Personal Loan for Travel

Travel Loan - Personal Loan for Holidays

Loan up to 30 Lakhs | Attractive Interest Rates | Quick Approval | Easy to Apply

Want to go on a dream vacation with your family but falling short on funds? Worry no more. With Poonawalla Fincorp’s Personal Loan for Travel, you can avail a loan of up to ₹30 Lakh and fulfil your travel dreams without any worries. From booking flight tickets and hotel accommodations to shopping and paying for food and transportation, you can use these funds for all your travel-related expenses.

What’s more? Our Personal Loan for Travel is collateral-free and comes with some great features and advantages such as simple eligibility criteria, easy to apply, instant approval, attractive interest rates, flexible loan repayment tenure option, and no hidden charges. So, keep your worries aside and apply now with us for an unsecured travel loan.

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Personal Loan Interest Rates 9.99%* p.a. onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12 – 60 months
Prepayment/Foreclosure Charges 0%* If paid from own sources
Late Payment Charges 2% per month
Cheque Bounce Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Our goal is to ensure that the lack of finances should never hold you back from fulfilling your aspirations. That is why we provide Personal Loans for travel with very basic eligibility requirements.

The parameters that help in determining our eligibility criteria for Personal Loans for Travel are outlined below:

Personal Loan for Travel Eligibility Criteria

Age Requirement

Age

Citizenship Status

Citizenship

Work Experience logo

Work experience

Employment Required

Employer Category

Monthly Salary Required

Monthly income

  • Age - The applicant should be at least 24 years of age at the time of applying for the loan and a maximum of 57 years of age.
  • Citizenship - The applicant must be an Indian citizen.
  • Work Experience -The applicant should be in current employment for a minimum of 1 month and is required to have a minimum work experience of 1 year.
  • Employer Category - The applicant needs to be an employee of the Central Govt., PSU, MNC, Listed, Unlisted Public Ltd, Pvt Ltd, LLP or companies which are listed.
  • Monthly Income - The monthly income of the applicant must be at least ₹30,000.

In addition to this, a good credit score can also help you qualify for a Personal Loan for Travel easily. Please remember this list in indicative in nature and it may change during loan processing based on Poonawalla Fincorp’s internal policy.

With minimal paperwork, we make sure that you don’t have to wait too long to start planning your dream vacation.

Below are the required documents for our Personal Loan for Travel:

  • KYC Documents

    KYC documents

  • Income Proof

    Address proof

  • Address Proof

    Employment proof

  • Address Proof

    Income documents

  • Proof of Employment

    Financial documents

An overseas trip requires a lot of research and financial planning. No matter how tightly you plan your budget, your outlays may easily run into several lakhs of rupees. Various expenses such as the cost of flight tickets, hotel bookings, transportation, food, travel insurance, cell phone bills, and visa application fees may add up to form a hefty amount which may seem overwhelming.

By taking out a Personal Loan for Travel, you can meet these costs even if you don’t have the required funds in your savings bank account. Moreover, you can pay back the loan in equated monthly instalments (EMIs) over a tenure of up to 60 months. You can also know your EMIs beforehand by using our Personal Loan EMI calculator and plan your repayment accordingly.

  • Salaried individuals
  • Working professionals such as Chartered Accountants, Doctors, and Company Secretaries

At Poonawalla Fincorp, we provide quick and hassle-free financing to help you turn your long-awaited travel dream into reality. Our Personal Loan for vacation is designed to ensure the best borrowing experience so that you can enjoy your trip to the fullest.

The following are some significant benefits of our Personal Loan for Travel:

  • Easy online process

    Easy online process

  • High loan amount

    High loan amount

  • Quick approval and instant disbursal

    Quick approval and instant disbursal

  • Attractive rate of interest

    Attractive rate of interest

  • Flexible repayment tenure

    Minimal paperwork required

  • Rapid approval and disbursal

    Flexible repayment tenure option

  • No hidden charges

    No hidden costs

  • No hidden charges

    No collateral required

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Click on Apply Now and fill in the complete application.

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Personal Details

Enter your DOB, qualification and residential details

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Application will then proceed for verification and assessment

What is a Personal Loan for Travel?

A Personal Loan for Travel, also known as a travel loan, is a special type of loan that is taken to fund a holiday or travel-related expenses. These loans come with no collateral and are usually availed to tackle the hefty costs related to an overseas trip.

How to check if I am eligible for a travel loan or not?

At Poonawalla Fincorp, we provide Personal Loans for Travel with simple eligibility criteria and minimum documentation. To know if you are eligible or not, you can simply visit our official webpage and check our eligibility criteria for Personal Loans for Travel.

What is the procedure for getting a Personal Loan for Travel?

You can apply for a travel loan with us quickly and conveniently. All you are required to do is to follow the steps mentioned below:

  • Step 1 – Click on “Apply Now” on our website.
  • Step 2 – Enter your basic details and upload the KYC documents
  • Step 3 – Await application assessment
  • Step 4 – Receive confirmation of your loan approval
  • Step 5 – Get the loan amount in your bank account
What are the interest rates and applicable charges for Personal Loans for Travel?

At Poonawalla Fincorp, we provide Personal Loans for Travel at the most competitive interest rate. Additionally, a nominal processing fee of upto 2% plus taxes of the loan amount is applicable.

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How can I calculate the EMIs for my travel loan?

You can use our Personal Loan EMI calculator to determine your EMIs. Just follow the steps mentioned below:

  • Step 1 – Visit our Personal Loan EMI calculator page Click Here
  • Step 2 – Enter your loan amount, tenure, and interest rate in the space provided
  • Step 3 – Click on “Check Repayment Schedule”

*Terms & Conditions Apply

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