Get Personal Loan with Fast Disbursement
Quick Personal Loan are Available with Minimal documentation
Hyderabad, also known as the ‘City of Pearls’, is an important urban centre for the entire south-central Indian region and the capital of the south Indian state of Telangana. It's a historical and culturally rich city with a captivating location and a fusion of old and new cultures. You will find a plethora of mosques, old bazaars, industrial plots, and magnificent malls.
One of India’s leading Non-Banking Financial Companies (NBFCs), Poonawalla Fincorp offers Personal Loan in Hyderabad to help you meet your financial needs. It can help you cover a variety of financial requirements, including debt consolidation, paying medical expenses, travelling, or funding for a child's education, because there are no restrictions on how you utilize the loan amount. Our low interest rates, minimal documentation, fast approval, and simple eligibility requirements make this a feasible financing option for you.
Check Monthly EMI Amount For Personal Loan In Hyderabad
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EMI Amount = *
Personal Loan Interest Rates
We have brought loans for personal use at some of the lowest interest rates available. Our interest rates are among the most competitive in the market.
Interest Rate | 9.99%* p.a. onwards |
Loan Amount | ₹1 Lakh to ₹50 Lakh |
Loan Processing Fees | Up to 3% |
Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12 – 84 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
Default Charges | 24% per annum |
Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Eligibility Criteria for Instant Personal Loan
An unsecured loan from us is just what you need to fulfil your personal needs, dreams, and aspirations in the best possible way. To ensure that the maximum number of people can benefit from this loan, we have kept our eligibility criteria very simple:
Personal Loan Eligibility Criteria
Age
between 21 and 60 years
Citizenship
Indian only
Work Experience
overall at least 1 year with minimum 1 months in the current company
Monthly Salary
minimum ₹30,000
- Age –between 21 and 60 years
- Citizenship – Indian only
- Employment – full time with a public limited, private limited company, etc.
- Work experience – overall at least 1 year with minimum 1 months in the current company
- Monthly income – minimum ₹30,000
Documents Required to Apply for a Personal Loan
A brief documentation requirement makes things easier for you when you apply for a loan for personal needs. Gone are the days when you had to deal with hefty paperwork. We offer financing for personal needs with minimal documentation so that there are no delays or hassles when applying for a loan. Just submit the following list of documents and you have a good head start:
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KYC – PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
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Latest salary slip
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Bank statement for last 3 months
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Address proof – utility bills, rent agreement
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Employee ID Card or official Email ID confirmation
Features and Benefits of a Personal Loan
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Simple and Easy Procedure
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No Collateral Needed
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Competitive Interest Rates
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Quick Disbursal
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Minimal Paperwork
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Simple and Easy Procedure
With our minimal document requirements and easy eligibility criteria, we keep the loan process simple. As a result, your loan will be approved and disbursed in real quick time. -
No Collateral Needed
We offer unsecured loans due to which you will not be required to provide any collateral to opt for a loan. Unsecured loans are regarded as the greatest means of obtaining urgent financial aid because it keeps your assets untouched. -
Competitive Interest Rates
We offer low-interest loans for personal use, making them accessible to everyone. This ensures that your EMI remains also low during the term of your loan. There's no need to be concerned about the ever-changing interest rates as rate of interest associated with Personal Loan is fixed throughout the tenure. -
Quick Disbursal
We offer quick loan approval and disbursal, provided you meet all the eligibility requirements. Since the application process is online, the time it takes for a loan disbursal is usually within a day after loan is sanctioned. In a financial emergency, this makes it your best option. Therefore, finance your personal needs with us. -
Minimal Paperwork
We prefer less paperwork and faster approvals. In just a few simple steps, you may apply for a Personal loan.
Different Types Of Personal Loans
We offer a wide range of loans. Right from personal loans for CS & CAs to salaried employees and government officials, the company offers loans of up to ₹50 Lakh to meet their financial needs. The loan amount can be utilized to fulfil any financial obligation or expense. There are no limitations on how you can use the loan amount.
You can apply online or walk into any of our branches in Hyderabad.
Get Personal Loan with Low Interest Rate for Various Purposes:
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Financing Education
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Renovating your house
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Travel or a vacation
- Financing Education - Education is becoming expensive day by day. Naturally, you can’t allow this to obstruct your or your child's ambitions. Apply for a Personal Loan to provide the financial assistance required for financing education for you or your children. You have the freedom to use the funds to pay for things like admission fees, tuition fees, books, and clothing.
- Renovating your house - Frequently, the real cost of upgrading your property surpasses your projected budget. But it doesn't mean you have to put off remodeling your home due to a lack of funds. With a loan from us, you can borrow funds to renovate your home or merely replace the fittings and furnishings, depending on your needs.
- Travel or a vacation - Travel plans are often hampered by financial constraints. Let the financial constraints not deter you. Get a collateral-free loan to cover all your trip expenses.
Apply for Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions
Getting a loan from us is easy. You simply need to follow the steps mentioned below to apply for a Personal Loan:
- Click on the ‘Apply Now’
- Fill out the application form.
- Upload the necessary documents.
If you have all the documents ready and fulfil our eligibility criteria, the loan will be yours quickly!
Address: Office No.G-1 to G-4, Ground Floor, Block 'B' , Roxana Towers, H No.7-1-24/1/RT, Greenlands, Begumpet, Hyderabad, Telangana-500016
Contact Number: 1800 266 0009
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Borrowing a loan may appear to be a difficult process, but we aim to make it as simple as possible for you. From the comfort of your own home, you may verify the required paperwork and eligibility requirements. Use our free Personal Loan EMI Calculator to calculate your Personal Loan EMI.
*Terms & Conditions Apply