Apply for a Loan Against Property in Bathinda with Minimal Documentation!
Bathinda is a popular city in Punjab that offers a blend of rich history and modern aspirations. As its residents and businesses continue to grow over time, the demand for financial products that can help them fulfil their ambitions increases as well. This is where Poonawalla Fincorp becomes a reliable financial partner with the Loan Against Property in Bathinda.
If you are residing or have a business in Bathinda, you can leverage your residential or commercial property to access substantial funds with a Property Mortgage Loan. You can utilise the high loan amount that comes with this loan for a variety of purposes, such as expanding your business, renovating your property, investing in higher education, etc. Apply now to get a favourable interest rate on a Loan Against Property in Bathinda.
Loan Against Property Interest Rates in Bathinda
We ensure that the applicable charges on Loan Against Property offered by us are stated clearly, including the attractive interest rates that start from 9% p.a. Please see below for more details
| Loan Against Property Interest Rates | 9% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹5 Crore |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | 1044* Per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges | 0%* If paid from own sources & 4%* If paid from other sources |
| Late Payment Charges | 3% per month |
| Cheque Bounce Charges | ₹1000 per bounce plus applicable taxes |
| IMD Charges-Initial application fee | ₹10,000 - Non-refundable |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Benefits of Loan Against Property in Bathinda
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Minimal Documentation
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Transparent Terms
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Higher Loan-to-Value (LTV)
Minimal Documentation
The documents required for a Loan Against Property when applying with us are minimal, and include income, financial, address, and property details.
Transparent Terms
Enjoy transparent loan processing with all charges applicable clearly specified.
Higher Loan-to-Value (LTV)
Get substantial loan amounts based on your property's market value to meet your financial needs.
We offer a Loan Against Property in Bathinda for:
- Salaried Individuals: Salaried individuals can utilize their property as collateral to access funds through the Property Mortgage Loan.
- Self-employed Professionals: Self-employed professionals can leverage their property to secure funds for personal or business purposes.
- Firms/Companies: We assist businesses in their growth by providing loans backed by their property as security.
Purposes of Loan Against Property in Bathinda
- Renovation: Use our Loan Against Property to transform your home or workspace.
- Emergency Aid: Meet unexpected medical expenses, ensuring you get the care you need on time.
- Streamline Debt Repayment: Avail of our Loan Against Property to merge all your high-interest debts into a single loan for better financial management.
Conclusion
Our Loan Against Property allows you to unlock substantial funds by leveraging your property. This financial flexibility empowers you to cater to diverse needs. What’s more, our smooth application process with minimal documentation ensures a hassle-free experience. Seize this opportunity and apply now for a Loan Against Property in Bathinda.
Poonawalla Fincorp’s Branch Address in Bathinda:
Poonawalla Fincorp Limited
Address: 1st Floor, "Grover Complex", Shri Hanuman Chowk, G T Road, Bathinda: 151001, Punjab
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
