- Wedding - Indian weddings are grand affairs, which can deplete your investments easily. Instead of digging into your investments, opt for our Personal Loan of up to ₹50 Lakh to turn your dream wedding into a reality. Also, you can enjoy a comfortable repayment tenure of up to 84 months.
- Medical Emergencies - The scariest unpredictable expenses are medical emergencies. You might need more financial backing than your insurance policy in some major situations. Get a loan with minimal documentation and quick approvals.
- Travel - Travel goals take a setback due to financial crunch all the time. Let that not stop you when you can seek a no-security-needed loan to fund all your travel-related expenses.
Poonawalla Fincorp Branch Address in Pune
Poonawalla Fincorp Limited
Address : A201 & 202, 2nd floor, AP-81, Koregaon Park Annex, Mundhwa Road, Near Raga Lawns, Mundhwa, Pune - 411036
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address : Unit no. 2&3, 2nd Floor, Survey No-30/2/3/1, Balaji Nagar, Above Bank Of Baroda, Dhankawadi, Pune, Maharashtra-411043
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Frequently Asked Questions
We have a pan-India branch presence through which we cater to off-line customer queries and requirements. Being a digital-first lender, we have an online application for the various loans we offer. In addition, we also have a toll-free number (1800-266-3201) which existing customers or prospective customers can connect for any queries. This number is available from 9am to 7pm from Monday – Saturday.
We offer quick, easy funding solutions to customers. Our interest rates are among the lowest. We offer a flexible loan tenure ranging from 12 months to 84 months. There are no charges for pre-payment or foreclosure of loan for personal use. Our customer service is best-in-class. All these factors make Poonawalla Fincorp one of the most preferred lenders.
If you need further help, find one of our branches near you!
1. A201 & 202, 2nd floor, AP-81, Koregaon Park Annex, Mundhwa Road, Near Raga Lawns, Mundhwa, Pune - 411036
2. Unit no. 2&3, 2nd Floor, Survey No-30/2/3/1, Balaji Nagar, Above Bank Of Baroda, Dhankawadi, Pune, Maharashtra-411043
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
