loan against property in chandigarh

Loan Against Property in Chandigarh

Minimal Documentation | Easy Loan Processing | Longer Loan Tenure

Chandigarh is often hailed as one of the most well-planned and modern cities in India. The city boasts a perfect blend of urban development and natural beauty. Amidst this urban splendor, financial aspirations run high, and residents seek financial solutions that match the city's progressive spirit. Poonawalla Fincorp understands the unrealized potential and hence offers Loan Against Property (LAP) as a valuable financial resource for Chandigarh's residents.

Besides fulfilling your unmet business dreams, this loan amount can be used for multiple purposes, so whether it's expanding a business, funding higher education, managing medical expenses, or renovating a property, Loan Against Property is tailored to cater to diverse financial needs. Competitive interest rates, transparent processing, and flexible loan amounts make Loan Against Property a trusted choice in Chandigarh's dynamic financial landscape. Poonawalla Fincorp stands as a dependable financial partner, dedicated to supporting Chandigarh's residents in achieving their financial aspirations and securing a prosperous future.

Avail our Loan Against Property at competitive interest rates for affordable EMIs. We ensure transparent fees for a cost-effective loan journey. Find more details below:

Loan Against Property Interest Rates 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month 1044* Per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
IMD Charges - Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • No Collateral/Security Logo

    Flexible Repayment Tenure

  • Quick Approvals Logo

    Transparent Processing

  • Competitive Interest Rate Logo

    Competitive Interest Rates

Flexible Repayment Tenure

Enjoy flexible repayment tenure extending up to 15 years, tailored to your financial comfort.

Transparent Processing

Experience complete cost transparency through a comprehensive breakdown of all charges and fees, so that you do not need to take burden of any hidden charges.

Competitive Interest Rates

Avail competitive interest rates, commencing at just 9% per annum. This results in pocket-friendly monthly instalments, making the debt repayment easy for you.

  • Salaried Individuals: We provide Loans Against Property solutions tailored to the financial needs of salaried individuals.
  • Firms/Companies: Our Loan Against Property options extend to firms and companies, offering flexible financing solutions.
  • Self-employed Professionals: Self-employed professionals can benefit from Loan Against Property offerings designed to support their diverse financial requirements.
  • Renovation: Use Poonawalla Fincorp’s Loan Against Property to elevate your current space by renovating your kitchen, hall or extending your balcony.
  • Accelerate Growth: Loan Against Property opens doors for expanding your current business as well.
  • Emergency Financial Support: Loan Against Property provides crucial support in unexpected medical emergencies, acting as a lifeline for your finances.

Discover financial possibilities in Chandigarh with Poonawalla Fincorp's Loan Against Property (LAP). Our competitive interest rates and transparent processing make it affordable and hassle-free. Whether it's business expansion, education funding, medical expenses, or property renovation, property mortgage loan caters to diverse needs. With flexible repayment options and support for various financial requirements, we stand as a dependable financial partner in Chandigarh. So, achieve your aspirations now and secure a prosperous future with us.

Poonawalla Fincorp Limited

Address: 2nd Floor, SCO 311-312, 35B, Above Canara Bank, Sector-35, Chandigarh, 160035, Punjab.
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)

*T&C Apply

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A mortgage loan is one of the most preferred types of secured loans. A secured loan is one where a borrower can pledge their property to a lender in exchange for receiving funds. Banks or non-banking financial com

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What is Loan Against Property?
A Loan against property or property mortgage loan is a secured loan granted when you offer your existing

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