Business Loan For Women

₹5 Lakh Business Loan

100% Digital Process | Minimal Documentation | Swift Approval

Poonawalla Fincorp offers a Business Loan of ₹5 Lakh to help business owners meet their specific financial requirements. The loan has many benefits, including flexible repayment options, minimal documentation, and quick approvals.

With this loan, you can expand your business, purchase inventory, upgrade equipment, or finance any other operational needs. The application process is simple and hassle-free, and you can get your loan approved quickly. Apply for a Business Loan of ₹5 Lakh today and accelerate business growth to reach new heights of success.


We ensure complete transparency with our loan terms to help you make an informed decision. Please find the applicable charges listed below for your reference:

Rate of Interest 15% to 28% p.a.*
Processing Fees Up to 3% plus applicable taxes
Repayment Instrument Dishonour Charges ₹500 per bounce plus applicable taxes
Default Interest 2% per month
Loan Amount ₹1 Lakh to ₹50 Lakh
Lowest EMI per Month Starting from ₹2,783* per Lakh for 48 months
Loan Tenure 6 to 48 months
Prepayment/Foreclosure Charges 0%* If paid from own sources & 4% If paid from other sources
Stamp Duty At actuals (as per state)
No Other Hidden Charges

The EMI amount of a loan is determined by the interest rate, principal loan amount, and the repayment period. We have made it easier for you to calculate your loan EMIs with our online Business Loan EMI calculator.

The EMI amount of a ₹5 Lakh Business Loan for up to four years is listed below:

Tenure Approximate EMI at 15% Interest Rate
1 Year ₹45,129*/month
2 Years ₹24,243*/month
3 Years ₹17,333*/month

The eligibility criteria for our ₹5 Lakh Business Loan are listed below:

Age Requirement


Work Experience Required

Business Vintage

Monthly Salary Required

Annual Turnover

  • Age: 24-65 years
  • Business Vintage: At least 2 years
  • Annual Turnover: Minimum ₹6 Lakh

You can begin the application process for the ₹5 Lakh loan for business if you meet our eligibility criteria.

  • KYC documents logo

    KYC Documents

  • Financial documents logo

    Business Address Proof

  • Business-related documents logo

    Financial Documents

  • KYC Documents: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport, Business Registration Proof
  • Business Address Proof: Utility bills/Rent Agreement
  • Financial Documents: Bank account statement from the past 6 months

After you upload and submit these documents with the loan application, the details will be verified by our team. Post successful verification, the approved loan amount will be disbursed to your bank account.

You can enjoy several features and benefits with our ₹5 Lakh Business Loan, including:

  • Sizable sanction up to ₹50 lakh logo

    Business Loan without any security or collateral

  • Minimal documentation logo

    Minimal documentation

  • Loan amount available up to ₹50 Lakh

    Instant approval and disbursal

  • Hassle-free, online application provision logo

    Competitive Business Loan interest rate

  • Easy to apply online loan application process logo

    Sizeble sanction up to ₹50 Lakh

  • Attractive and affordable interest rates logo

    Hassle-free, online application provision

  • No collateral required against the loan logo

    Flexible tenure of up to 48 months

  • Flexible repayment tenure of up to 48 months logo

    Fulfil urgent Business Loan requirements

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Apply Online

Click on Apply Now and enter your contact details.

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Document Required Logo

Business Details

Enter your annual business turnover and other business details.

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The application will then proceed for verification and assessment

What is the EMI for a ₹5 Lakh Business Loan?

The EMI for a ₹5 Lakh Business Loan can vary as per the principal loan amount, the repayment tenure, and the applicable interest rate. You can use Poonawalla Fincorp’s Business Loan EMI calculator to determine your loan EMI amount.

How to arrange for a ₹5 Lakh loan for business immediately?

You can instantly apply for a ₹5 Lakh loan for business through Poonawalla Fincorp in just three simple steps:

  • Click on ‘Apply Now’ and enter your contact details.
  • Enter your annual business turnover and other business details.
  • Upload the documents and submit them with the application for verification and assessment.
Am I eligible to borrow a sum of ₹5 Lakh Business Loan from Poonawalla Fincorp?

You must meet our basic loan eligibility criteria to apply for a ₹5 Lakh Business Loan from Poonawalla Fincorp. Please visit our ‘Business Loan Eligibility and Documents’ page to know more.

*Terms & Conditions Apply

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