Get Approval for Personal Loan on up to ₹60,000 Salary
Poonawalla Fincorp’s Personal Loans for Salaried Employees can be a great fit for working professionals. Our Personal Loans come with attractive features and benefits that will help you achieve your goals in a hassle-free manner.
Emergencies can strike anytime, and we understand the value of your time. We offer online loan applications to expedite the loan application process and disbursal. Hence, you can enjoy minimal documentation, speedy approvals, and quick loan disbursal.
Interest Rates & Charges for Personal Loan on Monthly Salary of ₹60,000
Our Personal Loan interest rates start from 9.99%* per annum with no extra charges on pre-payment or foreclosure. You can benefit from our competitive interest rates to keep your cost of borrowing at a minimum.
You can also choose a flexible repayment tenure for up to 5 years, with high loan amount up to ₹30 Lakh. Below are the interest rates and charges for Personal Loan on up to ₹60,000 salary.
|Personal Loan Interest Rates||9.99%* p.a. onwards|
|Loan Amount||₹1 Lakh to ₹30 Lakh|
|Loan Processing Fees||Up to 2% plus applicable taxes|
|Lowest EMI per month||Starting from ₹2,124* per Lakh for 60 months|
|Loan Tenure||12 – 60 months|
|Prepayment/Foreclosure Charges||0%* If paid from own sources|
|Late Payment Charges||3% per month|
|Cheque Bounce Charges||₹500 per bounce plus applicable taxes|
|Stamp Duty||At actuals (as per state)|
|No Other Hidden Charges|
Personal Loan EMI for up to 5 Years
The loan tenure for Personal Loan on up to 60,000 salary ranges between 12 and 60 months (up to 5 years). You can choose a tenure up to 5 years depending on your convenience and repayment capacity. At our affordable interest rates, your Personal Loan EMIs for 5 years will be calculated as shown in the table below.
|Tenure||Approximate EMI at 9.99% Interest Rate|
Eligibility Criteria to get Personal Loan for up to ₹60,000 salary
Poonawalla Fincorp’s eligibility criteria for Personal Loan on up to ₹60,000 salary is easy to fulfil. You just have to complete basic requirements to avail of funds.
- Age – The minimum age of the applicant should be 22 years and the maximum age of the applicant should be 57 years.
- Citizenship - The applicant should be an Indian citizen.
- Employment – The applicant must have a full-time job at one of the following: Central Govt., PSU, MNC, Listed, Unlisted Public Ltd., Pvt. Ltd., LLP or companies that are listed internally.
- Work Experience – The applicant must have a job experience of at least 1 years with at least 1 months of stable employment at the current organization.
- Monthly Income – The applicant must have a net monthly take-home salary of minimum ₹30,000.
Documents Required for Personal Loan on up to ₹60,000 Salary
As our Personal Loan application process is fully digital, you just have to procure soft copies of basic documents such as your KYC documents, address proof, income proof, financial documents and employment proof.
Current address proof
- KYC documents - Aadhaar card/PAN card/ Passport
- Current address proof - Rent agreement/ utility bills
- Income proof - Latest salary slips
- Financial documents - Salary credit bank statement for the last 1 months
- Employment proof - Official mail ID confirmation/ Emp ID card
Features & Benefits of Personal Loan on up to ₹60,000 salary
Poonawalla Fincorp’s Personal Loan for Salaried Employees is a feature-rich offering for different groups of working professionals. Our Personal Loans are unsecured and come with no restrictions on usage, making them the best choice for covering varied expenses.
Other features of Personal Loan on ₹60,000 monthly salary include:
High loan amount
Fast approval and disbursal
Zero pre-payment/foreclosure charges
Attractive interest rates
Hassle-free online process
How to Apply for Personal Loan for up to ₹60,000 Monthly Salary
Follow these simple steps to apply for Personal Loan on monthly ₹60,000 salary
- Step 1: Visit our official website
- Step 2: Click on the dedicated page for ‘Personal Loans’
- Step 3: Click on ‘Apply Now’
- Step 4: Fill out the online application form and upload the supporting documents
- Step 5: Await verification and approval
- Step 6: Get funds disbursed into your account
Apply for ₹60,000 Salary Personal Loan within 5 Minutes
Click on Apply Now and fill in the complete application.
Enter your DOB, qualification and residential details
Application will then proceed for verification and assessment
Frequently Asked Questions on ₹60,000 Salary Personal Loan
Poonawalla Fincorp offers Personal Loans with high loan amount that goes up to ₹30 Lakh.
Yes. Our Personal Loans are unsecured. Hence, you don’t have to submit collateral or security with us.
You can apply for a Personal Loan for up to ₹30 Lakh.
The loan tenure for Personal Loans ranges between 12 to 60 months.
You must fulfil the basic eligibility criteria to avail of Poonawalla Fincorp’s Personal Loan of up to ₹60,000.
You just have to fulfil the basic eligibility criteria and procure minimal documentation including your KYC documents, income proof, financial documents, residential proof, and income proof.
*Terms & Conditions Apply