Personal Loan for Women

Personal Loan for Women

Loan up to 30 Lakh | Attractive Interest Rates | Quick Approval

Over the past decade, many women have begun to actively contribute financially to their families as well as the nation’s economy. Therefore, it's only fair that they have access to Personal Loan that cater specifically to their needs.

With Poonawalla Fincorp’s Personal Loan for Women, you can fulfil various important needs, such as education, medical emergencies, and more. Our loan is collateral-free and can be applied for through an easy online application process with minimal documentation.

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
Other Hidden Charges Nil

Personal Lonas are one of the most versatile financial products in India that can be obtained to fulfil a host of different purposes, such as:

  • Higher Education
  • Home Renovation
  • Medical Emergencies
  • Wedding Planning
  • Travel or Vacation

At Poonawalla Fincorp, we do not ask for the purpose of a Personal Loan when processing an application. We understand that the financial needs of women are diverse and varied. Hence, we enable you to utilise the funds from a Personal Loan for Women based on your specific requirements.

We have kept the eligibility criteria as simple as possible, making it easier for women to avail of a Personal Loan easily.

Personal Loan Eligibility Criteria

Age Requirement


Between 22 and 57 years

Citizenship Status



Employment Required


At least one year of work experience

Monthly Salary Required


At least ₹30,000

  • Age - The borrower must be at least 22 years old at the time of applying for the loan and 57 years old at loan maturity. This criterion has been put in place to ensure that the borrower is a salaried individual.
  • Citizenship - The borrower must be a citizen of India.
  • Employment - The borrower should have at least one year of work experience, with a minimum of one month of stable employment at their current job.
  • Income - The borrower must have a monthly income of at least ₹30,000.

Note: The above-mentioned eligibility criteria are indicative. Additional criteria may be specified during loan processing.

Poonawalla Fincorp only asks for basic and necessary documents. Here is an indicative list of the documents we require during the loan application process:

  • KYC Documents

    Identity Proof

  • Income Proof

    Income Proof

  • Address Proof

    Address Proof

  • Proof of Employment

    Employment Proof

  • Identity Proof - Borrowers will need to submit an PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
  • Income Proof - Borrowers can submit their bank financial statements.
  • Address Proof - Borrowers can verify their address by submitting a copy of their passport, rent agreement, or utility bills (such as electricity bills).
  • Employment Proof - Borrower needs to submit any form of proof of employment like the salary slips from the past three months.

Additional documents may be required from the borrower on a case-to-case basis.

Some of the most essential features and benefits of our Personal Loan for Women include:

  • Minimal documentation Logo

    Collateral-free Loans

  • Higher Personal Loan amount Logo

    Flexible Repayment Tenure

  • Low interest rates Logo

    Attractive Interest Rates

  • Easy Application Process

    Easy Application Process

  • NNo Foreclosure Charges

    No Foreclosure Charges

  • Multipurpose Loan

    Multipurpose Loan

  • No hidden charges

    No Hidden Charges

Collateral-free Loans

You don’t have to go through the hassle of providing collateral to avail of a loan from us. It is provided purely based on your income and financial strength.

Flexible Repayment Tenure

Our Personal Loans come with a flexible repayment tenure of up to 60 months. You can choose the tenure at the time of applying for the loan.

Attractive Low-Interest Rates

Poonawalla Fincorp’s interest rates for a Personal Loan start from just 9.99%* per annum. Several factors determine the interest rate offered, such as CIBIL score, income level, etc.

Easy Application Process

The borrower’s convenience is important to us, which is why we make our online loan application process as easy and convenient as possible.

No Foreclosure Charges

We do not charge any pre-payment penalty for Personal Loans. You can prepay the loan if you have sufficient funds to do so, without having to worry about any prepayment penalty.

Funds Can be Used for Any Purpose

A Personal Loan for Women can be used for any purpose, such as medical emergencies, higher education, funding home renovation, etc.

No Hidden Costs

All applicable charges on our loan are clearly communicated to you before and during the loan application process.

Semi Circle Logo
Laptop Logo

Apply Online

Click on ‘Apply Now’ and complete the application form

Semi Circle Logo
Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

Semi Circle Logo
Application Verification


Submit and upload all details for verification and assessment

How can I apply for a Personal Loan for Women?

The application process for Poonawalla Fincorp’s Personal Loan for Women has been kept as easy as possible. Here are the steps:

  • Step 1: Visit the ‘Personal Loan’ page on our website, check eligibility criteria, and click on ‘Apply Now’.
  • Step 2: Complete the loan application form.
  • Step 3: Upload and submit the relevant documents.

After successful verification and assessment of your loan application, the approved loan amount will be disbursed directly to your bank account.

Can I calculate my Personal Loan EMI before applying for the loan?

Yes, you can check the EMI calculator for Personal Loans to determine your monthly repayment schedule.

*Terms & Conditions Apply

Explore Types of our Personal Loan Arrow Logo

Insightful Personal Loan Blogs Arrow Logo

personal loan against cibil score
Need A Personal Loan With Low CIBIL Score? Heres How To Avail One

When you apply for a Personal Loan against your CIBIL score, the financial institution looks at several variables to consider your eligibility.

Types of Personal Loan
Different Types Of Personal Loans In India

You may get a list of loans by searching ‘how many types of loan’ online, while if you search 'different types of Personal Loans', you may get results

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp