Business Loan For Women

₹30 Lakh Business Loan

Minimal Documentation | Quick Approval | 100% Digital Process

Poonawalla Fincorp's ₹30 Lakh Business Loan is an excellent financing option for business owners looking to improve or upgrade their business operations. With quick approval and a hassle-free application process, this loan is a great choice for those who need access to substantial funds without delay. The loan amount of up to ₹30 Lakh can be used for various purposes, such as business expansion, inventory management, boosting working capital, etc.

We offer flexible repayment options and favourable terms to ensure that the loan is affordable and convenient. The loan also happens to be collateral-free, making it a great choice for business owners. Overall, Poonawalla Fincorp's ₹30 Lakh Business Loan is a reliable and convenient financing option for businesses looking to take their operations to the next level. Apply now!


The applicable interest rate and charges on our ₹30 Lakh Loan for business have been listed below for your reference, ensuring complete transparency:

Rate of Interest 15% to 28% p.a.*
Processing Fees Up to 3% plus applicable taxes
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Default Interest 2% per month
Loan Amount ₹1 Lakh to ₹50 Lakh
Lowest EMI per Month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 to 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Stamp Duty At actuals (as per state)
No Other Hidden Charges

The loan EMI amount is determined by the principal amount, interest rate, and the loan repayment period. To find out the approximate EMI amount for a ₹30 Lakh Business Loan, please refer to the table below:

Tenure Approximate EMI at 15% Interest Rate
1 Year ₹2,70,775*/month
2 Years ₹1,45,460*/month
3 Years ₹1,03,996*/month

You are required to fulfil the eligibility criteria mentioned below to apply for a ₹30 Lakh Business Loan:

Age Requirement


Work Experience Required

Business vintage

Monthly Salary Required

Annual turnover

  • Age: 24-65 years
  • Business Vintage: At least 2 years
  • Annual Turnover: Minimum ₹6 Lakh

Once you meet our eligibility criteria for a ₹30 Lakh loan for business, you can begin the application process.

To avail of our Business Loan, you must provide the following documents:

  • KYC documents logo

    KYC documents

  • Financial documents logo

    Business Address Proof

  • Business-related documents logo

    Financial Documents

  • KYC Documents: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport, Business Registration Proof
  • Business Address Proof: Utility bills/Rent Agreement
  • Financial Documents: Bank account statement from the past 6 months

Please note that additional documents may be required during loan processing.

You can enjoy several features and benefits by availing of a ₹30 Lakh Business Loan from Poonawalla Fincorp:

  • Sizable sanction up to ₹50 lakh logo

    Business Loan without any security or collateral

  • Minimal documentation logo

    Minimal documentation

  • Loan amount available up to ₹50 Lakh

    Instant approval and disbursal

  • Hassle-free, online application provision logo

    Competitive Business Loan interest rate

  • Easy to apply online loan application process logo

    Sizeble sanction up to ₹50 Lakh

  • Attractive and affordable interest rates logo

    Hassle-free, online application provision

  • No collateral required against the loan logo

    Flexible tenure of up to 48 months

  • Flexible repayment tenure of up to 48 months logo

    Fulfil urgent Business Loan requirements

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Apply Online

Click on Apply Now and enter your contact details.

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Business Details

Enter your annual business turnover and other business details.

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The application will then proceed for verification and assessment

Can I get a ₹30 Lakh Business Loan?

Yes, you can easily apply for a ₹30 Lakh Business Loan from Poonawalla Fincorp if you meet our eligibility criteria and follow the above-mentioned steps.

What is the EMI for a ₹30 Lakh Business Loan?

The EMI for a ₹30 Lakh Business Loan can vary because it is determined by the total loan amount, the interest rate, and the loan tenure. Please use our Business Loan EMI calculator to easily calculate your loan EMI.

Who is eligible for MSME loan?

If you are an MSME business owner and want to apply for a ₹30 Lakh Business Loan, you must meet our basic eligibility criteria, which are listed below:

  • Applicant’s Age: 24-65 years
  • Business Vintage: At least 2 years
  • Annual Turnover: Minimum ₹6 Lakh

*Terms & Conditions Apply

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