Manage Your Finances with an Accessible Loan Against Property in Kottayam!
Kottayam is a city adorned with natural beauty and cultural richness. It is also home to a diverse population comprised of residents, professionals, and businesses. Hence, to further help them flourish, Poonawalla Fincorp offers a Loan Against Property in Kottayam. The loan is designed to cater to the unique financial needs of this captivating city.
We are committed to offering competitive interest rates and a transparent, streamlined process, ensuring ease in managing EMIs. Our Property Mortgage Loan comes with a flexible repayment tenure of up to 15 years. So, you can choose a repayment schedule that aligns with your financial goals. Discover the potential of your property and unlock the doors to financial growth with a Loan Against Property in Kottayam!
Loan Against Property Interest Rates in Kottayam
Get competitive interest rates on Loan Against Property in Kottayam, starting from just 9% per annum. For more details on applicable charges on Loan Against Property, see below
| Loan Against Property Interest Rates | 9% p.a. onwards |
| Loan Amount | From ₹51 Lakh to ₹5 Crore |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | 1044* Per Lakh for 180 months |
| Maximum Tenure | 3-15 years (12 years for Industrial/Warehouse) |
| Foreclosure/Prepayment Charges | 0%* If paid from own sources & 4%* If paid from other sources |
| Late Payment Charges | 3% per month |
| Cheque Bounce Charges | ₹1000 per bounce plus applicable taxes |
| IMD Charges-Initial application fee | ₹10,000 - Non-refundable |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features and Benefits of Loan Against Property in Kottayam
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Favourable Interest Rates
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Significant Financing
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Transparent Loan Terms
Favourable Interest Rates
Benefit from competitive interest rates, guaranteeing manageable EMIs for financial convenience.
Significant Financing
Secure substantial funds, aligned with your property's value, to fulfil your financial objectives.
Transparent Loan Terms
We prioritize transparency by openly disclosing all fees throughout the loan processing stage.
We offer a Loan Against Property in Kottayam for:
- Firms/Companies: We help businesses invest in business growth by offering loans secured by the value of their commercial properties.
- Salaried Individuals: People with regular incomes can fulfil their financing needs through our Property Mortgage Loan.
- Self-employed Professionals: Our Loan Against Property allows professionals to finance any personal or business requirements.
Purposes of Loan Against Property in Kottayam
- Infrastructure Upgrade: Elevate your business infrastructure or home through property-backed financing.
- Debt Consolidation: Improve your financial management by consolidating high-interest debts through a Loan Against Property at better interest rates.
- Overseas Education Funding: Achieve your dreams of studying abroad with the funds from a Loan Against Property.
Conclusion
Poonawalla Fincorp Loan Against Property in Kottayam is a hassle-free financing solution. With swift loan processing and attractive interest rates, we empower individuals and businesses to achieve their financial goals. Utilize your property's value and step into a realm of better financing by availing of a Loan Against Property in Kottayam today!
Poonawalla Fincorp’s Branch Address in Kottayam:
Poonawalla Fincorp Limited
Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam-686 004, Kerala
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
