Get Personal Loan of ₹25 Lakh with Quick Approval
A Personal Loan is a versatile financial tool designed to meet your diverse needs and aspirations. A Personal Loan offers you the flexibility to utilise funds for various purposes, such as consolidating debt, planning a wedding, covering medical expenses, or any personal financial requirements. You can attain all such purposes with a ₹25 Lakh Personal Loan from Poonawalla Fincorp.
Our collateral-free Personal Loan comes with competitive interest rates, a hassle-free application process, and flexible repayment tenure. You can apply for a Personal Loan online just by visiting our official website. Apply now!
₹25 Lakh Personal Loan EMI Calculator
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₹25 Lakh Personal Loan Interest Rates and Charges
You can get a ₹25 Lakh Personal Loan with a competitive interest rate from Poonawalla Fincorp. Follow the table below for further details about interest rates and charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹50 Lakh |
| Loan Processing Fees | Up to 3% |
| Lowest EMI Per Month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12-84 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 2% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
₹25 Lakh Personal Loan EMI for up to 5 Years
The loan repayment tenure directly influences your EMIs on ₹25 Lakh Personal Loan.
The value of the ₹25 Lakh Personal Loan EMI will vary between a ₹25 Lakh loan for 5 years, a ₹25 Lakh loan for 3 years, and a ₹25 Lakh loan for 2 years.
If we calculate the EMI for each tenure at approximately 9.99%* p.a. interest rate, it will be as mentioned below:
| Tenure | Approximate EMI at 9.99% interest rate (in ₹) |
| 2 years | 115,351/month |
| 3 Years | 80,656/month |
| 5 Years | 53,105/month |
Eligibility Criteria to Get Personal Loan of ₹25 Lakh
To get a Personal Loan of up to ₹25 Lakh from Poonawalla Fincorp, you need to meet the below-mentioned eligibility criteria:
Age
Monthly Income
Employment
Work Experience
- Age – Your age should be between 21 and 60 years.
- Monthly Income – You should have at least ₹30,000 monthly income.
- Employment – You should be full-time employed with a company at a central and state govt., PSU, MNC, Listed, Unlisted Public Ltd., Private Limited Company, LLP, schools and colleges, or companies which are listed internally to get a Poonawalla Fincorp Personal Loan.
- Work Experience – You should have 1 year of stable work experience and at least 1 month of stable employment at your current job.
Documents Required for ₹25 Lakh Personal Loan
Below is the list of the documents that you need to provide for a ₹25 Lakh Personal Loan.
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Identity Proof
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Address proof
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Income documents
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Employment proof
- Identity Proof: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
- Address Proof: Passport/Utility bills/Rent Agreement
- Income Proof: Latest salary slips for the last 3 months, and bank statement of the last 3 months.
- Employment Proof: Official mail ID confirmation /Emp ID Card
Features & Benefits of ₹25 Lakh Personal Loan
Poonawalla Fincorp offers a Personal Loan with attractive features such as no collateral requirement, flexible repayment tenure, attractive interest rate, multi-purpose high loan amount with no restrictions on usage, Zero foreclosure/pre-payment charges, No hidden charges, Quick approvals, and Easy and hassle-free process. Personal Loan from Poonawalla Fincorp is one of the industry-leading credit options catering to a wide range of borrowers from all over the country.
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High Loan Amount
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Minimal documentation
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No hidden charges
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No foreclosure charges
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Online processing
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Quick disbursal
How to Apply for ₹25 Lakh Personal Loan?
To apply for a ₹25 Lakh Personal Loan from Poonawalla Fincorp, follow these steps:
- Step 1: Click on the ‘Apply Now’ button.
- Step 2: Fill in the required details on the loan application form.
- Step 3: Upload necessary documents.
On successful verification, the loan will be transferred to your bank account.
Apply for ₹25 Lakh Personal Loan within 5 Minutes
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions on ₹25 Lakh Personal Loan
At 9.99%* p.a. of interest rate, the EMI for ₹ 25 Lakh Personal Loan for 1-year tenure is ₹ 219,778.
Yes, you can get ₹25 Lakh loan without collateral from Poonawalla Fincorp after meeting the above-mentioned eligibility criteria.
You can apply for a Personal Loan of ₹25 Lakh by following the below-mentioned steps:
- Step 1: Click on the ‘Apply Now’ button.
- Step 2: Fill in the required details on the loan application form.
- Step 3: Upload necessary documents.
On successful verification, the loan will be transferred to your bank account.
You can be eligible for a ₹25 Lakh Personal Loan from Poonawalla Fincorp if you meet the following eligibility criteria:
- Age – Between 21 and 60 years.
- Monthly Income – At least ₹30,000 monthly income.
- Employment – You should be full-time employed with a company at a central and state govt., PSU, MNC, Listed, Unlisted Public Ltd., Private Limited Company, LLP, schools and colleges, or companies which are listed internally to get a Poonawalla Fincorp Personal Loan.
- Work Experience – Minimum 1 year of work experience and at least 1 month of stable employment at the current job.
Poonawalla Fincorp offers fast loan approvals. You can expect to get ₹25 Lakh Personal Loan within 24 hours.
The interest rate for a ₹25 Lakh Personal Loan per month starts from 9.99%* p.a.
*T&C Apply
