personal loan in mumbai

Personal Loan in Mumbai

Loan up to 30 Lakh | Attractive Interest Rates | Quick Approval

Finance every need with an affordable solution

Mumbai fondly referred to as the “City of Dreams”, is the financial, commercial and entertainment capital of India. It is a land of opportunity for millions, who come to this city of Mumbai from all over the country. The city is undoubtedly the biggest hub for individuals who aspire to make it big within their domain.

Living in an expensive city like Mumbai can be financially challenging. If you’re having a cash crunch and are looking for a loan provider in Mumbai, then Poonawalla Fincorp offers you instant Personal Loans of up to ₹30 Lakh. Whatever your aspirations and requirements, our offering provides you with a hassle-free loan at an affordable interest rate and minimal documentation. Apply now and get an online Personal Loan in Mumbai with attractive benefits like flexible tenure, minimal documentation process, and zero foreclosure or hidden charges.


At Poonawalla Fincorp, we have carefully crafted our policies in a manner that benefits our customers the most. Hence, Poonawalla Fincorp is an NBFC in Mumbai for Personal Loan offering some of the lowest Personal Loan interest rates in Mumbai. Our interest rates are extremely competitive with no hidden charges. What you sign up for is what you pay, thereby avoiding any confusion or stress. So, when you come to Poonawalla Fincorp, you are assured of a Personal Loan at low interest rate in Mumbai out of all Personal Loan finance company in Mumbai.

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

When you need an unsecured loan in Mumbai, you must get it with least effort. Poonawalla Fincorp provides an easy Personal Loan in Mumbai with simple eligibility criteria. You just need to make sure of following:

Personal Loan Eligibility Criteria

Age Requirement


between 22 and 57 years

Work Experience Required

Work Experience

At least 1 year and employment of at least 1 months with the current employer

Citizenship Status



Monthly Salary Required

Monthly Salary

Minimum monthly net salary of ₹30,000

  • Your age is at least 22 years at the time of loan application and at the most 57 years
  • You are employed full time for at least 1 year overall and for a minimum of 1 months at the current job.
  • Your citizenship is Indian
  • Your monthly income is at least ₹30,000

As a company offering one of the best instant loans in Mumbai, Poonawalla Fincorp ensures that availing Personal Loan is also the one with the best experience for its customers. Hence, we have shortened the list of documents required for availing of this low interest rate Personal Loan in Mumbai. You simply need to submit:

  • KYC Documents

    KYC documents

  • Income Proof

    Income proof

  • Financial Documents

    Financial documents

  • Address Proof

    Address proof

  • Proof of Employment

    Proof of Employment

  • Higher Personal Loan amount Logo

    Higher Loan amount of up to ₹30 Lakh

  • Low interest rates Logo

    Lowest personal loan interest rate in Mumbai

  • Eligible 22-57 years Logo

    Eligible for customers between 22 and 57 years of age

  • Minimal documentation Logo

    Simple and minimal documentation process

  • No hidden charges Logo

    No hidden charges

  • Flexible tenure Logo

    Flexible tenure with no foreclosure charges

  • Quick approval Logo

    Quick approval and easy disbursal

  • Higher Loan amount of up to ₹30 Lakh
  • Lowest personal loan interest rate in Mumbai
  • Eligible for customers between 22 and 57 years of age
  • Simple and minimal documentation process
  • No hidden charges
  • Flexible tenure with no foreclosure charges
  • Quick approval and easy disbursal
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

How To Get A Instant Personal Loan In Mumbai?

Mumbai, commonly known as the “City that never sleeps”, is also the city that never stops. In this city, people are always short of time and are looking for ways to do things faster. At such times, Poonawalla Fincorp provides you with a quick way to apply for Personal Loan in Mumbai. You simply need to:

If you need further help, find one of our branches near you!

Address: First Floor Nirmal Deep, Doctor Moose Road, opposite Talao Pali, Talav Pali, Jambli Naka, Thane West, Thane, Maharashtra 400602
Contact Number: 1800-266-3201 (Toll Free)

Address: Unit No. 73, 7th floor, Kalpataru Sqare, Andheri-Kurla Road, Andheri (East), Mumbai - 400059
Contact Number: 1800-266-3201 (Toll Free)

Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)

*Terms & Conditions Apply

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