personal loan for doctors

Personal Loan for Doctors

Loan up to 30 Lakhs | Attractive Interest Rates | Quick Approval | Easy to Apply

Poonawalla Fincorp, offers specially designed Personal Loan for Doctors at a very affordable interest rate under its Professional Loans umbrella.

The Personal Loans offered to doctors comes with no collateral and can be availed in in no time as our entire loan application journey is digital.

Whether you want to expand your clinic or dispensary, buy an equipment,renovate your home, travel abroad, or fund the higher education of your children, our Personal Loans for Doctors can help you meet all your financial needs.

The Personal Loan offered to Doctors at Poonawalla Fincorp, comes with minimum documentation, flexible repayment option, best interest rate and easy to apply online option.

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Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 6 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Personal Loan for Doctors Eligibility Criteria

Age Requirement

Age

Citizenship Status

Citizenship

Work Experience Required

Work Experience

Monthly Salary Required

Monthly Income

  • Age : Minimum 22 years at the time of loan application and maximum 59 years
  • Citizenship : Indian citizenship
  • Work experience : Minimum job experience of 1 years with at least 2 months of stable employment with the current employer
  • Monthly income : Minimum net monthly take-home salary of ₹20,000
  • KYC Documents

    KYC documents

  • Income Proof

    Income proof

  • Financial Documents

    Financial documents

  • Address Proof

    Address proof

  • Proof of Employment

    Proof of Employment

  • Multipurpose loan for personal and professional needs

    Multipurpose loan for personal and professional needs

  • Higher loan amount of up to ₹30 Lakh

    Higher loan amount of up to ₹30 Lakh

  • Attractive and competitive interest rates

    Attractive and competitive interest rates

  • Zero foreclosure or pre-payment charges

    Zero foreclosure or pre-payment charges

  • Flexible repayment tenure option ranging from 6 to 60 months

    Flexible repayment tenure option ranging from 6 to 60 months

  • Complete transparency with no hidden costs

    Complete transparency with no hidden costs

  • Simple and minimal documentation

    Simple and minimal documentation

  • Online application process with quick approvals

    Online application process with quick approvals

Multipurpose loan for personal and professional needs

There is no restriction on the end-use of the loan. It can be used for any personal, professional, or business-related purpose. We do not ask the borrower about the purpose for which this loan is being taken.

Higher loan amount of up to ₹30 Lakh

With Poonawalla Fincorp, you can avail of the Personal Loan for Doctors with a loan amount of up to ₹30 Lakh, so that your dreams, goals, and aspirations can be met easily.

Attractive and competitive interest rates

Our loans are priced in such a way that the borrower is not excessively burdened. Our interest rates are competitive and among the lowest in the industry.

Zero foreclosure or pre-payment charges

In case you have excess funds that you want to use to prepay a part of your loan, you may do so without paying any penalty or charges.

Flexible repayment tenure option ranging from 6 to 60 months

We provide a flexible repayment tenure of up to 60 months so that you can plan your repayment accordingly, without putting any burden on your cash flows.

Complete transparency with no hidden costs

We do not keep any costs hidden from the borrower; we notify the borrower with all the loan-related charges upfront with complete transparency.

Simple and minimal documentation

With Poonawalla Fincorp Personal Loan for Doctors, you do not have to go through lengthy documentation process. We only need important documents from you to complete the loan application process.

Online application process with quick approvals

The loan application process is completely digital, eliminating the need for face-to-face interaction.

*Terms & Conditions Apply

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Online

Apply Online

Click on Apply Now and fill in the complete application.

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Quick approvals
Personal
Details

Personal Details

Enter your DOB, qualification and residential details

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Application Verification
Verification

Verification

Application will then proceed for verification and assessment

How Do I Apply For A Personal Loan For Doctors?

You can apply for a Personal Loan for Doctors by following the below-mentioned steps:

  • Visit our official website, and check for Personal Loan for Doctor.
  • Click on Apply Now and enter all your required details.
  • Enter your details such as DOB, PAN card details, monthly income, and residential details.
  • Your application will be processed and will be sent for further verification and assessment
What Is The Maximum & Minimum Loan Amount That You Can Get With A Personal Loan For Doctors?

With Poonawalla Fincorp, you can get a minimum loan amount of 1 lakh and a maximum loan amount of 30 Lakh as a Personal Loan for Doctors.

Can A Doctor Get A Personal Loan?

Yes, you can get a Personal Loan for Doctor if you meet the minimum eligibility criteria set by the lender.

How Much Loan Can A Doctor Get?

Personal Loan for Doctor ranges between 1 lakh to 30 Lakh. There are various factors that influence your loan amount such as age, work experience/business vintage, credit score, and monthly income.

What Are The End Uses Of A Personal Loan For Doctors?

A Personal Loan for Doctor can be used for weddings, travel, higher education, medical emergencies, home renovation, consolidating high-interest debt, etc.

*Terms & Conditions Apply

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