Personal Loan for Travel

Personal Loan of ₹1 Lakh

Minimal Documentation | Quick Approval | 100% Digital Process

If you are dealing with unexpected expenses and need significant funds instantly, look no further than Poonawalla Fincorp’s Personal Loan of ₹1 Lakh. It is a great financial product for those looking to fulfil different aspirations, be it for travel, shopping, or more.

Our Personal Loan of ₹1 Lakh comes with exciting features, such as minimal documentation, instant approval, and quick disbursal. Simply avail of this loan for home renovation, travel, wedding, emergency medical expenses, etc. Apply now!


You can avail of an Instant Personal Loan of ₹1 Lakh from Poonawalla Fincorp without worrying about any hidden charges. Get a loan at favourable interest rates, starting from 16% per annum.

For more details, please check the applicable charges listed in the table below:

Instant Personal Loan Interest Rates 16%* p.a. onwards
Instant Loan Amount ₹50,000 to ₹5 Lakh
Instant Loan Processing Fees 2.5% to 3.5% plus applicable charges
Lowest Instant Loan EMI ₹1,758* for 36 months
Instant Loan Tenure 1 to 36 months
Foreclosure/Pre-Payment Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
Other Hidden Charges NIL

Your loan EMI is majorly influenced by the loan amount, tenure, and rate of interest. To plan your payments in advance, you can use an Instant Personal Loan EMI Calculator.

The EMI amount for a Personal Loan of ₹1 Lakh will vary as per the selected tenure. If we calculate the EMI for each tenure at approximately 16% interest rate, it will be as mentioned below:

Tenure       Approximate EMI at 16% Interest Rate
1 years ₹9,073*/month
2 years ₹4,896*/month
3 years ₹3,516*/month
Age Requirement


Citizenship Status


Annual Household income

Annual Household income

  • Age : 25-55 years
  • Citizenship : Indian Citizenship
  • Annual Household income : Minimum ₹3 Lakh

Once you meet the loan eligibility criteria for an instant ₹1 Lakh loan, you can submit your documentation for further evaluation.

  • KYC Documents

    KYC Documents

  • Current Proof of Address

    Current Proof of Address

  • KYC Documents : PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
  • Current Proof of Address : Passport, Utility Bills, and Rent Agreement

Post verification of your loan application and documents, the approved loan amount will be disbursed to your bank account instantly.

Poonawalla Fincorp ensures one of the best borrowing experiences for instant loans. You can enjoy a host of excellent features and benefits with our Instant Personal Loan of ₹1 Lakh, such as:

  • Unsecured loan


  • Flexible repayment tenure

    Flexible Repayment Tenure

  • Minimal marriage loan documents required logo

    Minimal documentation

  • Attractive interest rates

    No Usage Restrictions

  • No hidden charges

    Zero Hidden Charges

  • Speedy approval and rapid disbursal

    Quick Approvals

  • Quick and easy online application process

    Easy Application Process

You can apply for a Personal Loan of ₹1 Lakh by following the below-mentioned steps:

  • Step 1: Click on ‘Apply Now’ on our website and complete the Instant Personal Loan application form.
  • Step 2: Enter your KYC details and upload the documents required for a Personal Loan.
  • Step 3: Submit your application and documents for assessment and verification.
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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

What is the monthly EMI for an instant Personal Loan of ₹1 Lakh?

The EMI amount for your loan can vary. For example, the EMI for an Instant Personal Loan of ₹1 Lakh at a 16% p.a. interest rate for a 1-year tenure will be approximately ₹9,073*/month.

Can I get a Personal Loan of ₹1 Lakh?

If you meet the eligibility criteria set by Poonawalla Fincorp and submit all the required documents, you can easily get an Instant Personal Loan of ₹1 Lakh.

Am I eligible to borrow a sum of ₹1 Lakh from Poonawalla Fincorp?

To avail of a sum of ₹1 Lakh from Poonawalla Fincorp, you need to fulfil the eligibility criteria, such as age, credit score, and income.

What is the interest rate levied on a Personal Loan of ₹1 Lakh?

We offer an Instant Personal Loan of ₹1 Lakh at interest rates starting from 16% p.a.

What is the processing time for a Personal loan of ₹1 Lakh?

With online documentation and verification, the processing time for our Personal Loan of ₹1 Lakh is within 24 hours.

*T&C Apply

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Now you can avail of instant Personal Loan by amount. We offer Personal Loan catering to categories ranging from 1 lakh. Please check out the below-mentioned options to avail Personal Loan by amount:

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Personal Loan by Amount

Now you can avail of instant Personal Loan by amount. We offer Personal Loan catering to categories ranging from 1 lakh. Please check out the below-mentioned options to avail Personal Loan by amount:

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A personal loan is an unsecured loan. It lets you borrow funds from a lending institution without pledging any collateral or asset like animmovable property,

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