loan against property in Jharkhand

Loan Against Property in Jharkhand

Up to ₹5 Crore | No Hidden Charges | Quick Approval

Jharkhand, a state rich in mineral resources and cultural heritage, has experienced significant economic growth in the past few years. Poonawalla Fincorp's Loan Against Property in Jharkhand is designed to address the growth opportunities by providing you with a convenient and secure way to access funds. With a Loan Against Property, you can secure more than enough funds to cover all your financial needs, whether that is to address a medical emergency or expand your business.

The following are the details of Loan Against Property interest rates and charges in Jharkhand:

Loan Against Property Interest Rates 9% p.a. onwards
Loan Amount ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1%, Plus applicable taxes
Lowest EMI per month ₹51,728* per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges

With the help of our EMI calculator, there is less chance of defaulting on a Loan Against Property in Jharkhand. To calculate EMI, you have to enter loan amount, tenure, and rate of interest.


Following are some of the most critical features and benefits of availing a Property Mortgage Loan in Jharkhand:

  • Instant Disbursal Logo

    Instant Disbursal

  • No Collateral/Security Logo

    Minimal Documentation

  • Zero Hidden Charges Logo

    Zero Hidden Charges

  • Flexible EMIs Logo

    Flexible EMIs

  • Collateral-free Logo


  • No End Usage Restriction Logo

    No End Usage Restriction

  • Easy Application Logo

    Easy Application

  • Various Properties Logo

    Various Properties

  • Instant Disbursal: Get the loan directly into your bank account after verification.
  • Minimal Documentation: Provide your KYC documents and address proof.
  • Zero Hidden Charges: All fees and charges are disclosed.
  • Flexible EMIs: Repay the loan at your convenience with a loan tenure of up to 15 years.
  • Collateral-free: No need to pledge collateral to get a Loan Against Property.
  • No End Usage Restriction: Use the loan to meet any financial requirement.
  • Easy Application: Just hit the ‘Apply Now’ button to get a Loan Against Property!
  • Various Properties: Avail of a loan on various properties such as for residential, commercial or industrial purposes.

Poonawalla Fincorp understands the diverse requirements of Jharkhand's populace and offers a range of Property Mortgage Loan options tailored to various property types:

  • Loan Against Residential Property: For Loan against residential property, you can pledge your owned apartments, independent houses, builder floors, villas, gated communities.
  • Loan Against Commercial Property: Businesses operating in Jharkhand can leverage their commercial spaces, including shops or offices, to secure capital for expansion, purchasing equipment, or managing working capital.
  • Loan Against Industrial Property: With Loan Against Industrial Property, you can pledge private warehouses, flex space, and data centres, etc.
  • Loan Against Property Balance Transfer: Consolidate your existing Loan Against Property and potentially benefit from better terms or a lower interest rate with Poonawalla Fincorp.

Poonawalla Fincorp Dhanbad Branch
Address: First Floor, Goodwill Plaza, Bank More, Dhanbad - 826001
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp Jamshedpur Branch
Address: 1 S.B. Shop Area, 2nd Floor, Shantiniketan, Main Road, Bistupur, Singhbhum, Jamshedpur-831001
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

Poonawalla Fincorp Ranchi Branch
Address: Office No.401, 4th Floor, Samriddhi Square, Kishoreganj Chowk, Ranchi, Jharkhand – 834001
Contact Number: 1800-266-3201 (Toll free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)

*Terms & Conditions Apply

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A Loan against property or property mortgage loan is a secured loan granted when you offer your existing

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