Personal Loan for Travel

₹25 Lakh Personal Loan

Starting at 9.99%* per annum

Minimal Documentation | Quick Approval | 100% Digital Process

A Personal Loan is a versatile financial tool designed to meet your diverse needs and aspirations. A Personal Loan offers you the flexibility to utilise funds for various purposes, such as consolidating debt, planning a wedding, covering medical expenses, or any personal financial requirements. You can attain all such purposes with a ₹25 Lakh Personal Loan from Poonawalla Fincorp.

Our collateral-free Personal Loan comes with competitive interest rates, a hassle-free application process, and flexible repayment tenure. You can apply for a Personal Loan online just by visiting our official website. Apply now!

%
Calculate

You can get a ₹25 Lakh Personal Loan with a competitive interest rate from Poonawalla Fincorp. Follow the table below for further details about interest rates and charges:

Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹50 Lakh
Loan Processing Fees Up to 3%
Lowest EMI Per Month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-84 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

The loan repayment tenure directly influences your EMIs on ₹25 Lakh Personal Loan.

The value of the ₹25 Lakh Personal Loan EMI will vary between a ₹25 Lakh loan for 5 years, a ₹25 Lakh loan for 3 years, and a ₹25 Lakh loan for 2 years.

If we calculate the EMI for each tenure at approximately 9.99%* p.a. interest rate, it will be as mentioned below:

Tenure    Approximate EMI at 9.99% interest rate (in ₹)
2 years 115,351/month
3 Years 80,656/month
5 Years 53,105/month

To get a Personal Loan of up to ₹25 Lakh from Poonawalla Fincorp, you need to meet the below-mentioned eligibility criteria:

Age Requirement

Age

Citizenship Status

Monthly Income

Work Experience Required

Employment

Monthly Salary Required

Work Experience

  • Age – Your age should be between 21 and 60 years.
  • Monthly Income – You should have at least ₹30,000 monthly income.
  • Employment – You should be full-time employed with a company at a central and state govt., PSU, MNC, Listed, Unlisted Public Ltd., Private Limited Company, LLP, schools and colleges, or companies which are listed internally to get a Poonawalla Fincorp Personal Loan.
  • Work Experience – You should have 1 year of stable work experience and at least 1 month of stable employment at your current job.

Below is the list of the documents that you need to provide for a ₹25 Lakh Personal Loan.

  • KYC Documents

    Identity Proof

  • Income Proof

    Address proof

  • Address Proof

    Income documents

  • Address Proof

    Employment proof

  • Identity Proof: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
  • Address Proof: Passport/Utility bills/Rent Agreement
  • Income Proof: Latest salary slips for the last 3 months, and bank statement of the last 3 months.
  • Employment Proof: Official mail ID confirmation /Emp ID Card

Poonawalla Fincorp offers a Personal Loan with attractive features such as no collateral requirement, flexible repayment tenure, attractive interest rate, multi-purpose high loan amount with no restrictions on usage, Zero foreclosure/pre-payment charges, No hidden charges, Quick approvals, and Easy and hassle-free process. Personal Loan from Poonawalla Fincorp is one of the industry-leading credit options catering to a wide range of borrowers from all over the country.

  • Online application process

    High Loan Amount

  • Minimal documentation

    Minimal documentation

  • Collateral-free quick loans

    No hidden charges

  • No hidden charges

    No foreclosure charges

  • No penalties on foreclosure and prepayment

    Online processing

  • Instant disbursal

    Quick disbursal

To apply for a ₹25 Lakh Personal Loan from Poonawalla Fincorp, follow these steps:

  • Step 1: Click on the ‘Apply Now’ button.
  • Step 2: Fill in the required details on the loan application form.
  • Step 3: Upload necessary documents.

On successful verification, the loan will be transferred to your bank account.

Semi Circle Logo
Laptop Logo
Apply
Online

Apply Online

Click on ‘Apply Now’ and complete the application form

Semi Circle Logo
Quick approvals
Personal
Details

Personal Details

Enter your DOB, qualification, and residential details

Semi Circle Logo
Application Verification
Verification

Verification

Submit and upload all details for verification and assessment

What is the EMI for a loan of ₹25 Lakh?

At 9.99%* p.a. of interest rate, the EMI for ₹ 25 Lakh Personal Loan for 1-year tenure is ₹ 219,778.

Can I get a ₹25 lakh loan without collateral?

Yes, you can get ₹25 Lakh loan without collateral from Poonawalla Fincorp after meeting the above-mentioned eligibility criteria.

How to apply for a Personal Loan of ₹25 Lakh?

You can apply for a Personal Loan of ₹25 Lakh by following the below-mentioned steps:

  • Step 1: Click on the ‘Apply Now’ button.
  • Step 2: Fill in the required details on the loan application form.
  • Step 3: Upload necessary documents.

On successful verification, the loan will be transferred to your bank account.

Am I eligible to borrow a sum of ₹25 Lakh for Poonawalla Fincorp?

You can be eligible for a ₹25 Lakh Personal Loan from Poonawalla Fincorp if you meet the following eligibility criteria:

  • Age – Between 21 and 60 years.
  • Monthly Income – At least ₹30,000 monthly income.
  • Employment – You should be full-time employed with a company at a central and state govt., PSU, MNC, Listed, Unlisted Public Ltd., Private Limited Company, LLP, schools and colleges, or companies which are listed internally to get a Poonawalla Fincorp Personal Loan.
  • Work Experience – Minimum 1 year of work experience and at least 1 month of stable employment at the current job.
What is the processing time for a ₹25 Lakh Personal Loan?

Poonawalla Fincorp offers fast loan approvals. You can expect to get ₹25 Lakh Personal Loan within 24 hours.

What is the interest rate for ₹25 Lakh per month?

The interest rate for a ₹25 Lakh Personal Loan per month starts from 9.99%* p.a.

*T&C Apply

Explore Types of our Personal Loan Arrow Logo

Insightful Personal Loan Blogs Arrow Logo

Online Personal Loan Insights
Where Can I get a Personal Loan Online?

Unlike a secured loan, a personal loan allows you to borrow money without having to pledge collateral. For those who do not want to risk

Benefits of Personal Loan EMI Calculator
Top 5 benefits of using a Personal Loan EMI Calculator

A personal loan is an unsecured loan. It lets you borrow funds from a lending institution without pledging any collateral or asset like animmovable property,

Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp