loan against property in kottayam

Loan Against Property in Kottayam

Quick Loan Processing | Minimal Paperwork | Favourable Interest Rates

Kottayam is a city adorned with natural beauty and cultural richness. It is also home to a diverse population comprised of residents, professionals, and businesses. Hence, to further help them flourish, Poonawalla Fincorp offers a Loan Against Property in Kottayam. The loan is designed to cater to the unique financial needs of this captivating city.

We are committed to offering competitive interest rates and a transparent, streamlined process, ensuring ease in managing EMIs. Our Property Mortgage Loan comes with a flexible repayment tenure of up to 15 years. So, you can choose a repayment schedule that aligns with your financial goals. Discover the potential of your property and unlock the doors to financial growth with a Loan Against Property in Kottayam!

Get competitive interest rates on Loan Against Property in Kottayam, starting from just 9% per annum. For more details on applicable charges on Loan Against Property, see below

Loan Against Property Interest Rates 9% p.a. onwards
Loan Amount From ₹51 Lakh to ₹5 Crore
Loan Processing Fees Up to 1% plus applicable taxes
Lowest EMI per month 1044* Per Lakh for 180 months
Maximum Tenure 3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges 0%* If paid from own sources & 4%* If paid from other sources
Late Payment Charges 3% per month
Cheque Bounce Charges ₹1000 per bounce plus applicable taxes
IMD Charges-Initial application fee ₹10,000 - Non-refundable
Stamp Duty At actuals (as per state)
No Other Hidden Charges
  • No Collateral/Security Logo

    Favourable Interest Rates

  • Quick Approvals Logo

    Significant Financing

  • Competitive Interest Rate Logo

    Transparent Loan Terms

Favourable Interest Rates

Benefit from competitive interest rates, guaranteeing manageable EMIs for financial convenience.

Significant Financing

Secure substantial funds, aligned with your property's value, to fulfil your financial objectives.

Transparent Loan Terms

We prioritize transparency by openly disclosing all fees throughout the loan processing stage.

  • Firms/Companies: We help businesses invest in business growth by offering loans secured by the value of their commercial properties.
  • Salaried Individuals: People with regular incomes can fulfil their financing needs through our Property Mortgage Loan.
  • Self-employed Professionals: Our Loan Against Property allows professionals to finance any personal or business requirements.
  • Infrastructure Upgrade: Elevate your business infrastructure or home through property-backed financing.
  • Debt Consolidation: Improve your financial management by consolidating high-interest debts through a Loan Against Property at better interest rates.
  • Overseas Education Funding: Achieve your dreams of studying abroad with the funds from a Loan Against Property.

Poonawalla Fincorp Loan Against Property in Kottayam is a hassle-free financing solution. With swift loan processing and attractive interest rates, we empower individuals and businesses to achieve their financial goals. Utilize your property's value and step into a realm of better financing by availing of a Loan Against Property in Kottayam today!

Poonawalla Fincorp Limited

Address: 1st floor, Vetteel Estate, Kanjikuzhy, Kottayam-686 004, Kerala
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (First, second & third Saturdays and all Sundays will be weekly off.)

*T&C Apply

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