Get a Loan Against Property of ₹25 Crore Online
EMI Calculator for Loan Against Property
Why Choose Poonawalla Fincorp
Apply for a Loan Against Property in Just 3 Steps
Click on “Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Applicants must meet certain eligibility criteria to qualify for this loan:
- Applicant Type
-
Salaried Individuals -
working with LLP / Private limited companies / Public limited companies
Age at Application - Minimum 21 years
Age at Loan Maturity - Up to 60 years
Experience / Business Vintage - Minimum 3 years of total work experience, with at least 6 months with the current employer
Citizenship - Indian
-
Self-Employed Individuals -
Proprietor / Partner / Director, Self-employed professionals like Chartered Accountants, Company Secretaries, and Doctors
Age at Application - Minimum 18 years
Age at Loan Maturity - Up to 75 years
Experience / Business Vintage - Minimum 3 years of business stability
Citizenship - Indian
-
Firm / Company -
Partnership or Private Limited companies engaged in Manufacturing, Servicing, or Trading
Age at Application - Minimum 18 years
Age at Loan Maturity - Up to 75 years
Experience / Business Vintage - Minimum 3 years of business stability
Citizenship - Indian
Note: The eligibility criteria listed above are only a guide and may vary based on the borrower’s unique situation.
Click to know more about eligibility criteria in detail
Different documents are required based on the applicant's profile:
- Identity Documents:
- Salaried Individuals - PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Self-Employed Individuals - PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Firm / Company - GST Registration Certificate (if applicable) and Other Applicable Registrations, KYC of Partners / PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Address Proof:
- Salaried Individuals - Electricity bill for owned premises, Rent agreement for rented premises, Passport
- Self-Employed Individuals - Electricity bill for owned premises, Rent agreement for rented premises, Passport
- Firm / Company - Electricity bill for owned premises, Rent agreement for rented premises, Udyam Certificate/GST Registration Certificate
- Income Documents:
- Salaried Individuals - 3-month salary slips
- Self-Employed Individuals Income Tax Returns, along with the computation for the last 2 years, Profit/Loss statement and balance sheet for the last 2 years, GST Returns.
- Firm / Company Income Tax Returns, along with the computation for the last 2 years, Profit/Loss statement and balance sheet for the last 2 years, GST Returns
- Bank Account Statement:
- Salaried Individuals - Salary credit bank account statement for the last 6 months
- Self-Employed Individuals - Operative bank account statement for the last 12 months
- Firm / Company - Operative bank account statement for the last 12 months
- Property Documents - Relevant documents of the property given as collateral
Click to know more about documentation in detail
Fulfil your immediate fund requirements with competitive interest rate from Poonawalla Fincorp:
Upto 5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Here are some key factors that affect your eligibility for a Loan Against Property:
Property Value and Type
The lender checks the value, type, and condition of the residential or commercial property you offer as security. The property's market value is a key factor in determining the eligible loan amount.
Market Value Fluctuations
Market value fluctuations can impact your ability to secure top-up loans or refinance in the future.
Credit Score
A good credit score shows your ability to repay the loan and helps you get better loan terms.
Income and Repayment Capacity
Stable income and regular cash flow demonstrate your ability to repay the loan on time.
Purpose of Loan
The lender verifies that the loan is used for approved purposes, such as business, education, or personal expenses.
Get started with a Loan Against Property from Poonawalla Fincorp and enjoy attractive interest rates with a high loan amount!
Get Funds Quickly With
Minimal Documentation
Happy customers, happy us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience.Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely.Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution.I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
I needed funds to expand my business and manage working capital, and PFL’s Loan Against Property was the ideal solution. I was initially worried about the process and property valuation, but the PFL team cleared my doubts right away. A friend recommended them, and after comparing options, their transparent and customer-friendly approach won me over.
The application was smooth, the team guided me step by step, and the disbursement was quick after verification. This loan helped me invest in new opportunities, manage cash flow, and clear high-interest debts. What made the biggest difference was the clear communication and support from my relationship manager. I’d absolutely recommend PFL to anyone looking for a reliable and efficient loan experience.
To meet some financial obligations, I secured a Loan Against Property through PFL—and the experience exceeded expectations. The process was entirely digital, eliminating the need for hard copies, and every step from document verification to disbursement was smooth and efficient.
The loan was disbursed promptly after completing the formalities, providing me with financial ease and a comfortable repayment plan. I truly appreciate the professionalism and speed of service.
I gladly recommend PFL to others.
I opted for a Loan Against Property from Poonawalla Fincorp to expand my business and improve cash flow. Initially, I had some doubts about the interest rate and repayment terms, but after receiving a clear explanation from the team, I felt confident in proceeding. The application and disbursement process was smooth, digital, and hassle-free. Quick approval, competitive rates, and professional service made a real difference. I would definitely recommend PFL to anyone seeking reliable and customer-friendly financial support.
I chose Poonawalla Fincorp’s Loan Against Property for my business expansion, based on my channel partner’s recommendation, and it turned out to be the right decision. The process was simple, fast, and required minimal documentation, with everything handled digitally. The loan provided me with the working capital I needed to grow, and the digital agreement feature made the entire process seamless. I’d gladly recommend PFL to others looking for a reliable and efficient financial solution.
I approached Poonawalla Fincorp for a Loan Against Property to meet my business’s working capital needs. Initially, I had a few queries about the interest rate and loan amount, but the team clarified everything clearly. The application process was smooth, well-coordinated, and fully digital, making disbursement quick and hassle-free. The loan helped me expand operations and improve cash flow. I found the competitive interest rate and fast approval especially valuable. I’d definitely recommend PFL for their professional, customer-friendly service.
I needed unds to expand my business and manage working capital, and PFL’s Loan Against Property was the ideal solution. I was initially worried about the process and property valuation, but the PFL team cleared my doubts right away. A friend recommended them, and after comparing options, their transparent and customer-friendly approach won me over.
The application was smooth, the team guided me step by step, and the disbursement was quick after verification. This loan helped me invest in new opportunities, manage cash flow, and clear high-interest debts. What made the biggest difference was the clear communication and support from my relationship manager. I’d absolutely recommend PFL to anyone looking for a reliable and efficient loan experience.
To meet some financial obligations, I secured a Loan Against Property through PFL—and the experience exceeded expectations. The process was entirely digital, eliminating the need for hard copies, and every step from document verification to disbursement was smooth and efficient.
The loan was disbursed promptly after completing the formalities, providing me with financial ease and a comfortable repayment plan. I truly appreciate the professionalism and speed of service.
I gladly recommend PFL to others.
I opted for a Loan Against Property from Poonawalla Fincorp to meet financial obligations. The entire process, from document verification to disbursement, was digital, smooth, and hassle-free. I appreciated the quick turnaround and the flexibility offered, including the waiver of foreclosure charges upon prepayment. The experience brought financial comfort and convenience.
TAKING LOAN HAS NEVER BEEN SO HASSLE FREE.
Expanding my business required a dependable financial partner, and Poonawalla Fincorp proved to be the right choice. I was referred by a trusted source and had full confidence from the start. The application process was excellent, and the loan disbursement was smooth and transparent.
The loan brought meaningful growth to my business, supported by a competitive interest rate. The process was clearly explained, with prompt responses and no false promises.
I would definitely recommend Poonawalla Fincorp to anyone in a similar situation.
I recently took a business loan from Poonawalla Fincorp, and the entire experience was truly hassle-free. The team was professional, courteous, and supportive throughout the process. The documentation was simple and completely transparent, which made everything smooth and stress-free. I am extremely satisfied and happy to have chosen Poonawalla Fincorp for my financial needs.
Poonawalla Fincorp made my loan against property experience smooth and transparent. I needed a balance transfer and a top-up to expand my furniture business, and the process from application to disbursement was quick and hassle-free. The loan helped me grow my business and increase profits. I truly valued the transparency, smooth process, and polite communication. I would definitely recommend PFL to anyone looking for reliable financial support.
I run a handloom business and needed funds to expand. Poonawalla Fincorp’s Loan Against Property offered a better loan amount against the property value. The application process was easy, and the disbursement was smooth and completed within the promised timeline.
This loan has helped me grow my business, and I truly appreciated the transparent communication throughout. I would definitely recommend Poonawalla Fincorp to anyone looking for reliable financial support.
Poonawalla Fincorp’s Loan Against Property made it easy for me to purchase the shop I was running my cosmetics business from. The digital process was fast, transparent, and smooth, with timely disbursement. Owning my shop has transformed my business, and the guidance from the PFL team was invaluable. I would definitely recommend them for reliable financial support.
I would like to express my heartfelt gratitude to Poonawalla Fincorp for their outstanding support during my property loan journey. From the very first discussion to the sanction and disbursement, the entire process was seamless, transparent, and easy to understand. The team was always available, even beyond regular hours, ensuring that every step was handled smoothly.
Thanks to their efficiency and dedication, the loan process felt effortless and gave me complete confidence. I truly appreciate the professionalism and guidance provided, and I wholeheartedly recommend Poonawalla Fincorp to anyone seeking a reliable and trustworthy financial partner.
My experience with Poonawalla Fincorp’s loan process was superb. The entire transaction was smooth, convenient, and handled with great cooperation from the team. If I were to rate it, I would give a full five out of five.
Everything was managed according to the customer’s convenience, and I truly appreciate the hard work and dedication of everyone involved. It was a wonderful experience, and I am grateful for the support provided throughout the process. Thank you, Poonawalla Fincorp.
I run a steel and rolling mills business in Ludhiana and needed a Loan Against Property for expansion and capital. Poonawalla Fincorp addressed my concerns with complete transparency, making the application smooth and clear. The disbursement was easy and completed within the promised timeframe.
This loan has helped me grow my business and strengthen capital flow. I valued the transparency, fair communication, and supportive staff, and strongly recommend Poonawalla Fincorp to anyone seeking reliable financial solutions.
I availed a Loan Against Property from Poonawalla Fincorp for my business expansion, and the entire experience was smooth and hassle-free. The team provided clear information right from the start, guided me through the process, and ensured everything was handled efficiently. The loan application and disbursement were quick, seamless, and stress-free, giving me the confidence to focus on growing my business.
What I valued most was the transparency and ease at every step—it truly felt like a peaceful process without complications. I am very satisfied with the support and professionalism shown, and I strongly recommend Poonawalla Fincorp to anyone looking for reliable financial assistance
I chose Poonawalla Fincorp’s Loan Against Property for business expansion and new ventures. The team guided me clearly through documentation, kept me updated at every stage, and ensured smooth disbursement. Their supportive approach, professionalism, and customer-first attitude gave me complete confidence. I am very satisfied with the service and would strongly recommend Poonawalla Fincorp as a reliable financial partner.
I availed a Loan Against Property from Poonawalla Fincorp to expand my business, and the experience was excellent. The process was smooth, convenient, and clearly explained, with quick disbursement and helpful guidance throughout. Their professionalism and customer-first approach gave me confidence to pursue bigger business goals. I am very satisfied and strongly recommend Poonawalla Fincorp as a trusted financial partner.
I approached Poonawalla Fincorp for a top-up Loan Against Property to support my business, and the experience was excellent. The sanctioning was smooth and fast, with the loan amount confirmed the next day and disbursement handled promptly. This helped me meet short-term business needs efficiently, with quick decision-making and strong customer support. I am very satisfied and would definitely recommend Poonawalla Fincorp as a trusted financial partner.
I recently availed a loan from Poonawalla Fincorp, and the entire journey from application to disbursement was smooth, hassle-free, and well-managed. The process was clearly explained, handled on time, and completed without any complications.
I truly appreciate the support and guidance provided throughout, which ensured timely disbursement and a stress-free experience. Based on my positive experience, I recommend Poonawalla Fincorp to anyone in need of financial assistance. Their professionalism and customer-first approach make them a trusted partner.
Frequently Asked Questions
A Loan Against Property is a secured loan in which the borrower pledges their property as collateral.
With Poonawalla Fincorp, you can secure up to ₹25 Crore, depending on your property valuation and your eligibility.
If you have an existing Loan Against Property, you may apply for a top-up loan, subject to eligibility.
Applicants must provide proof of identity, proof of address, proof of income, proof of bank statements, and proof of ownership of the property.
Self-Employed professionals can apply by providing the required documentation to prove their business and income.
The repayment tenure for a Loan Against Property can range from 3 years to 15 years.
Yes, the streamlined digital process of applying for a Loan Against Property makes it quick and hassle-free.
Maintaining a good credit score, stable income and keeping documentation for the property in good order will improve the borrower's eligibility.
Yes, a Loan Against Property can be availed on a jointly owned residential or commercial property, provided all co-owners agree and submit the required property documents.
Interest on a Loan Against Property is calculated on the principal outstanding amount and varies based on whether you choose a fixed rate or a floating interest rate loan.