Personal Loan for 60000 Salary

Personal Loan on ₹60,000 Monthly Salary

Starting at 9.99%* per annum

Minimal Documentation | Quick Approval | 100% Digital Process

Poonawalla Fincorp’s Personal Loans for Salaried Employees can be a great fit for working professionals. Our Personal Loans come with attractive features and benefits that will help you achieve your goals in a hassle-free manner.

Emergencies can strike anytime, and we understand the value of your time. We offer online loan applications to expedite the loan application process and disbursal. Hence, you can enjoy minimal documentation, speedy approvals, and quick loan disbursal.


Our Personal Loan interest rates start from 9.99%* per annum with no extra charges on pre-payment or foreclosure. You can benefit from our competitive interest rates to keep your cost of borrowing at a minimum.

You can also choose a flexible repayment tenure for up to 5 years, with high loan amount up to ₹30 Lakh. Below are the interest rates and charges for Personal Loan on up to ₹60,000 salary.

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources
Late Payment Charges 2% per month
Cheque Bounce Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

The loan tenure for Personal Loan on up to 60,000 salary ranges between 12 and 60 months (up to 5 years). You can choose a tenure up to 5 years depending on your convenience and repayment capacity. At our affordable interest rates, your Personal Loan EMIs for 5 years will be calculated as shown in the table below.

Tenure   Approximate EMI at 9.99% Interest Rate
2 years ₹4,614/month
3 years ₹3,226/month
5 years ₹2,124/month

Poonawalla Fincorp’s eligibility criteria for Personal Loan on up to ₹60,000 salary is easy to fulfil. You just have to complete basic requirements to avail of funds.

Age Requirement


Citizenship Status


Employment Required


Work Experience logo

Work Experience

Monthly Salary Required

Monthly Income

  • Age – The minimum age of the applicant should be 24 years and the maximum age of the applicant should be 57 years.
  • Citizenship - The applicant should be an Indian citizen.
  • Employment – The applicant must have a full-time job at one of the following: Central Govt., PSU, MNC, Listed, Unlisted Public Ltd., Pvt. Ltd., LLP or companies that are listed internally.
  • Work Experience – The applicant must have a job experience of at least 1 years with at least 1 months of stable employment at the current organization.
  • Monthly Income – The applicant must have a net monthly take-home salary of minimum ₹60,000.

As our Personal Loan application process is fully digital, you just have to procure soft copies of basic documents such as your KYC documents, address proof, income proof, financial documents and employment proof.

  • KYC Documents

    KYC documents

  • Current address proof

    Current address proof

  • Income proof

    Income proof

  • Financial documents

    Financial documents

  • Address Proof

    Employment proof

  • KYC documents - Aadhaar card/PAN card/ Passport
  • Current address proof - Rent agreement/ utility bills
  • Income proof - Latest salary slips
  • Financial documents - Salary credit bank statement for the last 1 months
  • Employment proof - Official mail ID confirmation/ Emp ID card

Poonawalla Fincorp’s Personal Loan for Salaried Employees is a feature-rich offering for different groups of working professionals. Our Personal Loans are unsecured and come with no restrictions on usage, making them the best choice for covering varied expenses.

Other features of Personal Loan on ₹60,000 monthly salary include:

  • High loan amount

    High loan amount

  • Fast approval and disbursal

    Fast approval and disbursal

  • Zero foreclosure or pre-payment charges

    Zero pre-payment/foreclosure charges

  • Minimal documentation

    Minimal documentation

  • No collateral/security

    No collateral/security

  • Attractive interest rates

    Attractive interest rates

  • Hassle-free online process

    Hassle-free online process

Follow these simple steps to apply for Personal Loan on monthly ₹60,000 salary

  • Step 1: Visit our official website
  • Step 2: Click on the dedicated page for ‘Personal Loans’
  • Step 3: Click on ‘Apply Now
  • Step 4: Fill out the online application form and upload the supporting documents
  • Step 5: Await verification and approval
  • Step 6: Get funds disbursed into your account
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Apply Online

Click on Apply Now and fill in the complete application.

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Quick approvals

Personal Details

Enter your DOB, qualification and residential details

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Application Verification


Application will then proceed for verification and assessment

How much loan can I get if my salary is ₹60000?

Poonawalla Fincorp offers Personal Loans with high loan amount that goes up to ₹30 Lakh.

Can I get a personal loan on a 60K salary without collateral?

Yes. Our Personal Loans are unsecured. Hence, you don’t have to submit collateral or security with us.

What is the maximum loan amount offered for a salary of Rs. 60000/-?

You can apply for a Personal Loan for up to ₹30 Lakh.

What is the maximum tenure that will be available for a personal loan?

The loan tenure for Personal Loans ranges between 12 to 60 months.

What kind of credit do you need for a ₹60000 loan?

You must fulfil the basic eligibility criteria to avail of Poonawalla Fincorp’s Personal Loan of up to ₹60,000.

What do you need to get a personal loan for 60K Salary?

You just have to fulfil the basic eligibility criteria and procure minimal documentation including your KYC documents, income proof, financial documents, residential proof, and income proof.

*Terms & Conditions Apply

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