personal loan in surat

Personal Loan in Surat

Loan up to 30 Lakh | Attractive Interest Rates | Quick Approval

Finance every need with an affordable solution

Surat, since its colonial history, has been a centre for diamond polishing and textiles. It ranks among the top cities in India and holds the honour of being one of the cleanest cities in the country. The city is an economic powerhouse that has attracted many from across the states of Gujarat and Maharashtra to set up businesses and enterprises with the aim of growing along with the city.

Are you looking for an urgent Personal Loan in Surat? Poonawalla Fincorp provides easy, transparent, and unsecured Personal Loans of up to ₹30 Lakh. It could be used for planning a dream wedding, financing the ideal vacation, renovating your home, taking care of medical emergencies, or any other urgent financial need.

Now meet all your needs effortlessly, as you enjoy competitive interest rates and instant Personal Loans in Surat with the benefits of a long repayment tenure of up to 60 months. Poonawalla Fincorp also offers unsecured Personal Loans in Surat with no restrictions on use. Obtain loans with low-interest rates and no hidden costs, ensuring loan affordability and transparency.


Surat, one of the largest commercial cities in India, is known by various names such as “The Diamond City”, “The Silk City” and so on. The volume of trade that takes place in and out of this city is humungous. Not just commercial, but even the personal aspirations of the city’s population are high. What is needed to fulfil these is credit at the right price in the form of unsecured loans in Surat. Poonawalla Fincorp offers Personal Loan finance in Surat at extremely low interest rates. Our interest rates are among the lowest offered by lenders in Surat.

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 3% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Once you come to Poonawalla Fincorp for a Personal Loan, you can expect a smooth, hassle-free process with quick disbursal. We have kept our eligibility criteria very simple so that a maximum number of people can benefit from our Personal Loan. Just make sure you fulfil the following criteria:

Personal Loan Eligibility Criteria

Age Requirement


between 22 and 57 years

Work Experience Required

Work Experience

At least 1 year and employment of at least 1 months with the current employer

Citizenship Status



Monthly Salary Required

Monthly Salary

Minimum monthly net salary of ₹30,000

  • Age – not less than 22 years at the time of loan application and not more than 57 years.
  • Citizenship –Indian.
  • Employment – full-time job at a well-reputed company.
  • Work experience – at least 1 year of work experience and at least 1 months of stable employment with your current employer.
  • Monthly salary – not less than ₹30,000

If you want to get Personal Loan in Surat, Poonawalla Fincorp ensures that it happens without any delays. The speed of loan disbursement, ease of application and simplification of the entire process is very important. Hence, we have kept our documentation requirements very simple. You just need the following documents to apply for a Personal Loan in Surat:

  • KYC Documents

    KYC – PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport

  • Income Proof

    Income documents – latest salary slip

  • Financial Documents

    Financial documents – Salary account statement for past 3 months

  • Address Proof

    Address proof – rent agreement/utility bills

  • Proof of Employment

    Employment proof – Employee ID card and official Email ID confirmation

  • Higher Personal Loan amount Logo

    Higher Loan amount of up to ₹30 Lakh

  • Low interest rates Logo

    Competitive Personal Loan interest rates in Chennai

  • Eligible 22-57 years Logo

    Eligible for customers between 22-57 years

  • Minimal documentation Logo

    Transparent loans with no hidden charges

  • Minimal documentation Logo

    Flexible repayment tenure

  • Minimal documentation Logo

    Minimal documentation process

  • No hidden charges Logo

    No foreclosure or pre-payment charges*

  • Flexible tenure Logo

    Quick approval and easy disbursal

  • Quick approval Logo

    Easy and hassle-free process

  • Higher loan amounts up to ₹30 Lakhs - With our online Personal Loan in Surat, you can fund your every need without any compromises. Access a Personal Loan amount of up to ₹30 Lakh based on your profile and meet both small and big-ticket obligations.
  • Low Personal Loan interest rates in Surat - At Poonawalla Fincorp we provide you with attractive and low interest rates to cater to all your Personal funding requirements in Surat. Therefore, you don’t have to look anywhere else when you apply for a loan.
  • Eligible for customers between 22-57 years - Age should be minimum of 22 years at the time of loan application and a maximum of 57 years.
  • Transparent loans with no hidden charges - There’s nothing hidden in our loan process, and all loan conditions are clearly presented in our fine print. This means you only pay what is clearly communicated.
  • Flexible repayment tenure - Paying back your loan should be a comfortable experience, and you can experience this convenience with our Personal Loan in Surat. Choose a tenure that ranges up to 60 months, and never exceed your budget when repaying the loan.
  • Minimal documentation process - Since a Personal Loan is an unsecured loan with no collateral, it requires very little documentation. This makes the documentation process for a Personal Loan relatively simple, which is why Personal Loans are approved and disbursed quickly. Lengthy and long-winding eligibility and document criteria can make availing of a loan quite stressful. Through this easy process in Poonawalla Fincorp, you don’t have to worry about documentation and can focus on the utilization of money for personal needs through Personal Loans in Surat.
  • No foreclosure or pre-payment charges* - One of the most important features of Personal Loans is that you can enjoy interest savings by diverting any disposable income you may have toward loan prepayments. To make things better, there are no prepayment or foreclosure charges at all.
  • Quick approval and easy disbursal - Loan processing can be taxing and time-consuming, but we promise an uncomplicated experience. Thanks to our minimal Personal Loan eligibility criteria, you can avail of quick loans when you need funds. We approve applications instantly and disburse your approved sanction in quick time.
  • Easy and hassle-free process - We at Poonawalla Fincorp leverage online loan application process to minimize the effort needed to get a Personal Loan in Surat. Apply online for our loan offering in just a few easy steps through the user-friendly portal! Use the link --
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

How To Get An Online Personal Loan In Surat?

Getting an online Personal Loan in Surat involves just a few simple steps. This is done to ensure that you get the loan in a timely manner and with no hassles. Just follow these steps and enjoy a stress-free experience:

If you need further help, find one of our branches near you!

Poonawalla Fincorp Limited

Address: Office No. 207 and 208, 2nd Floor, “RIO EMPIRE”, Near Pal RTO, Adjan,Surat-394510, Gujarat
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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