Apply for a Pre-Owned Car Loan in Gujarat of up to ₹75 Lakh!
Gujarat is known for its rich cultural heritage, scenic beauty, and industrial development. It also offers car lovers a chance to comfortably travel across the state thanks to its well-developed highways. If you are a resident and are looking for financing options to purchase a used car in the region, consider applying for a Pre-Owned Car Loan from Poonawalla Fincorp.
Our Pre-Owned Car Loan in Gujarat enables you to fulfil your dream of driving the car of your choice without any hassle. It comes with exciting features like transparent loan terms with no hidden charges. Apply now!
Features and Benefits of Pre-Owned Car Loan in Gujarat
With a Pre-Owned Car Loan in Gujarat from Poonawalla Fincorp, you get to enjoy several benefits, such as:
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High-value sanction for purchase
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Flexible loan tenure
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Competitive interest rate & charges
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Online loan application in few steps
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Minimal documentation
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Quick loan processing
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Swift approvals
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100% transparency with no hidden charges
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Customized Pre-Owned Car Loan for easy loan planning
Pre-Owned Car Loan Interest Rates in Gujarat
Our Pre-Owned Car Loan in Gujarat is offered at attractive interest rates and minimal applicable charges. Other loan terms and details are listed below:
| Pre-Owned Car Loan Interest Rates | 11% p.a onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakhs |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonour Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Note: Default Charges: Penalty will be charged for non payment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.
EMI Calculator
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EMI Amount = *
How to apply for a Pre-Owned Car Loan in Gujarat?
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
Types of Pre-owned Car Loan
Eligibility Criteria for Pre-Owned Car Loan in Gujarat
You can qualify for our Pre-Owned Car Loan in Gujarat by meeting the specific criteria listed below:
Age
Work Experience
Income
Indian Citizen
To know about each of these requirements in detail, check the pre-owned personal vehicle loan eligibility criteria.
Note: The above-mentioned Pre-Owned Car Loan eligibility criteria is indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.
Documents Required for Pre-Owned Car Loan in Gujarat
The following documents will be required to be submitted during the Pre-Owned Car Loan application process:
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KYC documents
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Financial/Income documents
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Ownership and Insurance documents
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Address proof documents
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Bank Statement
The complete list of documents can be accessed by visiting the ‘Eligibility & Documents’ page on our website.
Poonawalla Fincorp’s Pre-Owned Car Loan in Gujarat can help you purchase the used car of your choice at favourable loan terms and minimal applicable charges. Simply follow the steps mentioned above and apply today!
Poonawalla Fincorp’s Branches in Gujarat
Poonawalla Fincorp Ahmedabad Branch
Address: Office No.304,305 & 306, 3rd Floor, Majestic Plaza, Law Garden, Ellisbridge,Ahmedabad,Gujarat-380006.
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Bhavnagar Branch
Address: 303, 3rd Floor,Corporate Center, Opp: Dakshinamurti School, Vaghawadi Road, Bhavnagar, Gujarat-364002
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Jamnagar Branch
Address: Office No 407, 4th Floor, Neo Atlantic, PN Marg, Jamnagar, Gujarat – 361008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Rajkot Branch
Address: Office No.306, 3rd Floor, Twin Star, South Block, Near Silver Height, Nana Mawa Chowk, 150 Ring Road, Rajkot, Gujarat-360005
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Surat Branch
Address: Office No. 207 and 208, 2nd Floor, RIO EMPIRE, Near Pal RTO, Adjan,Surat, Gujarat-394510
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Vadodara Branch
Address: 701,7th Floor, Samanvay silver,Munjmauda, akota,Vadodara, Gujarat-390020
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp Vapi Branch
Address: A-820, 8th Floor, Building-A, Sonorous Circuit House, Mahatma Gandhi Circle, Vapi, Gujarat-396191
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
