Get an Online Personal Loan to Plan Your Dream Vacation
Want to go on a dream vacation with your family but falling short on funds? Worry no more. With Poonawalla Fincorp’s Personal Loan for Travel, you can avail of a loan of up to ₹30 Lakh and visit your favourite destination without any worries. From booking flight tickets and hotel accommodations to shopping and paying for food and transportation, you can use these funds for all your travel-related expenses.
Additionally, our Travel Loan is collateral-free and comes with some great features and advantages like simple eligibility criteria, an easy application process, instant approval, and attractive interest rates, plus no hidden charges. So, keep your worries aside and plan your next vacation with a Personal Loan for Holidays. Apply now!
Personal Loan EMI Calculator
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EMI Amount = *
Personal Loan for Travel: Interest Rates and Charges
Personal Loan Interest Rates | 9.99%* p.a. onwards |
Loan Amount | ₹1 Lakh to ₹30 Lakh |
Loan Processing Fees | Up to 2% plus applicable taxes |
Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
Loan Tenure | 12 to 60 months |
Prepayment/Foreclosure Charges | 0%* If paid from own sources |
Default Interest | 3% per month |
Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
Stamp Duty | At actuals (as per state) |
No Other Hidden Charges |
Eligibility Criteria for a Personal Loan for Travel
Our goal is to ensure that the lack of finances should never hold you back from fulfilling your aspirations. That is why we provide Personal Loans for Travel with basic eligibility requirements.
The parameters that help in determining our eligibility criteria for Personal Loans for Travel are outlined below:
Personal Loan for Travel Eligibility Criteria

Age

Citizenship

Work Experience

Employer Category

Monthly Income
- Age - The applicant should be at least 22 years of age at the time of applying for the loan and a maximum of 57 years of age.
- Citizenship - The applicant must be an Indian citizen.
- Work Experience -The applicant should be in current employment for a minimum of 1 month and is required to have a minimum work experience of 1 year.
- Employer Category - The applicant needs to be an employee of the Central Govt., PSU, MNC, Listed, Unlisted Public Ltd, Pvt Ltd, LLP or companies which are listed.
- Monthly Income - The monthly income of the applicant must be at least ₹30,000.
In addition to this, a good credit score can also help you qualify for a Personal Loan for Travel easily.
Please remember this list is indicative in nature and it may change during loan processing based on Poonawalla Fincorp’s internal policy.
Documents Required
With minimal paperwork, we make sure that the loan processing, from application to disbursal, is completed quickly. Simply provide some basic documentation to get one step closer to your travel goals.
Below are the required documents for our Personal Loan for Travel:
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KYC Documents
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Address Proof
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Employment Proof
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Income Documents
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Financial Documents
Why Opt for a Personal Loan for Travel?
An overseas vacation requires a lot of research and financial planning. No matter how well-planned your trip is, your expenses can easily go over the budget. Various expenses like the cost of flight tickets, hotel bookings, transportation, visa application fees, etc. may add up to form a hefty amount, which may seem overwhelming.
Nevertheless, with a Personal Loan for Travel, you can cover these costs easily. Moreover, you can repay the loan in affordable EMIs over a period of up to 60 months. You can also calculate your EMIs using our Personal Loan EMI calculator and plan your repayment accordingly.
Our Personal Loan for Travel is offered to:
- Salaried individuals
- Working professionals like Chartered Accountants, Doctors, and Company Secretaries
Features and Benefits of a Personal Loan for Travel
At Poonawalla Fincorp, we provide quick and hassle-free financing to help you turn your long-awaited travel dream into reality. Our Personal Loan for vacation is designed to ensure the best borrowing experience so you can enjoy your trip to the fullest.
The following are some significant benefits of our Personal Loan for Travel:
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Easy online process
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High loan amount
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Quick approval and instant disbursal
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Attractive interest rates
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Minimal paperwork required
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Flexible repayment tenure
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No hidden costs
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No collateral required
Apply for a Personal Loan for Travel within 5 Minutes


Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form


Personal
Details
Personal Details
Enter your DOB, qualification, and residential details


Verification
Verification
Submit and upload all details for verification and assessment
Frequently Asked Questions on Travel Personal Loans
A Personal Loan for Travel, also known as a Travel Loan, is a financial product that can be used to fund a holiday or travel-related expenses. These loans are collateral-free and are usually availed of to tackle the hefty costs related to an overseas trip.
At Poonawalla Fincorp, we provide Personal Loans for Travel with simple eligibility criteria and minimum documentation. To know if you are eligible or not, you can simply visit our official webpage and check our eligibility criteria for Personal Loans for Travel.
You can apply for a Travel Loan with us quickly and conveniently. All you are required to do is to follow the steps mentioned below:
- Step 1 – Click on “Apply Now” on our website.
- Step 2 – Enter your basic details.
- Step 3 – Upload the KYC documents and submit them along with the application.
Once the application is assessed and verified successfully, the approved loan amount will be disbursed to your bank account quickly.
We provide Personal Loans for Travel at the most competitive interest rates. Additionally, a nominal processing fee of up to 2% plus taxes on the loan amount is applicable.
You can use our Personal Loan EMI calculator to determine your EMIs. Just follow the steps mentioned below:
- Step 1 – Visit our ‘Personal Loan EMI calculator’ page.
- Step 2 – Enter the loan amount, tenure, and interest rate in the respective fields.
- Step 3 – Click on ‘Check Repayment Schedule’.
*Terms & Conditions Apply