Apply For a Pre-owned Car Loan in Ludhiana with a Flexible Repayment Option!
Ludhiana, the vibrant city known for its industrial prowess and cultural heritage, is home to many car enthusiasts. If you're in Ludhiana and planning to purchase a pre-owned car, obtaining a Pre-Owned Car Loan can make your dream a reality. With a Used Car Loan in Ludhiana, you can finance your desired car without straining your finances.
Pre-Owned Car Loan: EMI Calculator
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EMI Amount = *
Pre-Owned Car Loan Interest Rates in Ludhiana
The interest rates for Pre-Owned Car Loans start from 11% per annum onwards, ensuring affordability and convenience for the residents of Ludhiana. Here are the key details regarding Pre-Owned Car Loan Interest Rates:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
Features and Benefits of Pre-owned Car Loan in Ludhiana
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Higher Loan Amount
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Loan up to 100% of Car Value
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Streamlined Documentation
Higher Loan Amount
Unlock your dream car's potential with our Pre-Owned Car Loan! Receive a loan sanction of up to ₹75 Lakh, transforming your car ownership aspirations into a delightful reality.
Loan up to 100% of Car Value
At Poonawalla Fincorp, access up to 100% of the car's value in funding, ensuring a stress-free and seamless car buying experience.
Streamlined Documentation
Our Pre-Owned Car Loan comes with minimized documentation requirements, ensuring a smooth and time-saving process for you.
Apply for Pre-Owned Car Loan online in 4 Easy Steps
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
How to Apply for a Pre-Owned Car Loan in Ludhiana?
Follow these steps to get a Used Car Loan in Ludhiana
- Visit our official website to assess your loan eligibility.
- Select the loan option and click on 'Apply Now'
- Complete the application form.
- Submit the documents required for a Used Car Loan in Ludhiana.
After you submit your application, our team will promptly assess it and, upon successful verification, proceed with the prompt disbursal of the loan amount. If you would like to have a face-to-face interaction, we encourage you to visit our branch at the provided address.
Conclusion
Get ready to hit the roads of Ludhiana in your dream pre-owned car with our Used Car Loan in Ludhiana! With loan options covering up to 100% of the car's value, there's no need to compromise on your desired car. Experience the joy of owning your dream car without any financial burden. Apply now for our Pre-Owned Car Loan in Ludhiana and embrace the convenience and affordability of car ownership in this vibrant city!
Poonawalla Fincorp Branch Address in Ludhiana:
Poonawalla Fincorp Limited
Address: 7th Floor, SCO 10 & 11, Feroz Gandhi Market, Above DCB Bank Ludhiana, Punjab-141001
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
