Loan Against Industrial Property

Apply for Loan Against Industrial Property

Competitive Interest Rates | Favourable Interest Rates | Transparent Process

When it comes to business financing for growth and expansion, securing a substantial amount of capital is often a daunting task. Luckily, there is a viable option that entrepreneurs and business owners in India can consider to fulfil their business goals – Loan Against Industrial Property. By obtaining a Loan Against Property from Poonawalla Fincorp, you can leverage the value of your industrial real estate and use the amount to fund any project that requires significant funds.


Explore better financial possibilities with our Loan Against Industrial Property. Benefit from competitive interest rates starting at 9% p.a. See below for more details:

Loan Against Property Interest Rates 9% p.a. Onwards
Loan Amount From ₹51 Lakhs to ₹5 Cr
Loan Processing Fees Up to 1% Plus applicable taxes
Lowest EMI per month 1044* Per Lakh for 180 Months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse).
Foreclosure/Prepayment Charges 4% on the outstanding loan plus applicable taxes
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-Refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

India's industrial real estate sector offers a diverse range of property types. Here's a concise overview:

  • Manufacturing Plants/Fabrication Facilities: Factories for assembling and producing goods.
  • Distribution Warehouses: Storage and distribution facilities near transportation hubs.
  • Private Warehouses: Used for storage, often near production units.
  • Flex Space: Versatile buildings for various uses, including office, R&D, and warehousing.
  • Data Centres: Specialized facilities for hi-tech industries.

These properties cater to different business needs, making it important to understand their distinctions for investment or business operations.

Property Ownership:


Age Requirement

Property Ownership

Monthly Salary Required


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Credit Score

Employment Required

Property Type

  • Income: Lenders assess your income to ensure your ability to repay the loan.
  • Property Ownership: You must be the legal owner of the property that will be used as collateral.
  • Age: Applicants’ age should be between 18 to 60 years.
  • Credit Score: A good credit score enhances your chances of getting quick loan approval.
  • Property Type: The property must be either residential or commercial, with clear ownership.
  • Income Proof

    Proof of Identity

  • Address proof

    Address Verification

  • Address proof

    Property Documents

  • Address proof

    Income Documents

  • Identity Proof

    Bank Account Statements

A Loan Against Industrial Property comes with numerous benefits for businesses in India, such as:

  • Address proof

    Competitive Interest Rates

  • Address proof

    High Loan Amounts

  • Identity Proof

    Flexible Repayment Tenure

  • Income Proof

    No Transfer of Property Ownership

  • Competitive Interest Rates: Our Loan Against Property is offered at competitive interest rates.
  • High Loan Amounts: The value of the loan is determined by the property's market value, allowing you to access substantial capital for your business.
  • Flexible Repayment Tenure: You can determine the repayment schedule to suit your financial capabilities and business needs.
  • No Transfer of Property Ownership: Unlike equity financing, a Loan Against Industrial Property doesn't require business owners to give up ownership stakes in their companies.
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Apply Online

Click on ‘Apply Now’ and enter your contact details along with loan amount, tenure, and property type.

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Enter Property Details

Enter your DOB and property ownership details.

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Enter Occupation Details

Enter your occupation and employment details.

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The application will then proceed for verification and assessment.

Can I get a loan against an industrial property if it's mortgaged?
How long does it take to process a Loan Against Industrial Property?
Can I use the loan for purposes other than business expansion?

*Terms & Conditions Apply

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