personal loan in pune

Personal Loan in Pune Starting @ 9.99%* p.a.

Loan up to 30 Lakh | Attractive Interest Rates | Quick Approval

Finance every need with an affordable personal loan

With our multiple branches in Pune city, you can now easily get yourself an instant Personal Loan in Pune. Use our Branch Locator or apply online for a quick approval.

A rising IT hub and an important automobile manufacturing hub in India, Pune city has a lot to offer for everyone. The buzzing city never disappoints with its diversity and culture that welcomes one and all. Moreover, with the booming growth in the city, solutions to all your financial requirements are also high in demand. To meet these financial requirements of the city multiple lenders option is also available.

Poonawalla Fincorp helps to meet your monetary needs by offering instant Personal Loans in Pune. With no restrictions on the usage of the loan amount and great repayment flexibility, it can help you to meet various financial needs such as consolidating debt, paying medical bills, fulfilling your travel goals, or funding a child’s education. Our low interest rates and other benefits of Personal Loan finance in Pune make this a smooth journey for you.


Pune, the “Orient of the East” is also a huge hub of Auto and IT companies in India. The city has been expanding very rapidly. As income levels rise in the city, aspirations have risen as well for individuals. People are no longer averse to availing of debt to meet their financial goals. What is needed is the right amount of credit at the minimum interest rate. To fulfil this requirement, Poonawalla Fincorp has designed its Personal Loan interest rates in Pune at one of the lowest. This ensures that you are never stressed-out during loan repayment and this easy Personal Loan in Pune helps you reach your goals comfortably.

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

If you need an easy Personal Loan in Pune, you need to satisfy some basic eligibility criteria to get the disbursal quickly. At Poonawalla Fincorp, we do not have a complex eligibility criteria since we believe that the borrower should be focusing on achieving his/her goal, rather than getting bogged down by the hassles of the loan application process. Hence, you only need to satisfy some basic eligibility such as:

Personal Loan Eligibility Criteria

Age Requirement


between 22 and 57 years

Work Experience Required

Work Experience

At least 1 year and employment of at least 1 months with the current employer

Citizenship Status



Monthly Salary Required

Monthly Salary

Minimum monthly net salary of ₹30,000

  • Age between 22 and 57 years
  • Indian citizenship
  • Full-time employment at a reputed company
  • Minimum monthly net salary of ₹30,000
  • Total work experience of at least 1 year and employment of at least 1 months with the current employer

Poonawalla Fincorp offers Personal Loan finance in Pune with minimal documentation. The documentation requirement is kept minimal so that the applicant is not overburdened. All you need to apply for a Personal Loan from Poonawalla Fincorp is your KYC documents (PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport), Income documents, current address proof, bank account statement for the past 3 months and proof that you are employed full-time at a reputed company. These minimum documents for Personal Loan finance in Pune are meant to ensure that you can easily fulfill your goals without spending too much energy trying to collect these documents.

  • KYC Documents

    KYC documents

  • Income Proof

    Income proof

  • Financial Documents

    Financial documents

  • Address Proof

    Address proof

  • Proof of Employment

    Proof of Employment

  • No Security Needed - Without the need to pledge any security, keep full possession of your assets and borrow money easily. That is why we offer unsecured loans in Pune so that our clients need not keep any collateral with us.
  • Flexible Repayment Tenure - With Poonawalla Fincorp, you can choose to pay your loan comfortably with our repayment tenure of up to 60 months. Never feel the financial burden again!
  • Minimal Documentation - We believe in less documentation and quick approvals. You can check the documents required for a Personal Loan in Pune and even avail of a Personal Loan online in just a few easy steps.
  • No Hidden Charges - One of the most significant features of Poonawalla Fincorp’s Personal Loan in Pune is that all the Personal Loan charges levied by us will be communicated to you beforehand, and you don’t need to pay a Rupee above that. We also don’t charge any foreclosure/pre-payment charges if you choose to repay your loan before the repayment tenure. Therefore, choose Poonawalla Fincorp Personal Loan in Pune as your preferred lender.
  • Quick Approvals - We keep the loan procedure very simple with our minimal documents required and basic loan eligibility criteria. As a result, your loans will be approved and disbursed just when you need them. We provide instant Personal Loans in Pune.
  • No Security Needed

    No Security Needed

  • Flexible Repayment Tenure

    Flexible Repayment Tenure

  • Minimal Documentation logo

    Minimal Documentation

  • No hidden charges

    No hidden charges

  • Quick Approvals

    Quick Approvals

Semi Circle Logo
Laptop Logo

Apply Online

Click on ‘Apply Now’ and complete the application form

Semi Circle Logo
Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

Semi Circle Logo
Application Verification


Submit and upload all details for verification and assessment

Get higher loan amounts of up to ₹30 Lakh with repayment flexibility of up to 60 months for various needs with our customized Personal Loans specifically designed for Chartered Accountants, Salaried employees, Doctors, Government employees, and Company Secretary. How to apply for such Personal Loans? You can apply online through the official website of Poonawalla Fincorp or visit any of our Pune branches. We offer unsecured loans in Pune to customers who seek online Personal Loans in Pune.

Avail NBFC Personal Loan In Pune For Various Purposes

  • Home Renovations - Get collateral-free unsecured loans in Pune to fund the expenses of home renovations or expansion. You can use the funds for fixtures, painting work, carpentry, and buying new furniture or appliances. You can get these benefits of a Personal Loan in Pune now.
  • Wedding - Indian weddings are grand affairs, which can deplete your investments easily. Instead of digging into your investments, opt for a Poonawalla Fincorp Personal Loan of up to ₹30 Lakh to turn your dream wedding into a reality. Also, you can enjoy a comfortable repayment tenure of up to 60 months.
  • Medical Emergencies - The scariest unpredictable expenses are medical emergencies. You might need more financial backing than your insurance policy in some major situations. Get a Personal Loan with minimal documentation and quick approvals.
  • Travel - Travel goals take a setback due to financial crunch all the time. Let that not stop you when you can seek a no-security-needed Personal Loan to fund all your travel-related expenses.

Poonawalla Fincorp Limited

Address : 201 and 202, 2nd floor, AP81, Koregaon Park Annex, Mundhwa, Pune - 411 036
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

What is the customer care number of Poonawalla Fincorp in Pune?

Poonawalla Fincorp has a pan-India branch presence through which we cater to off-line customer queries and requirements. Being a digital-first lender, we have an online application for the various loans we offer. In addition, we also have a toll-free number (1800-266-3201) which existing customers or prospective customers can connect for any queries. This number is available from 9am to 7pm from Monday – Saturday.

Why is Poonawalla Fincorp the most preferred lender in Pune?

Poonawalla Fincorp offers quick, easy funding solutions to customers. Our interest rates are among the lowest in Pune. We offer a flexible loan tenure ranging from 12 months to 60 months. There are no charges for pre-payment or foreclosure of Personal Loan. Our customer service is best-in-class. All these factors make Poonawalla Fincorp one of the most preferred lenders in Pune.

If you need further help, find one of our branches near you!

1. 201 and 202, 2nd floor, AP81, Koregaon Park Annex, Mundhwa, Pune - 411 036
2. Unit no-2&3, 2nd Floor, Survey No-30/2/3/1, Dhankawadi, Pune-411043

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

Explore Types of our Personal Loan Arrow Logo

Insightful Personal Loan Blogs Arrow Logo

Minimum CIBIL Score for Personal Loan
What is minimum CIBIL score required to get a personal loan?

Personal Loans are one of the most widely used funding methods that aid millions of people through difficult times. The funds obtained through this loan

Mistakes about Personal Loan
5 Major mistakes to avoid while applying for a personal loan

Personal loans are often the preferred financial instrument to finance people who need funding, either to achieve their personal goals or to take care

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp