personal loan in delhi

Personal Loan in Delhi

Loan up to 30 Lakh | Attractive Interest Rates | Quick Approval

Finance every need with an affordable personal loan

Fascinating capital of India, Delhi attracts people from all over the world. The city displays the perfect blend of old-world charm with modern development and infrastructure. Apart from being the political epicenter, it is also a major economic hub of the country, offering various livelihood opportunities for everyone.

If you live in Delhi, you can apply for a high-value Personal Loan through Poonawalla Fincorp to manage your finances efficiently. Being one of India’s top NBFCs, Poonawalla Fincorp offers you nothing but the best to fulfil all your financial requirements. Be it for planning a dream wedding, financing the ideal vacation plan, renovating your home, taking care of medical emergencies, or any other urgent financial need. You can get a Personal Loan in Delhi of up to ₹30 Lakh from Poonawalla Fincorp with minimal documentation and at an affordable interest rate.


India’s capital city is expanding at a brisk pace with newer regions getting created along the periphery of the existing city. With the entry of several manufacturing and services companies in Delhi and NCR, job opportunities are increasing. With the growing opportunities, income levels are also going up. At such times, we feel it is our duty to fulfil the dreams and aspirations of the growing populace of Delhi. Hence, we offer Personal Loans in Delhi at an extremely attractive interest rate. In fact, if you compare the Personal Loan interest rate in Delhi offered by Poonawalla Fincorp with those offered by other lenders, you will find that our rates are among the lowest. No doubt, our Personal Loan is popularly known as the best Personal Loan in Delhi.

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

A loan that is intended to be affordable also needs to be easily available. Hence, we have kept easy eligibility criteria for Poonawalla Fincorp’s Personal Loan in Delhi. The following are a few of the easy eligibility criteria to get Personal Loan in Delhi:

Personal Loan Eligibility Criteria

Age Requirement


between 22 and 57 years

Citizenship Status



Work Experience Required

Work Experience

Minimum one-year work experience with 1 months at the current place of employment

Monthly Salary Required

Monthly Salary

Net monthly income of at least ₹30,000

  • Age between 22 and 57 years
  • Indian citizenship only
  • Net monthly income of at least ₹30,000
  • Minimum one-year work experience with 1 months at the current place of employment
  • A stable employment with a reputed company

We provide a flexible tenure for our personal loan offerings, and you have a choice to choose a long-term personal loan (5 years) or a Short-term Personal Loan in Delhi from Poonawalla Fincorp. We need minimal documentation for the offering. This is meant to ensure that the process is quick and hassle-free. You simply need to submit KYC Documents (PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport), Current Address Proof (Bills, rent agreement, etc.), Income documents (salary slip), Financial documents (3-month salary statement) and employment proof (Employee ID Card). As a good practice, it is better to prepare all these documents beforehand so that you don’t lose precious time in searching these documents.

  • KYC Documents

    KYC Documents

  • Income Proof

    Income Documents

  • Financial Documents

    Financial Documents

  • Address Proof

    Current Address Proof

  • Proof of Employment

    Employment Proof

Poonawalla Fincorp is among the best Personal Loan NBFCs in Delhi and there are numerous benefits of this loan, which are as follows:

  • Higher Personal Loan amount Logo

    Higher Loan amount of up to ₹30 Lakh

  • Low interest rates Logo

    Low Personal Loan interest rate in Delhi

  • Minimal documentation Logo

    Transparent loans with no hidden charges

  • Minimal documentation Logo

    Flexible repayment tenure

  • Minimal documentation Logo

    Minimal documentation process

  • No hidden charges Logo

    No foreclosure or pre-payment charges

  • Flexible tenure Logo

    Quick approval and easy disbursal

  • Quick approval Logo

    Simple and hassle-free process

  • Higher loan amounts up to ₹30 Lakh - With our online Personal Loan in Delhi, you can opt for a high loan amount of up to ₹30 Lakh to fund your financial need without any compromises.
  • Low Personal Loan interest rate in Delhi - At Poonawalla Fincorp, we provide you with an attractive and low Personal Loan interest rate in Delhi to make borrowing more affordable. As a result, when applying for an instant loan in Delhi NCR, you won't have to look elsewhere.
  • Transparent loans with no hidden charges - There’s nothing hidden in our fine print, and all loan conditions are presented transparently. Poonawalla Fincorp Personal Loan has no additional charges, and you only pay what is clearly communicated.
  • Flexible repayment tenure - Paying back your loan should be a comfortable experience with our Personal Loan in Delhi NCR. Choose a tenure that ranges up to 60 months, and never exceed your budget when repaying the loan.
  • Minimal documentation process - Since a Personal Loan is an unsecured loan with no collateral, it requires very little documentation. This makes the documentation process for a Personal Loan relatively simple, which is why Personal Loans are approved and disbursed quickly. Lengthy and long-winding eligibility and document criteria can make availing of a loan quite stressful. At Poonawalla Fincorp, we provide loans with minimal documentation. Therefore, you get loans with hassle-free processing and quick approvals. Through this, you don’t have to worry about documentation and can focus on the utilization of money for personal needs through Personal Loans in Delhi.
  • No foreclosure or pre-payment charges - One of the most important features of Personal Loans in Delhi is that. there are no prepayment or foreclosure charges at all. You can payback or foreclose your Personal Loan at any point in time.
  • Quick approval and easy disbursal - Loan processing can be very time-consuming, but we promise an uncomplicated experience. Thanks to our minimal and easy Personal Loan eligibility criteria, you can avail of quick loans instantly and amount is disbursed in no time.
  • Simple and hassle-free process - We at Poonawalla Fincorp leverage technology to minimize the effort needed to get an instant Personal Loan in Delhi. Apply online for our offering in just a few easy steps through the user-friendly portal!
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

How To Apply For A Personal Loan In Delhi?

To apply for a short-term Personal Loan in Delhi, just follow some simple steps and the loan will be yours in no time! Open the Poonawalla Fincorp website and go to the “Apply Now” section under the “Personal Loan” product. Fill out the form with all the details that are asked. Upload few documents that you must have kept ready. Once this process is done, you simply need to sit back and await confirmation from us. Once we verify all your details from the documents you have provided, we will send you a confirmation and upon approval from you, we will disburse the loan amount to your account.

Poonawalla Fincorp Branch Address in Delhi for Personal Loans
Address: Plot No 11, 5th Floor, Prem Dohil Sadan, Rajendra Place, New Delhi -110008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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