Personal Loan for Shopping

Personal Loan for Shopping

Loan up to 30 Lakh | Attractive Interest Rates | Quick Approval

There are times when you might need to purchase or upgrade certain things in your life, be it for personal use or your home. It could be a refrigerator that needs immediate replacement, a new washing machine, or a new smartphone. However, such expenses often cost a lot and may not be affordable for some of us. Luckily, you can often find good offers to purchase such appliances and products in the form of a Personal Loan for Shopping.

A Shopping Loan from Poonawalla Fincorp can help you purchase anything you want without any stress. Our Personal Loan for Shopping comes with a higher loan amount, flexible repayment tenure, and many more benefits for a smooth shopping experience.

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Late Payment Charges 2% per month
Cheque Bounce Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

You can easily apply online for a Personal Loan for Shopping from Poonawalla Fincorp. For a swift application process, you must fulfil the loan eligibility requirements, which include:

  • Age: You must be between 24 to 57 years old when applying for the loan.
  • Citizenship: You must hold an Indian citizenship.
  • Employment: You are required to have a full-time job.
  • Working Experience: You should have a minimum of one year of total work experience and at least one month of experience in your current role.
  • Monthly Income: Your net monthly take-home salary must be at least ₹30,000.

Personal Loan For Shopping Eligibility Criteria

Age Requirement


Citizenship Status


Work Experience logo

Work experience

Employment Required

Employer Category

Monthly Salary Required

Monthly Income

Our Personal Loan for Shopping comes with minimal documentation. You must submit the correct copies of the following documents for the application process to go smoothly:

  • KYC Documents

    KYC documents

  • Income Proof

    Address Proof

  • Income Proof

    Employment Proof

  • Address Proof

    Income documents

  • Proof of Employment

    Financial documents

Shopping is not just limited to the products we want, but also the things we need. Hence, financial constraints should not hold you back from purchasing any necessary item(s). At Poonawalla Fincorp, we understand this and offer a Personal Loan for Shopping so you can purchase your chosen products without any financial hassle.

Our Shopping Loan comes with the following benefits:

  • Easy Loan Application Process: We use advanced technology to help you apply online for a Personal Loan for Shopping in just a few steps.
  • Multipurpose High Loan Amount: Our Shopping Loan comes with a high loan amount of up to ₹30 Lakh, which can be used to fulfil almost any personal expense.
  • Flexible Repayment Tenure: Our loan for shopping comes with a flexible repayment tenure of up to 60 months. This allows you to repay the loan amount through convenient instalments.
  • Attractive Interest Rates: We offer Personal Loan for Shopping at attractive interest rates that can make your EMI amount more affordable.
  • No Hidden Charges: We offer transparent loan terms, ensuring there are no hidden costs or charges applicable.
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Can I get a loan for shopping?

Yes, anyone can get a loan for shopping from Poonawalla Fincorp. You just have to meet the eligibility criteria and submit the required documents when applying for a Personal Loan for Shopping from Poonawalla Fincorp.

*Terms & Conditions Apply

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