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Need Money to Support Your Lifestyle? Here's a Personal Loan to Suit Your Needs

January 08, 2024 • 336 views

In today’s fast-paced world, achieving the lifestyle we want often demands additional financial support. A Personal Loan/lifestyle loan is designed to fulfil all your needs and is always a popular choice, whether it is for planning a perfect trip, purchasing the latest gadget, or renovating old houses. In this blog, you'll find out how a Personal Loan can help fulfil your needs and how to apply for one. Keep reading!

5 Areas Where Personal Loans Can Help Fulfil Lifestyle Needs

Achieve the following lifestyle goals with a convenient and cost-effective Personal Loan:

Purchase the Latest Gadgets

With rapidly changing technology, a new gadget is launched almost every day. Be it a home appliance, electronics, or a smartphone, everything is integrated with smart technology to make your life easier. Upgrade your gadgets without straining your budget with a Personal Loan and modernise your lifestyle without financial stress.

Complete Your Holiday Shopping List

With the help of a Personal Loan, you can get the things you’ve always had an eye on, especially during the holidays without any further delay. Make the most of holiday offers by using a Personal Loan to get gadgets on EMI, iPhone on EMI, and more from your chosen store.

Visit Your Favourite Destination

Travel to your favourite destinations without worrying about finances. Book beautiful accommodation and fulfil other travel-related expenses for you and your loved ones. Turn your dream vacation into reality with a Personal Loan for Travel.

Focus on Home Renovation

If you are considering renovating your home or making necessary repairs, a Personal Loan can be a flexible and practical financing solution for you. Get the money you need quickly for all your home improvement needs, whether you want to remodel your bathroom, modernise your kitchen, or design a beautiful outdoor area.

Plan Your Wedding

Planning the perfect wedding is a common goal. But the wedding budget also tends to go overboard if you’re not careful. Instead. You can make your day extra special and plan the wedding of your dreams with a Personal Loan.

How to Apply for an Instant Personal Loan?

You can apply for an Instant Personal Loan easily in 3 steps:

  • Step 1: Visit the official website of your chosen lender and click on the ‘Apply Now’.
  • Step 2: Fill in the required details on the loan application form.
  • Step 3: Upload necessary documents.

After verification and approval, the loan amount will be transferred to your bank account within a short time!

Eligibility Criteria and Documents Required

Eligibility Criteria

  • Age: Applicants should be at least 22 years old at the time of loan application and a maximum of 57 years old.
  • Citizenship: Applicants must have Indian citizenship.
  • Employment: Applicants must have a full-time job.
  • Work Experience: Applicants must have at least 1 year of job experience and at least 1 month of stable employment at the current job.
  • Monthly Income: Monthly net take-home salary of at least Rs.30,000.

Documents Required

  • KYC Documents: PAN Card/Aadhaar Card/Driving licence/Voter ID/Passport.
  • Current Address Proof: Passport/ Utility bills/ Rent Agreement.
  • Income Documents: Latest salary slips for the last 3 months.
  • Financial Documents: Bank Statement for the last 3 months.
  • Employment Proof: Official mail ID confirmation /Employee ID Card (in case official mail ID confirmation is not possible).

Note: The above-mentioned eligibility criteria and list of documents are indicative and can vary among different lenders.

To Conclude

Whether you need money to cover unexpected expenses or fulfil personal aspirations, a Short-Term Personal Loan from reputed financial institutions like Poonawalla Fincorp can help you meet your specific goals. Enjoy favourable loan terms and competitive interest rates with flexible repayment tenure and minimal documents. Apply today!


We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Personal Loan disbursal is at the sole discretion of Poonawalla Fincorp.
*Terms and Conditions apply

poonawalla fincorp team

Poonawalla Fincorp Team

We are a team of expert writers and editors passionate about providing our readers with authentic and valuable information on finance. Our aim is to simplify financial and finance-related concepts. We strive to help our readers become more aware and empowered to make informed financial decisions.

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