professional loan for ca

Professional Loan For CA

Loan up to ₹50 Lakh | Attractive Interest Rates | Collateral-free

If you are a Chartered Accountant and harbour dreams of expanding your professional practice but facing financial challenges, simply apply for Poonawalla Fincorp’s Professional Loan for CAs. Our collateral-free loan is intended to help you achieve your specific professional goals. To enjoy features and benefits like hassle-free application process, quick approval, and flexible repayment tenure, apply now!

Unlike other types of loans, Professional Loans for CAs suit the varying financial needs of Chartered Accountants. You can take this loan to boost your professional practice and achieve other goals.

Listed below are some of the different purposes that you can fulfil by borrowing a CA loan from us:

  • Proof of Identity

    Establish or purchase new office space

  • Proof of Address

    Renovate or expand the existing office

  • Professional address proof

    Scale-up operations

  • Financial documents

    Meet working capital requirements

  • Proof of professional qualification

    Hire new staff

  • Proof of professional qualification

    Pay for overhead costs

Professional Loan Interest Rates 11.49% p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,199* per Lakh for 60 months
Loan Tenure 12 to 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

At Poonawalla Fincorp, Chartered Accountants can enjoy quick financing to meet their professional goals. Our CA loans entail simple eligibility criteria and minimal documentation, thereby providing easy access to finances.

Below are our eligibility criteria for a Professional Loan for CA applicants:

Citizenship Status


Work Experience logo


Age Requirement


Employment Required

Income Receipts

  • Must be a citizen of India
  • Must be aged between 24 years (at loan application) and 65 years (at loan maturity)
  • Must have professional experience of at least one year, post-qualification
  • Must have minimum annual professional receipts of ₹3 Lakh

Note: The above-mentioned Professional Loan eligibility criteria are indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.

We provide CA loans with minimum paperwork to ensure a hassle-free borrowing experience. Below are the required documents for our Professional Loan for CAs:

  • Address Proof

    Proof of Identity (PAN Card/Aadhaar Card/Driving Licence/ Voter ID/Passport)

  • Income Proof

    Proof of Address

  • Address Proof

    Professional address proof (Electricity bill, Rent agreement)

  • Proof of Employment

    Financial Documents (Bank statements, IT returns)

  • KYC Documents

    Proof of professional qualification (Degree certificate)

Note: The above-mentioned Professional Loan documents list is indicative. Additional documents may be required during loan processing.

  • Self-employed CAs

Poonawalla Fincorp offers Professional Loans for Chartered Accountants mainly for business expansion. We aim to provide hassle-free financing so you can focus solely on your professional practice.

Below are some salient features and benefits of our Professional Loan for CA:

  • Online application process

    High loan amount of up to ₹50 Lakh

  • Minimal documentation

    No collateral required

  • Collateral-free quick loans

    Flexible repayment tenure

  • Collateral-free quick loans

    Low interest rates

  • Collateral-free quick loans

    Zero foreclosure charges

  • Collateral-free quick loans

    Easy online application

  • No hidden charges

    Quick approval and disbursal

  • No penalties on foreclosure and prepayment

    Easy eligibility with minimal documentation

  • Instant disbursal

    Complete transparency with no hidden charges

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Apply Online

Click on Apply Now and enter your contact details.

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Personal Details

Enter your DOB, monthly income and PAN card number.

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The application will then proceed for verification and assessment

How to Apply for Poonawalla Fincorp’s CA loans?

Applying for our CA loans is easy and hassle-free. Just follow a few simple steps mentioned below:

  • Step 1 – Visit our website and check your eligibility.
  • Step 2 - Fill out the Professional Loan for CA application form.
  • Step 3 – Upload and submit the required documents

The loan amount will be disbursed to your bank account post-verification.

How can I check my eligibility for a CA loan?

Poonawalla Fincorp provides Professional Loans for CAs with easy eligibility criteria. To know if you are eligible, you can simply visit our official webpage and check our eligibility criteria for CA loans. You can also connect with our support team online or visit your nearest branch for more details.

Do I need to provide any collateral for availing of a CA loan?

No. With Poonawalla Fincorp, you can apply for an unsecured Professional Loan for CA. It means that you are not required to pledge any collateral or security to avail of funds from us.

What are the interest rates applicable for a CA loan?

The interest rates for Professional Loans for CA vary from lender to lender. With Poonawalla Fincorp, you can avail of a CA loan at attractive interest rates starting from 11.49% per annum.

What are the additional charges I need to pay for a CA loan?

Our Professional Loans come with complete transparency and no hidden costs. The applicable charges for a Professional Loan for CA only include a nominal processing fee of 2% (plus taxes) on the loan amount.

How can I calculate the EMIs I need to pay for my CA loan?

You can easily calculate your loan EMIs by using our CA Professional Loan EMI calculator. All you must do is enter the loan amount, interest rate, and tenure, and click on ‘Check Repayment Schedule’ to get an idea about the monthly EMI based on the entered data.

*T&C Apply

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