Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Personal Loan EMI Calculator

Calculate your monthly payments instantly with our user-friendly EMI calculator. Slide the bar to enter the loan amount, interest rate and loan tenure. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Use our EMI calculator to understand exactly what your monthly repayment will look like before you commit to borrowing. Simply enter your desired loan amount, choose your preferred tenure, and the calculator instantly shows your monthly EMI based on the interest rate.

Why Choose Poonawalla Fincorp

Loan Icon High Loan
Amount
collateral Icon No Collateral
Required
Document Icon Minimal
Documentation
EMI Icon Flexible Repayment
Tenure
Use Icon No End-use
Restrictions
Zero Icon No Hidden
Charges

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Gathering these essential documents beforehand will help expedite your Personal Loan service in Delhi:

  • KYC Documents: Voter ID, PAN Card, Aadhaar Card, Passport or Driving License.
  • Income Proof: Bank statements for the last 3 months and salary slip for the last 1 month.
  • Employment Proof: Official mail ID or Employee ID Card.
  • Address Proof: Utility Bills, Rent Agreement or Passport.

To help you prepare, here is the list of documents required for a Personal Loan.

Delhi’s diverse population and thriving economy create numerous occasions where a Personal Loan becomes the practical choice for immediate financial needs.

  • Home Renovation: Upgrade your apartment, whether it’s in Dwarka, Saket or any other locality, to improve your living space and property value.
  • Medical Emergencies: Cover unexpected treatment costs at renowned hospitals like Fortis or Max Healthcare without delay.
  • Education Funding: Finance advanced courses for yourself or your children at institutions like Delhi University or IIT Delhi.
  • Debt Consolidation: Simplify your finances by consolidating multiple debts into one EMI, making it easier to manage, especially with various credit options available.
  • Wedding Expenses: Whether it’s a traditional ceremony or a modern reception, a Personal Loan can help fund a grand celebration, fulfilling a common aspiration for families across Delhi.

Poonawalla Fincorp offers Personal Loan opportunities to a diverse range of individuals who meet the eligibility criteria.

  • Salaried individuals
  • Salaried doctors
  • Salaried Chartered Accountants
  • Salaried Company Secretaries

To enhance your chances of a quick and smooth Personal Loan approval in Delhi, consider these practical tips.

  • Maintain a Healthy Credit Score: Regularly monitor your credit report and pay existing dues on time to strengthen your application.
  • Prepare All Required Documents: Keep identity, address, and income proofs ready to speed up verification and approval.
  • Understand Your Repayment Capacity: Choose a loan amount with EMIs that comfortably fit your budget, considering Delhi’s cost of living.
  • Verify Eligibility Criteria: Review age, employment, and income requirements beforehand to avoid delays or rejection.

Opting for a loan from Poonawalla Fincorp, a leading Personal Loan company in Delhi, comes with several distinct advantages.

  • No Collateral Required: Our personal loans are unsecured, meaning you do not need to pledge any assets as security, making them accessible to a wider audience.
  • Quick Fund Access: Whether you need funds for a medical emergency in Safdarjung or a business opportunity in the commercial corridors of Noida Extension, quick disbursement ensures you don’t miss time-sensitive opportunities.
  • Flexible Utilisation: Use the loan amount for any legitimate personal expense, such as upgrading your apartment in Dwarka or paying for your child’s education at Delhi University.
  • Fixed Interest Rates: Enjoy the predictability of fixed interest rates, which allow for consistent EMI payments throughout the loan tenure and make budgeting easier. You can find all the details about our interest rates and charges here.
  • Online Application Convenience: Apply for your loan entirely online, saving you time and effort that would otherwise be spent commuting to a branch, a significant advantage in Delhi’s traffic.

For any assistance with your Personal Loan application, visit the nearest Poonawalla Fincorp branch in Delhi. Here are the details:


Address: Plot No 11, 5th Floor, Prem Dohil Sadan, Rajendra Place, New Delhi -110008
 

Contact no.: 1800-266-3201 (Toll Free)
Timings: 9:00 AM to 7:00 PM | Monday - Saturday (Closed on Sunday & Public holidays)
 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Yes! We offer personal loans to residents and professionals in the NCR region, including Gurgaon, Faridabad, and Noida, so you can apply from anywhere in the Delhi NCR.

Yes, you can use your Personal Loan to renovate your home, whether you live in Dwarka, Rohini, or any other area in Delhi. It’s the ideal solution for improving your living space.

Yes, Poonawalla Fincorp offers personal loans to employees working in private companies, MNCs, LLPs, and government entities across Delhi.

To qualify, you need to be between 21 and 60 years old, have a minimum monthly income of ₹30,000, and possess a good credit score. Use online eligibility calculators before applying.

You will need KYC documents (Aadhaar, PAN), income proof (salary slips, bank statements), and address proof (utility bills, rent agreement, etc.).

Yes, some private financers can offer a Personal Loan without income proof in Delhi, depending on your credit history and loan amount.

You can easily apply for a Personal Loan online in Delhi by visiting the Poonawalla Fincorp website. Simply fill out the application form, upload the required documents, and wait for approval.

To apply for a Personal Loan in Delhi NCR, you need KYC documents (Aadhaar card, PAN card), proof of income (salary slips, bank statements), and proof of address (utility bills, rent agreement).