Personal Loan for 70000 Salary

Personal Loan on ₹70,000 Monthly Salary

Starting at 9.99%* per annum

Minimal Documentation | Quick Approval | 100% Digital Process

Get a Personal Loan with a monthly salary of ₹70,000 easily and quickly. Poonawalla Fincorp offers a Personal Loan of up to ₹30 Lakh to salaried individuals who need cash immediately. Finance your dream wedding, travel plans, home renovation, and more.

Enjoy flexible EMIs, instant disbursal, minimal documentation, high loan amount and 100% transparency when you avail of a Personal Loan from Poonawalla Fincorp. Apply now!


Poonawalla Fincorp offers Personal Loans at competitive interest rates starting at 9.99% p.a. Here’s an overview of interest rates, processing fees, and other charges:

Personal Loan Interest Rates 9.99%* p.a onwards
Loan Amount ₹1 Lakh to ₹30 Lakh
Loan Processing Fees Up to 2% plus applicable taxes
Lowest EMI per month Starting from ₹2,124* per Lakh for 60 months
Loan Tenure 12-60 months
Prepayments/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Default Interest 2% per month
Repayment Instrument Dishonor Charges ₹500 per bounce plus applicable taxes
Stamp Duty At actuals (as per state)
No Other Hidden Charges

Loan amount, tenure, and interest rates influence EMIs. Here’s a quick look at the EMIs for different 2, 3 and 5 years, calculated at an approximate 10% interest rate:

Tenure     Approximate EMI at 10% interest rate
2 years ₹ 4,614*/month
3 years ₹ 3,227*/month
5 years ₹ 2,125*/month

To qualify for a Personal Loan with Poonawalla Fincorp, applicants need to fulfil the below eligibility criteria:

Age Requirement


Citizenship Status

Monthly Income

Employment Required


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Work Experience

  • Age : Between 22 and 57 years.
  • Monthly Income : Minimum monthly salary of ₹30,000.
  • Employment : Full-time job at a Central or State Government or a listed Private Company.
  • Work Experience : Minimum 12 months of work experience, with at least one month in the current job.

To apply for a Personal Loan with a monthly salary of up to ₹70,000, provide the following documents:

  • KYC Documents

    KYC documents

  • Address proof

    Address proof

  • Income Proof

    Income Proof

  • Employment proof

    Employment proof

  • KYC documents : Government-issued ID such as PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
  • Address proof : Passport, Utility bills, Rent agreement.
  • Income Proof : Latest pay slip and bank statement for the past three months.
  • Employment proof : Employee ID card or official mail ID.

Get a Personal Loan quickly with a ₹70,000 monthly salary and enjoy great features and benefits, such as:

  • Minimal Documentation

    Minimal Documentation

  • No End Usage Restrictions

    No End Usage Restrictions

  • Flexible EMIs

    Flexible EMIs

  • Instant Disbursal

    Instant Disbursal

  • Collateral-free


  • Attractive Interest Rates

    Attractive Interest Rates

  • Easy Application

    Easy Application

  • Minimal Documentation : Submit your KYC documents, income proof, address proof, and proof of employment.
  • No End Usage Restrictions : Utilise the loan for any financial need without restrictions.
  • Flexible EMIs : Repay conveniently over a tenure of up to 60 months.
  • Instant Disbursal : Receive the loan directly into your bank account after verification.
  • Collateral-free : No need to pledge collateral to get a Personal Loan.
  • Attractive Interest Rates : Get loans at competitive interest rates, starting at just 9.99%* p.a.
  • Easy Application : Click the ‘Apply Now’ button to get a Personal Loan.

Follow the below steps to apply for a Personal Loan:

  • Step 1: Click on ‘Apply Now’ button.
  • Step 2: Complete the required details on the loan application form.
  • Step 3: Upload necessary documents.

Upon successful verification, the loan amount will be disbursed instantly into your bank account.

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Apply Online

Click on ‘Apply Now’ and complete the application form

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Quick approvals

Personal Details

Enter your DOB, qualification, and residential details

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Application Verification


Submit and upload all details for verification and assessment

Is collateral required for a Personal Loan with a monthly salary of ₹70,000?

No, Poonawalla Fincorp's Personal Loans are typically unsecured, meaning no collateral is needed.

How can I apply for a ₹70,000 Salary Personal Loan?

Applying is simple! Click on ‘Apply Now’ on our website, fill out the form, and follow the steps for a quick online application.

What documents are required for a Personal Loan application?

Necessary Personal Loan documents include KYC documents, income documents, address proof, and employment proof.

How quickly can I expect the loan approval?

Our efficient process ensures a swift verification and assessment. You'll receive confirmation once your loan is approved.

Can I choose the repayment tenure for my Personal Loan?

Yes, borrowers can choose a repayment tenure of up to 60 months. However, the loan tenure for a Personal Loan range between 12 months to 60 months.

What is the maximum loan amount offered for a salary of ₹70000?

You can access a maximum loan amount of ₹30 Lakh*. However, the precise amount you receive is determined by factors like your monthly income, credit score, and documentation.

What credit score is required for a Personal Loan on a monthly salary of ₹70,000?

To secure a Personal Loan with a ₹70,000 monthly salary, you need a credit score of 750 or more.

*Terms & Conditions Apply

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Now you can avail of instant Personal Loan by salary. We offer Personal Loan catering to different salary groups ranging from 40,000 to 1 lakh. Please check out the below-mentioned options to avail Personal Loan by salary:

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Personal Loan by Salary

Now you can avail of instant Personal Loan by salary. We offer Personal Loan catering to different salary groups ranging from 40,000 to 1 lakh. Please check out the below-mentioned options to avail Personal Loan by salary:

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A personal loan is an unsecured loan. It lets you borrow funds from a lending institution without pledging any collateral or asset like animmovable property,

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